| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FRANKCRUM INSURANCE AGENCY INC3 | SOUTH MISSOURI AVENUE CLEARWATER, FL 33756 | AETNA HEALTH INC | $658K | $0 | $658K | 4.25% |
| COMPASS CONSULTING GROUP INC3 | SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | AETNA HEALTH INC | $307K | $0 | $307K | 1.98% |
| FRANKCRUM INSURANCE AGENCY INC3 | SOUTH MISSOURI AVENUE CLEARWATER, FL 33756 | AETNA LIFE INSURANCE CO. | $761K | $0 | $761K | 5.09% |
| COMPASS CONSULTING GROUP INC3 | SOUTHPPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | AETNA LIFE INSURANCE CO. | $355K | $0 | $355K | 2.37% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD, STE 400 JACKSONVILLE, FL 32216 | METROPOLITAN LIFE INSURANCE COMPANY | $262K | $18K | $280K | 10.51% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | SAFEGUARD HEALTH PLANS INC, A FLORIDA CORPORATION | $19K | $2K | $21K | 9.72% |
| LINDA MCCOY3 | 509 PINE STREET PALMETTO, GA 30268 | AFLAC | $530 | $83 | $613 | 1.05% |
| JAN HAMBY ALDAMUY3 | 2031 MONTEGO CT OLDSMAR, FL 34677 | AFLAC | $416 | $29 | $445 | 0.76% |
| VICTORRIO PAUL ZANIOL INC3 | 7511 BURLINGTON AVE N ST PETERSBURG, FL 33710 | AFLAC | $368 | $0 | $368 | 0.63% |
| GREG L BENJAMIN3 | 3118 GULF TO BAY BLVD SUITE 100 CLEARWATER, FL 33759 | AFLAC | $351 | $0 | $351 | 0.60% |
| JASMINE POWELL3 | 2346 FAIR OAKS DR JONESBORO, GA 30236 | AFLAC | $308 | $0 | $308 | 0.53% |
| ENROLLMENT ALLIANCE LLC3 | 7933 HAMPTON LAKE DRIVE TAMPA, FL 33647 | AFLAC | $285 | $0 | $285 | 0.49% |
| DONNA N THOMAS3 | 71 MONTROSE LN SHARPSBURG, GA 30277 | AFLAC | $243 | $17 | $260 | 0.45% |
| NICOLE LYNN RIHANEK3 Filed as: NICOLE RIHANEK | 2311 MID LN APT 901 HOUSTON, TX 77027 | AFLAC | $238 | $2 | $240 | 0.41% |
| CAPSTONE INSURANCE LLC3 | 8406 MASSACHUSETTS AVE STE A2 NEW PORT RICHEY, FL 34653 | AFLAC | $188 | $0 | $188 | 0.32% |
| KATHRYN SUZANNE AXENTE3 | 7020 PELICAN ISLAND DR TAMPA, FL 33634 | AFLAC | $183 | $0 | $183 | 0.31% |
| ENRIQUE ALFREDO IGLESIAS3 Filed as: ENRIQUE IGLESIAS | 968 MAUMEE ST ORLANDO, FL 32828 | AFLAC | $169 | $0 | $169 | 0.29% |
| ANDY B GLENN II3 | 2281 LAVA RIDGE CT STE 130 ROSEVILLE, CA 95661 | AFLAC | $144 | $17 | $161 | 0.28% |
| LARRY BURKHALTER3 | 5316 SUSSEX LANE PACE, FL 32571 | AFLAC | $158 | $0 | $158 | 0.27% |
| JOSEPH BAILEY DUCKETT3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | AFLAC | $152 | $0 | $152 | 0.26% |
| BRANDY ANN HARTIN3 Filed as: BRANDY HARTIN | 3115 PHOENIX AVE OLDSMAR, FL 34677 | AFLAC | $135 | $0 | $135 | 0.23% |
| JOHN C RASCHELLA3 Filed as: JOHN B ROBINSON | 4468 TUSCALOOSA PATH THE VILLAGES, FL 32163 | AFLAC | $130 | $0 | $130 | 0.22% |
| HUMBERT ALDAMUY JR3 | 16203 MUIRFIELD DR ODESSA, FL 33556 | AFLAC | $127 | $0 | $127 | 0.22% |
| JAMIE LEESMAN3 Filed as: JAMIE CARLONE LEESMAN | 7933 HAMPTON LAKE DRIVE TAMPA, FL 33647 | AFLAC | $85 | $0 | $85 | 0.15% |
| LEE RYAN MCGRAW3 | 1170 MANN RD DOUGLASVILLE, GA 30134 | AFLAC | $79 | $0 | $79 | 0.14% |
| THOMAS A HOUSE3 | 205 CRESTRUN LOOP LEESBURG, FL 34748 | AFLAC | $65 | $0 | $65 | 0.11% |
