See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 44 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 34 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TRUE BENEFIT LLC EIN 26-1344637 NONE | Insurance agents and brokers; Direct payment from the plan; Investment management fees paid indirectly by plan Service code 22 | — | $19.8M |
| GBS SPECIALTY MARKETS LLC EIN 37-1731018 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $19.2M |
| ADP TOTALSOURCE, INC EIN 59-3216484 PLAN ADMINISTRATOR | Plan Administrator; Direct payment from the plan Service code 14 | — | $6.7M |
| MILLIMAN EIN 91-0675641 NONE | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $5.3M |
| ADVANCED TECH PLACEMENT EIN 84-4166143 NONE | Other services; Direct payment from the plan Service code 49 | — | $3.2M |
| HEALTH ADVOCATE SOLUTIONS EIN 23-3080019 NONE | Direct payment from the plan; Other services Service code 49 | — | $1.8M |
| CSI COMPANIES INC EIN 59-3270426 NONE | Other services; Direct payment from the plan Service code 49 | — | $1.8M |
| AGM TECH SOLUTIONS LLC EIN 82-4010206 NONE | Direct payment from the plan; Other services Service code 49 | — | $1.8M |
| OPTUMINSIGHT INC. EIN 41-1858498 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $1.5M |
| RR DONNELLY & SONS COMPANY EIN 16-0331690 NONE | Direct payment from the plan; Other services Service code 49 | — | $531K |
| SUNDAYSKY INC. EIN 42-1767107 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $330K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $190K |
| ENHANCED RESOURCE CENTERS EIN 32-0315459 NONE | Other services; Direct payment from the plan Service code 49 | — | $158K |
| CROWE HORWATH LLP EIN 35-0921680 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $95K |
| DELOITTE TAX LLP EIN 86-1065772 NONE | Other services; Direct payment from the plan Service code 49 | — | $44K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 544,909 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5,844 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 18,393 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 569,146 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(37 contracts, 37 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,086,496 | $4.4B |
| Dental(6 contracts, 6 carriers) | ANTHEM BLUE CROSS AND BLUE SHIELD | 157,792 | $619.0M |
| Vision(2 contracts, 2 carriers) | ANTHEM BLUE CROSS AND BLUE SHIELD | 322,723 | $420.2M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,086,496 | $97.0M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,086,496 | $97.0M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,086,496 | $97.0M |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 6,557 | $60.8M |
| Other(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 3,586 | $22.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,086,496 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.