| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FRANKCRUM INSURANCE AGENCY INC3 | SOUTH MISSOURI AVENUE CLEARWATER, FL 33756 | AETNA HEALTH INC | $339K | $0 | $339K | 3.02% |
| COMPASS CONSULTING GROUP INC3 | SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | AETNA HEALTH INC | $158K | $0 | $158K | 1.41% |
| FRANKCRUM INSURANCE AGENCY INC3 | SOUTH MISSOURI AVENUE CLEARWATER, FL 33756 | AETNA LIFE INSURANCE CO. | $279K | $0 | $279K | 3.31% |
| COMPASS CONSULTING GROUP INC3 | SOUTHPPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | AETNA LIFE INSURANCE CO. | $130K | $0 | $130K | 1.54% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD, STE 400 JACKSONVILLE, FL 32216 | METROPOLITAN LIFE INSURANCE COMPANY | $139K | $10K | $150K | 10.48% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | VISION SERVICE PLAN | $36K | $0 | $36K | 9.36% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $23K | $8K | $32K | 13.62% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $46K | $0 | $46K | 20.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | SAFEGUARD HEALTH PLANS INC, A FLORIDA CORPORATION | $20K | $2K | $22K | 10.69% |
| COMPASS CONSULTING GROUP INC3 | SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $24K | $0 | $24K | 15.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $3K | $14K | 20.00% |
| LINDA MCCOY3 | 509 PINE STREET PALMETTO, GA 30268 | AFLAC | $1K | $69 | $1K | 1.95% |
| JAN HAMBY ALDAMUY3 | 16203 MUIRFIELD DR ODESSA, FL 33556 | AFLAC | $910 | $62 | $972 | 1.55% |
| GREG L BENJAMIN3 | 3118 GULF TO BAY BLVD SUITE 100 CLEARWATER, FL 33759 | AFLAC | $576 | $36 | $612 | 0.98% |
| VICTORRIO PAUL ZANIOL INC3 | 7511 BURLINGTON AVE N ST PETERSBURG, FL 33710 | AFLAC | $416 | $0 | $416 | 0.66% |
| DONNA N THOMAS3 | 71 MONTROSE LN SHARPSBURG, GA 30277 | AFLAC | $303 | $14 | $317 | 0.51% |
| ENROLLMENT ALLIANCE LLC3 | 7933 HAMPTON LAKE DRIVE TAMPA, FL 33647 | AFLAC | $317 | $0 | $317 | 0.51% |
| NICOLE LYNN RIHANEK3 Filed as: NICOLE RIHANEK | 2311 MID LN APT 901 HOUSTON, TX 77027 | AFLAC | $290 | $11 | $301 | 0.48% |
| SARA BENJAMIN3 | 3118 GULF TO BAY BLVD SUITE 100 CLEARWATER, FL 33759 | AFLAC | $214 | $31 | $245 | 0.39% |
| LARRY BURKHALTER3 | 5316 SUSSEX LANE PACE, FL 32571 | AFLAC | $222 | $0 | $222 | 0.35% |
| CAPSTONE INSURANCE LLC3 | 8406 MASSACHUSETTS AVE STE A2 NEW PORT RICHEY, FL 34653 | AFLAC | $211 | $0 | $211 | 0.34% |
| ANDY B GLENN II3 | 50 HURT PLZ SE STE 1630 ATLANTA, GA 30303 | AFLAC | $189 | $14 | $203 | 0.32% |
| KATHRYN SUZANNE AXENTE3 | 500 N WEST SHORE BLVD STE 1015 TAMPA, FL 33609 | AFLAC | $190 | $5 | $195 | 0.31% |
| ENRIQUE ALFREDO IGLESIAS3 Filed as: ENRIQUE IGLESIAS | 968 MAUMEE ST ORLANDO, FL 32828 | AFLAC | $182 | $0 | $182 | 0.29% |
| JOSEPH BAILEY DUCKETT3 | 1000 PARKWOOD CIR SE STE 900 ATLANTA, GA 30339 | AFLAC | $172 | $0 | $172 | 0.27% |
| CHRISTOPHER GRAHAM3 | 4200 MCFARLAND BLVD UNIT 432 NORTHPORT, AL 35476 | AFLAC | $150 | $22 | $172 | 0.27% |
| CRISTINA M FIALLO3 Filed as: CRISTINA FIALLO | 18102 PORTSIDE ST TAMPA, FL 33647 | AFLAC | $161 | $0 | $161 | 0.26% |
| MATTHEW SMITH3 | 6825 HUEBNER RD SAN ANTONIO, TX 78238 | AFLAC | $142 | $13 | $155 | 0.25% |
| BRANDY ANN HARTIN3 Filed as: BRANDY HARTIN | 3115 PHOENIX AVE OLDSMAR, FL 34677 | AFLAC | $147 | $0 | $147 | 0.23% |
| JOHN C RASCHELLA3 Filed as: JOHN B ROBINSON | 4468 TUSCALOOSA PATH THE VILLAGES, FL 32163 | AFLAC | $120 | $0 | $120 | 0.19% |
| MELISSA WARD3 | 11751 KENT GROVE DR SPRING HILL, FL 34610 | AFLAC | $113 | $3 | $116 | 0.18% |
| LEE STEWART HOFFMAN3 | 20214 HERITAGE POINT DR TAMPA, FL 33647 | AFLAC | $110 | $3 | $113 | 0.18% |
| JAMIE LEESMAN3 Filed as: JAMIE CARLONE LEESMAN | 7933 HAMPTON LAKE DRIVE TAMPA, FL 33647 | AFLAC | $76 | $0 | $76 | 0.12% |
