| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CURRIN INSURANCE & INVESTMENT SERVI3 Filed as: CURRIN INSURANCE & INVESTMENT | PO BOX 30262 PENSACOLA, FL 32503 | UNITED HEALTHCARE INSURANCE COMPANY | $12K | $92K | $104K | 2.82% |
| CURRIN INSURANCE & INVESTMENT SERVI3 Filed as: CURRIN INSURANCE & INVESTMENT | P.O. BOX 30262 PENSACOLA, FL 32503 | UNITEDHEALTHCARE INSURANCE COMPANY | $15K | — | $15K | 6.75% |
| CURRIN INSURANCE & INVESTMENT SERVI3 Filed as: CURRIN INSURANCE & INVESTMENT | PO BOX 30262 PENSACOLA, FL 32503 | UNITED HEALTHCARE INSURANCE COMPANY | $17K | — | $17K | 9.89% |
| NICHOLAS J. BOUZIOS3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 11.61% |
| SHERRIE YOUNG3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 7.77% |
| STEPHANIE CREWS3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.85% |
| ALEX PINNEY3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.82% |
| WAYNE C FISHER JR3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $881 | — | $881 | 1.45% |
| JASON PERRY3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $735 | — | $735 | 1.21% |
| NIKKI CALTON3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $303 | — | $303 | 0.50% |
| DAVID MILLER3 Filed as: DAVID BROOKS | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $264 | — | $264 | 0.43% |
| JOSEPH CAMPUS3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $263 | — | $263 | 0.43% |
| EUGENE BARON3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $170 | — | $170 | 0.28% |
| NICHOLAS J. BOUZIOS3 Filed as: NICHOLAS J BOUZIOS | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 8.65% |
| SHERRIE S YOUNG3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.57% |
| STEPHANIE CREWS3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $646 | — | $646 | 2.29% |
| JASON PERRY3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $338 | — | $338 | 1.20% |
| WAYNE C FISHER JR3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $312 | — | $312 | 1.11% |
| PINNEY ALEX3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $270 | — | $270 | 0.96% |
| DAVID MILLER3 Filed as: DAVID BROOKS | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $236 | — | $236 | 0.84% |
| JOSEPH CAMPUS3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $212 | — | $212 | 0.75% |
| NIKKI CALTON3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $140 | — | $140 | 0.50% |
| EUGENE BARON3 | 100 CONCOURSE PARKWAY SUITE 350 HOOVER, AL 35244 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $43 | — | $43 | 0.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 891 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 891 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 891 | $3.7M |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 891 | $3.7M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 891 | $3.7M |
| Life insurance(4 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 599 | $488K |
| Short-term disability(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 599 | $399K |
| Long-term disability(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 599 | $399K |
| Other(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 599 | $399K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 891 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.