| MATTHEW SMITH3 Filed as: MATTHEW A SMITH | 8452 FREDERICKSBURG RD SAN ANTONIO, TX 78229 | AFLAC | $64 | $0 | $64 | 0.11% |
| DEREK RIHANEK3 | 2311 MID LN APT 901 HOUSTON, TX 77027 | AFLAC | $56 | $0 | $56 | 0.10% |
| JIM WAREHEIM3 | 5695 OAKHURST DR SEMINOLE, FL 33772 | AFLAC | $49 | $0 | $49 | 0.08% |
| LEE STEWART HOFFMAN3 | 20214 HERITAGE POINT DR TAMPA, FL 33647 | AFLAC | $34 | $9 | $43 | 0.07% |
| SARA BENJAMIN3 Filed as: SARA BROOKE BENJAMIN | 1277 MISSION CIR CLEARWATER, FL 33759 | AFLAC | $42 | $0 | $42 | 0.07% |
| DAVID K MOBLEY3 | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $41 | $0 | $41 | 0.07% |
| NORA M FOLKERS3 | 1121 CANE MILL LN BRADENTON, FL 34212 | AFLAC | $41 | $0 | $41 | 0.07% |
| GRAVES INC3 | 5659 W HOLIDAY ST HOMOSASSA, FL 34446 | AFLAC | $40 | $0 | $40 | 0.07% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $33 | $0 | $33 | 0.06% |
| CHRISTOPHER W GRAHAM3 | 2 CHASE CORPORATE DR STE 140 HOOVER, AL 35244 | AFLAC | $32 | $0 | $32 | 0.05% |
| BRIGITTE ELAINE NELSON PALMER3 | 2300 SOUTH BLVD APT 151 CHARLOTTE, NC 28203 | AFLAC | $32 | $0 | $32 | 0.05% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $31 | $0 | $31 | 0.05% |
| AMY A O SHIELDS3 | 5159 CALGARY DRIVE DOUGLASVILLE, GA 30135 | AFLAC | $31 | $0 | $31 | 0.05% |
| SUSAN C BRIMHALL3 | PO BOX 336 SMITHS STATION, AL 36877 | AFLAC | $30 | $0 | $30 | 0.05% |
| CHRISTOPHER GRAHAM3 | 4200 MCFARLAND BLVD UNIT 432 NORTHPORT, AL 35476 | AFLAC | $28 | $2 | $30 | 0.05% |
| FRAN C HARGARTEN III3 | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $27 | $0 | $27 | 0.05% |
| SHANNON HERNANDEZ3 | PO BOX 203 BROOKSVILLE, FL 34605 | AFLAC | $24 | $0 | $24 | 0.04% |
| ANDREW DAVID KOWN3 | 6130 RIVER SHORE PKWY ATLANTA, GA 30328 | AFLAC | $23 | $0 | $23 | 0.04% |
| SAIC INC3 | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $19 | $0 | $19 | 0.03% |
| JOHN P KOWN II3 | 1275 SHILOH RD NW STE 2260 KENNESAW, GA 30144 | AFLAC | $16 | $0 | $16 | 0.03% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $15 | $0 | $15 | 0.03% |
| EBERHART & ASSOCIATES INC3 Filed as: EBERHART & ASSOCIATES, INC | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $15 | $0 | $15 | 0.03% |
| WILLIAM M WARDLAW JR3 | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $14 | $0 | $14 | 0.02% |
| MELISSA J WARD3 | 16228 BONNEVILLE DR TAMPA, FL 33624 | AFLAC | $14 | $0 | $14 | 0.02% |
| DONNA M WAREHEIM3 | 5695 OAKHURST DR SEMINOLE, FL 33772 | AFLAC | $14 | $0 | $14 | 0.02% |
| GREGORY MEYER3 Filed as: GREGORY EUGENE MEYER | 5005 BODIE LN GREENSBORO, NC 27455 | AFLAC | $13 | $0 | $13 | 0.02% |
| KATHLEEN JOICE HARKNESS3 | 3635 GREGORY RD LADY LAKE, FL 32159 | AFLAC | $13 | $0 | $13 | 0.02% |
| JULIE C TRULUCK INC3 | 8721 CYPRESS RESERVE CIR ORLANDO, FL 32836 | AFLAC | $12 | $0 | $12 | 0.02% |
| KRYSTINA S EBERHART3 | 11097 PARKSIDE PRESERVE WAY TAMPA, FL 32257 | AFLAC | $12 | $0 | $12 | 0.02% |
| SUSAN L O'CONNOR3 | 3530 SAM ALLEN OAKS CIR PLANT CITY, FL 33565 | AFLAC | $8 | $2 | $10 | 0.02% |
