| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE FEDELI GROUP3 | 5005 ROCKSIDE RD SUITE 530 INDEPENDENCE, OH 44131 | UNITED HEALTHCARE SERVICES, INC. | $16K | — | $16K | 0.94% |
| INSURANCE COMPANY OF AMERICA3 | 1855 W STATE ROAD, 434 LONGWOOD, FL 32750 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | $1K | $7K | 14.06% |
| JEFFREY B HAWKINS3 | PO BOX 730382 ORMOND BEACH, FL 32173 | AFLAC | $63K | $57 | $63K | 151.81% |
| CHRISTOPHER HIGGINS3 Filed as: CHRISTOPHER M. HIGGINS | 2030 UMBRELLA TREE DR EDGEWATER, FL 32141 | AFLAC | $3K | $24K | $27K | 64.69% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA INC. | 1855 W STATE ROAD, 434 LONGWOOD, FL 32750 | AFLAC | $258 | $0 | $258 | 0.62% |
| RONALD INFANTINO3 | 2680 TRILLIUM RDG, UNIT 3210 THE VILLAGES, FL 32163 | AFLAC | $198 | — | $198 | 0.48% |
| MARTE M SASTRE3 | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $174 | — | $174 | 0.42% |
| CREST INSURANCE GROUP LLC3 | 2321 N 4TH STREET FLAGSTAFF, AZ 86004 | AFLAC | $163 | — | $163 | 0.39% |
| JAMIE LYNN HAWKINS3 | PO BOX 730382 ORMOND BEACH, FL 32173 | AFLAC | $146 | — | $146 | 0.35% |
| KRISTIKIM GOODELL3 | 10017 E MOUNTAIN VIEW RD, UNIT 1074 SCOTTSDALE, AZ 85258 | AFLAC | $97 | — | $97 | 0.23% |
| A & A INS SERV INC3 Filed as: A & A INS SERVICE INC | 3771 NW 87TH STREET CORAL SPRINGS, FL 33065 | AFLAC | $78 | — | $78 | 0.19% |
| JENNIE MOORE HAWKINS3 | 4215 RIDGEWOOD AVE, SUITE 104 PORT ORANGE, FL 32127 | AFLAC | $72 | — | $72 | 0.17% |
| ASHLEY CROOK3 Filed as: ASHLEY L CROOK | 3187 ESSEX PLACE DR MOBILE, AL 36695 | AFLAC | $52 | — | $52 | 0.13% |
| LINDA M WALLACE-PESCHKA3 | 16748 E SMOKY HILL RD, UNIT 9C CENTENNIAL, CO 80015 | AFLAC | $52 | — | $52 | 0.13% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMAS, GA 30824 | AFLAC | $29 | — | $29 | 0.07% |
| JAMES PAUL THOMPSON II3 | 1543 TEDDINGTON ST DELAND, FL 32720 | AFLAC | $28 | — | $28 | 0.07% |
| BRIAN A INFANTINO3 Filed as: BRIAN INFANTINO | 38070 DAUGHTERY ROAD ZEPHYRHILLS, FL 33540 | AFLAC | $27 | — | $27 | 0.07% |
| MARK MARQUEZ3 Filed as: MARK A MARQUEZ | 8601 NORTH BLACK CANYON HWY STE 209 PHOENIX, AZ 85021 | AFLAC | $27 | — | $27 | 0.07% |
| MKF & ASSOCIATES INC3 | 4222 MARDEN WAY VESTAVIA, AL 35242 | AFLAC | $20 | — | $20 | 0.05% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $18 | — | $18 | 0.04% |
| MARK THOMAS CANNEDY3 | 823 E BROOK HOLLOW DR PHOENIX, AZ 85022 | AFLAC | $15 | — | $15 | 0.04% |
| CATHERIN LEE3 | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $14 | — | $14 | 0.03% |
| SCOTT D HAWKINS INC3 Filed as: SCOTT D HAWKINS BENEFITS INC | 3216 MEDICI BLVD NEW SMYRNA, FL 32168 | AFLAC | $14 | — | $14 | 0.03% |
| MARCO A ERAZO3 | 4160 SW 152ND AVE MIRAMAR, FL 33027 | AFLAC | $10 | — | $10 | 0.02% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE K KIMBOROUGH | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $8 | — | $8 | 0.02% |
