See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 40 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 28 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TRUE BENEFIT LLC EIN 26-1344637 NONE | Investment management fees paid indirectly by plan; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $17.2M |
| LSG INSURANCE PARTNERS, INC EIN 38-1793770 NONE | Investment management fees paid indirectly by plan; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $12.5M |
| ADP TOTALSOURCE, INC EIN 59-3216484 PLAN ADMINISTRATOR | Plan Administrator; Direct payment from the plan Service code 14 | — | $4.6M |
| GBS SPECIALTY MARKETS LLC EIN 37-1731018 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $4.3M |
| MILLIMAN EIN 91-0675641 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $3.5M |
| RR DONNELLY & SONS COMPANY EIN 16-0331690 NONE | Direct payment from the plan; Other services Service code 49 | — | $2.5M |
| OPTUM EIN 41-1858498 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $1.8M |
| TTEC SERVICES CORP EIN 84-1366615 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $803K |
| CSI COMPANIES EIN 59-3270426 NONE | Direct payment from the plan Service code 50 | — | $791K |
| SANDY ALEXANDER EIN 75-0460390 NONE | Other services; Direct payment from the plan Service code 49 | — | $571K |
| SUNDAYSKY INC EIN 42-1767107 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $225K |
| PWC LLP EIN 13-4008324 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $213K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $200K |
| GUIDESPARK EIN 26-2229814 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $66K |
| CROWE HORWATH LLP EIN 35-0921680 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $20K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 438,094 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5,292 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 23,789 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 467,175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(32 contracts, 32 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 964,010 | $3.4B |
| Dental(6 contracts, 6 carriers) | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 146,826 | $470.9M |
| Vision(3 contracts, 3 carriers) | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 292,313 | $313.9M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 964,010 | $79.9M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 964,010 | $79.9M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 964,010 | $79.9M |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 4,888 | $51.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 964,010 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.