| BARTLEIN AND ASSOC INC3 | 22465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $9 | $0 | $9 | 0.02% |
| FRANCIS V CRUZ3 | 150 MAPLE DR WEXFORD, PA 15090 | AFLAC | $7 | $0 | $7 | 0.01% |
| JANINE FOX3 | 18 HAVILAND DR SCHENECTADY, NY 12302 | AFLAC | $7 | $0 | $7 | 0.01% |
| TLW VENTURES LLC3 | 9825 SANDY PINES RD CLERMONT, FL 34711 | AFLAC | $7 | $0 | $7 | 0.01% |
| TARA JERNIGAN3 Filed as: TARA MARIE JERNIGAN | 14089 TROUVILLE DR TAMPA, FL 33624 | AFLAC | $7 | $0 | $7 | 0.01% |
| LISA G CAMPBELL3 | 5972 36TH AVE N ST PETERSBURG, FL 33710 | AFLAC | $7 | $0 | $7 | 0.01% |
| DENNIS W CAMDEN3 | 715 N KENTUCKY ST MEXICO, MO 65265 | AFLAC | $7 | $0 | $7 | 0.01% |
| PATRICIA A HOLMES3 | 7001 142ND AVE LOT 150 LARGO, FL 33771 | AFLAC | $6 | $0 | $6 | 0.01% |
| BRENT LEE EDENFIELD3 | 9249 GA HIGHWAY 315 CATAULA, GA 31804 | AFLAC | $6 | $0 | $6 | 0.01% |
| MARK MACKO3 | 220 CARYL WAY OLDSMAR, FL 34677 | AFLAC | $4 | $0 | $4 | 0.01% |
| JOE TOMECKO INSURANCE INC3 | 1605 SHADY LEAF DR VALRICO, FL 33596 | AFLAC | $4 | $0 | $4 | 0.01% |
| JOHN TODD LEE3 | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $4 | $0 | $4 | 0.01% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $4 | $0 | $4 | 0.01% |
| DEBORAH RADFORD3 | 10270 SE 179TH PL SUMMERFIELD, FL 34491 | AFLAC | $4 | $0 | $4 | 0.01% |
| RICHARD N MCAULIFFE3 | 1327 WOODFIELD OAKS DR APOPKA, FL 32703 | AFLAC | $3 | $0 | $3 | 0.01% |
| HORACE R WEAVER III3 | 106 FOUNTAIN DR SLIDELL, LA 70458 | AFLAC | $3 | $0 | $3 | 0.01% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $3 | $0 | $3 | 0.01% |
| BRENDA G SMITH3 | 3251 E GOLF BLVD POMPANO BEACH, FL 33064 | AFLAC | $3 | $0 | $3 | 0.01% |
| HR BENEFITS SERVICES, INC.3 Filed as: HR BENEFITS GROUP CORP | 2044 ASHLEY OAKS CIR STE 102 WESLEY CHAPEL, FL 33544 | AFLAC | $2 | $0 | $2 | 0.00% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $2 | $0 | $2 | 0.00% |
| ELLEN D JAMES3 | 5110 TARI STREAM WAY BRANDON, FL 33511 | AFLAC | $2 | $0 | $2 | 0.00% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $2 | $0 | $2 | 0.00% |
| RUBICON REGION LLC3 | 1010 LAKE ST STE 430 OAK PARK, IL 60301 | AFLAC | $2 | $0 | $2 | 0.00% |
| RANDALL BARTLEIN3 | 22465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $1 | $0 | $1 | 0.00% |
| DAVID C CLOUD JR3 | 12 TRENT DR SE ROME, GA 30161 | AFLAC | $1 | $0 | $1 | 0.00% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $1 | $0 | $1 | 0.00% |
| KIMBERLY DIAN CROCKETT3 | 505 LEE ROAD 214 PHENIX CITY, AL 36870 | AFLAC | $1 | $0 | $1 | 0.00% |
| JENNIFER B MOREHEAD3 | 13412 WHITBY RD HUDSON, FL 34667 | AFLAC | $1 | $0 | $1 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $1 | $0 | $1 | 0.00% |
| JAMES (JAY) GRIMES3 | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $1 | $0 | $1 | 0.00% |
| DELORES ELAINE PINKOWSKI3 | HC 64 BOX 1815 CASTLE VALLEY, UT 84532 | AFLAC | $1 | $0 | $1 | 0.00% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 405 BARSCHALL DR COLUMBUS, GA 31904 | AFLAC | $1 | $0 | $1 | 0.00% |
