| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FOUNDATION RISK PARTNERS CORP3 | 4634 GULFSTARR DR DESTIN, FL 32541 | UNITED HEALTHCARE INSURANCE COMPANY | $7K | $73K | $80K | 2.24% |
| CURRIN INSURANCE & INVESTMENT SERVI3 Filed as: CURRIN INSURANCE & INVESTMENT | PO BOX 30262 PENSACOLA, FL 32503 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | $24K | $28K | 0.79% |
| CURRIN INSURANCE & INVESTMENT SERVI3 Filed as: CURRIN INSURANCE & INVESTMENT | PO BOX 30262 PENSACOLA, FL 32503 | UNITED HEALTHCARE INSURANCE COMPANY | $18K | — | $18K | 3.23% |
| FOUNDATION RISK PARTNERS CORP3 | DBA ACENTRIA INS 4634 GULFSTARR DRIVE DESTIN, FL 325413715 | UNITED HEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 1.71% |
| NICHOLAS J. BOUZIOS3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $15K | — | $15K | 22.23% |
| ALEX PINNEY3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 9.06% |
| SHERRIE YOUNG3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 7.68% |
| CLINT MCCLAIN3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 6.10% |
| STEPHANIE CREWS3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.05% |
| WAYNE C FISHER JR3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $764 | — | $764 | 1.16% |
| JASON PERRY3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $607 | — | $607 | 0.92% |
| EUGENE BARON3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $546 | — | $546 | 0.83% |
| DAVID MILLER3 Filed as: DAVID BROOKS | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $213 | — | $213 | 0.32% |
| JOSEPH CAMPUS3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $195 | — | $195 | 0.30% |
| NIKKI CALTON3 | 100 CONCOURSE PARKWAY HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $171 | — | $171 | 0.26% |
| NICHOLAS J. BOUZIOS3 Filed as: NICHOLAS J BOUZIOS | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 17.08% |
| SHERRIE S YOUNG3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 6.73% |
| STEPHANIE CREWS3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $821 | — | $821 | 3.12% |
| PINNEY ALEX3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $779 | — | $779 | 2.96% |
| CLINT MCCLAIN3 Filed as: CLINT,MCCLAIN | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $676 | — | $676 | 2.57% |
| JASON PERRY3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $284 | — | $284 | 1.08% |
| WAYNE C FISHER JR3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $248 | — | $248 | 0.94% |
| DAVID MILLER3 Filed as: DAVID BROOKS | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $198 | — | $198 | 0.75% |
| JOSEPH CAMPUS3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $191 | — | $191 | 0.73% |
| EUGENE BARON3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $140 | — | $140 | 0.53% |
| NIKKI CALTON3 | 100 CONCOURSE PARKWAY HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $46 | — | $46 | 0.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 697 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 698 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 864 | $3.6M |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 864 | $3.6M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 864 | $3.6M |
| Life insurance(3 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 660 | $634K |
| Short-term disability | UNITED HEALTHCARE INSURANCE COMPANY | 660 | $542K |
| Long-term disability | UNITED HEALTHCARE INSURANCE COMPANY | 660 | $542K |
| Other | UNITED HEALTHCARE INSURANCE COMPANY | 660 | $542K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 864 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.