| JENNIE MOORE HAWKINS3 Filed as: JENNIE M HAWKINS INC | 4215 S RIDGEWOOD AVE, STE 104 PORT ORANGE, FL 32127 | AFLAC | $8 | — | $8 | 0.02% |
| ALFRED RIETKERK3 | 438 PISGAH PIKE PULASKI, TN 38478 | AFLAC | $7 | — | $7 | 0.02% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $6 | — | $6 | 0.01% |
| ROBERT L TRAPNELL JR3 | 1656 GRAND ISLE BLVD MELBOURNE, FL 32940 | AFLAC | $6 | — | $6 | 0.01% |
| PATRICIA ANNE REILLY3 Filed as: PATRICIA ANNE RILEY | 269 E LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $5 | — | $5 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $4 | — | $4 | 0.01% |
| DOUGLAS J SUCHECKI3 | 21 HEARTWOOD DR CATULA, GA 31804 | AFLAC | $3 | — | $3 | 0.01% |
| BRIAN WHITE3 Filed as: BRIAN HANLEY | 506 CANTERBURY DR LAGRANGE, GA 30241 | AFLAC | $3 | — | $3 | 0.01% |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $2 | — | $2 | 0.00% |
| THOMAS R BAILEY3 Filed as: THOMAS BAILEY | 142 MAPLE CT NW CHARLESTON, TN 37310 | AFLAC | $2 | — | $2 | 0.00% |
| DENA JORDAN3 | 9300 HARRIS CORNERS PKWY STE 100 CHARLOTTE, NC 28269 | AFLAC | $2 | — | $2 | 0.00% |
| JUAN C FERLINI3 | 891 MAYBERRY ML NEW BRAUNFELS, TX 78130 | AFLAC | $1 | — | $1 | 0.00% |
| JAVIER L ORTIZ3 | 9620 NE 2ND AVE STE 203 MIAMI SHORES, FL 33138 | AFLAC | $1 | — | $1 | 0.00% |
| DE VITA B MCKENZIE3 | 1139 IROLO ST LOS ANGELES, CA 90006 | AFLAC | $1 | — | $1 | 0.00% |
| DAWN T SUCHECKI3 | 225 WATER ST WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| SARAH CADY3 | 123 STONE GABLE CIR WINTER SPRINGS, FL 32708 | AFLAC | $1 | — | $1 | 0.00% |
| SUWAT ASSAWAMATIYANONT3 Filed as: SUWAT ASSAWAMATIYANOT | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID S MORRIS3 Filed as: DAVID R MORRIS | 950 PENINULA CORP CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | — | — | $0 | 0.00% |
| AMY SUSANNE STEED3 Filed as: AMY E STRONG | 1004 JORDAN LANE TEXARKANA, TX 75503 | AFLAC | — | — | $0 | 0.00% |
| INSURANCE OFFICE OF AMERICA3 | 1855 W STATE ROAD, 434 LONGWOOD, FL 32750 | MUTUAL OF OMAHA | $4K | $1K | $5K | 13.44% |
| INSURANCE OFFICE OF AMERICA3 | 1855 W STATE ROAD, 434 LONGWOOD, FL 32750 | MUTUAL OF OMAHA | $3K | $1K | $4K | 14.06% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | SUPERIOR VISION | $1K | — | $1K | 9.88% |
| INSURANCE OFFICE OF AMERICA3 | 1855 WEST STATE ROAD, 434 LONGWOOD, FL 32750 | MUTUAL OF OMAHA | $756 | $189 | $945 | 19.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE SERVICES, INC. | 121 | $1.7M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 238 | $53K |
| Vision | SUPERIOR VISION | 178 | $14K |
| Life insurance(2 contracts) | MUTUAL OF OMAHA | 63 | $34K |
| Long-term disability | MUTUAL OF OMAHA | 62 | $40K |
| Other | AFLAC | 42 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.