See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FIRST SERVICE CORPORATION EIN 59-2506423 BENEFIT DEPT | Plan Administrator; Consulting fees Service code 14 | — | $340K |
| UNITED HEALTHCARE SERVICES INC EIN 41-1289245 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | 9900 BREN RD E STE 300W MINNETONKA, MN 553434402 | $299K |
| SYMETRA LIFE INSURANCE COMPANY EIN 91-0742147 INSURANCE PROVIDER | Insurance services Service code 23 | — | $270K |
| GOLDEN BEE ADVISORS | Consulting fees Service code 70 | 42253 KINGSMILL CIRCLE ELIZABETH, CO 80107 | $70K |
| DIGITAL INSURANCE LLC CONSULTANT | Consulting fees Service code 70 | 200 GALLERIA PKWY SE, SUITE 1950 ATLANTA, GA 30339 | $55K |
| GUARDIAN LIFE INSURANCE EIN 13-5123390 INSURANCE PROVIDER | Insurance services Service code 23 | — | $40K |
| BRITE BENEFITS, INC. | Other fees Service code 99 | 2362 S 2300 E SALT LAKE CITY, UT 84109 | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 945 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 946 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE | 915 | $0 |
| Dental | GUARDIAN LIFE INSURANCE | 915 | $0 |
| Vision | GUARDIAN LIFE INSURANCE | 915 | $0 |
| Life insurance | GUARDIAN LIFE INSURANCE | 915 | $0 |
| Short-term disability | GUARDIAN LIFE INSURANCE | 915 | $0 |
| Long-term disability(2 contracts, 2 carriers) | UNUM - PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 915 | $0 |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY | 539 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 915 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.