| DEBORAH B SMITH3 | 5703 BRYNWOOD CIR NW ACWORTH, GA 30101 | AFLAC | $0 | $0 | $0 | 0.00% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $0 | $0 | $0 | 0.00% |
| DUSTIN ROBERT JOHNSON3 | 745 W BROMPTON AVE APT 1 CHICAGO, IL 60657 | AFLAC | $0 | $0 | $0 | 0.00% |
| TARRAH SMITHSON3 Filed as: TARRAH L SMITHSON | 410 BAROQUE DR ALPHARETTA, GA 30052 | AFLAC | $0 | $0 | $0 | 0.00% |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $0 | $0 | $0 | 0.00% |
| SCOTTI MADISON3 | 3330 COBB PARKWAY SUITE 324-3 ACWORTH, GA 30101 | AFLAC | $0 | $0 | $0 | 0.00% |
| STEVEN VORDERLANDWEHR3 | 2100 BULLOCK BLUFF DR LOGANVILLE, GA 30052 | AFLAC | $0 | $0 | $0 | 0.00% |
| JONATHAN W MCCUTCHEON3 Filed as: JONATHAN MCCUTCHEON | 1150 MALLARD LAKE DR BOGART, GA 30622 | AFLAC | $0 | $0 | $0 | 0.00% |
| RUBICON REGION LLC3 | 360 W HUBBARD ST APT 2008 CHICAGO, IL 60654 | AFLAC | $0 | $0 | $0 | 0.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | SAFEGUARD HEALTH PLANS INC, A TEXAS CORPORATION | $3K | $281 | $4K | 9.49% |
| ROGER BOUCHARD INSURANCE INC3 Filed as: ROGER BOUCHARD INSURANCE, INC | 101 STARCREST DR CLEARWATER, FL 33765 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 12.43% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $716 | $716 | 3.31% |
| FRANKCRUM INSURANCE AGENCY INC3 | 100 SOUTH MISSOURI AVE CLEARWATER, FL 33756 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $555 | $0 | $555 | 2.57% |
| MARK MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AMERICAN HERITAGE LIFE INSURANCE CO | $115 | $0 | $115 | 0.77% |
| FRANKCRUM INSURANCE AGENCY INC3 | 100 SOUTH MISSOURI AVE CLEARWATER, FL 33756 | AMERICAN HERITAGE LIFE INSURANCE CO | $94 | $0 | $94 | 0.63% |
| ENROLLMENT FIRST INC3 Filed as: ENROLLMENT FIRST | 6712 DEANE HILL DRIVE KNOXVILLE, TN 37919 | AMERICAN HERITAGE LIFE INSURANCE CO | $77 | $0 | $77 | 0.52% |
| BENETEK CORPORATION3 | 4725 WEST SANDLAKE RD SUITE 300 ORLANDO, FL 32819 | AMERICAN HERITAGE LIFE INSURANCE CO | $8 | $0 | $8 | 0.05% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | SAFEGUARD HEALTH PLANS INC, A CALIFORNIA CORPORATION | $88 | $8 | $96 | 6.95% |
| ENROLLMENT FIRST INC3 Filed as: ENROLLMENT FIRST | 6712 DEANE HILL DRIVE KNOXVILLE, TN 37919 | AMERICAN HERITAGE LIFE INSURANCE CO | $68 | $0 | $68 | 23.13% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $999 | $31K | — |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $1K | $18K | — |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | $893 | $28K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 3,039 | $14.9M |
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,943 | $2.9M |
| Vision | AFLAC | 67 | $58K |
| Life insurance(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,943 | $2.7M |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,943 | $2.7M |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,943 | $2.7M |
| Other(5 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,943 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,943 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.