| LEE RYAN MCGRAW3 | 1170 MANN RD DOUGLASVILLE, GA 30134 | AFLAC | $73 | $0 | $73 | 0.12% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $72 | $0 | $72 | 0.11% |
| THOMAS A HOUSE3 | 1089 HARMONY LANE STE 1104 CLERMONT, FL 34711 | AFLAC | $60 | $0 | $60 | 0.10% |
| DEREK RIHANEK3 | 2311 MID LN APT 901 HOUSTON, TX 77027 | AFLAC | $52 | $3 | $55 | 0.09% |
| TARA JERNIGAN3 | 14089 TROUVILLE DR TAMPA, FL 33624 | AFLAC | $52 | $2 | $54 | 0.09% |
| FRAN C HARGARTEN III3 | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $47 | $0 | $47 | 0.07% |
| JIM WAREHEIM3 | 5695 OAKHURST DR SEMINOLE, FL 33772 | AFLAC | $46 | $0 | $46 | 0.07% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $43 | $0 | $43 | 0.07% |
| ANDREW DAVID KOWN3 | 6130 RIVER SHORE PKWY ATLANTA, GA 30328 | AFLAC | $41 | $0 | $41 | 0.07% |
| DAVID K MOBLEY3 | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $38 | $0 | $38 | 0.06% |
| NORA M FOLKERS3 | 1121 CANE MILL LN BRADENTON, FL 34212 | AFLAC | $38 | $0 | $38 | 0.06% |
| GRAVES INC3 | 5659 W HOLIDAY ST HOMOSASSA, FL 34446 | AFLAC | $37 | $0 | $37 | 0.06% |
| BRIGITTE NELSON PALMER3 | 15002 ARBOR RESERVE CIR APT 213 TAMPA, FL 33624 | AFLAC | $32 | $0 | $32 | 0.05% |
| SUSAN C BRIMHALL3 | 3921 CAPE SAN BLAS RD PORT SAINT JOE, FL 32456 | AFLAC | $31 | $0 | $31 | 0.05% |
| AMY A O SHIELDS3 | 5159 CALGARY DRIVE DOUGLASVILLE, GA 30135 | AFLAC | $29 | $0 | $29 | 0.05% |
| JOHN P KOWN II3 | 1275 SHILOH RD NW STE 2260 KENNESAW, GA 30144 | AFLAC | $28 | $0 | $28 | 0.04% |
| KRYSTINA EBERHART3 | 5584 HARBORSIDE DR TAMPA, FL 33615 | AFLAC | $27 | $0 | $27 | 0.04% |
| SHANNON HERNANDEZ3 | PO BOX 203 BROOKSVILLE, FL 34605 | AFLAC | $22 | $0 | $22 | 0.04% |
| SUSAN L O'CONNOR3 Filed as: SUSAN O'CONNOR | 3433 LITHIA PINECREST RD STE 294 VALRICO, FL 33596 | AFLAC | $18 | $0 | $18 | 0.03% |
| LISA CAMPBELL3 | 5972 36TH AVE N ST PETERSBURG, FL 33710 | AFLAC | $16 | $0 | $16 | 0.03% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $14 | $0 | $14 | 0.02% |
| JULIE C TRULUCK INC3 | 8721 CYPRESS RESERVE CIR ORLANDO, FL 32836 | AFLAC | $13 | $0 | $13 | 0.02% |
| GREGORY MEYER3 Filed as: GREGORY EUGENE MEYER | 301 N ELM ST STE 520 GREENSBORO, NC 27401 | AFLAC | $13 | $0 | $13 | 0.02% |
| WILLIAM M WARDLAW JR3 | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $13 | $0 | $13 | 0.02% |
| DONNA M WAREHEIM3 Filed as: DONNA WAREHEIM | 5695 OAKHURST DR SEMINOLE, FL 33772 | AFLAC | $13 | $0 | $13 | 0.02% |
| KATHLEEN JOICE HARKNESS3 | 3635 GREGORY RD LADY LAKE, FL 32159 | AFLAC | $12 | $0 | $12 | 0.02% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $12 | $0 | $12 | 0.02% |
| BARTLEIN AND ASSOC INC3 | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $8 | $0 | $8 | 0.01% |
| FRANCIS V CRUZ3 | 19115 LIVINGSTON AVE LUTZ, FL 33559 | AFLAC | $7 | $0 | $7 | 0.01% |
| JANINE FOX3 | 18 HAVILAND DR SCHENECTADY, NY 12302 | AFLAC | $7 | $0 | $7 | 0.01% |
| BENEFITS WITH FRIENDS3 | 9113 79TH AVE SEMINOLE, FL 33777 | AFLAC | $7 | $0 | $7 | 0.01% |
| JOHN TODD LEE3 | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $6 | $0 | $6 | 0.01% |
| TLW VENTURES LLC3 | 614 E HIGHWAY 50 338 CLERMONT, FL 34711 | AFLAC | $6 | $0 | $6 | 0.01% |
| DENNIS W CAMDEN3 Filed as: DENNIS CAMDEN | 715 N KENTUCKY ST MEXICO, MO 65265 | AFLAC | $6 | $0 | $6 | 0.01% |
| BRENT LEE EDENFIELD3 | 9249 GA HIGHWAY 315 CATAULA, GA 31804 | AFLAC | $5 | $0 | $5 | 0.01% |
| E J DIAZ INC3 | 10113 BELGRAVE ROAD TAMPA, FL 33626 | AFLAC | $4 | $0 | $4 | 0.01% |
| JOE TOMECKO INSURANCE INC3 | 1605 SHADY LEAF DR VALRICO, FL 33596 | AFLAC | $4 | $0 | $4 | 0.01% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $4 | $0 | $4 | 0.01% |
| MARK MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AFLAC | $3 | $0 | $3 | 0.00% |
| RICHARD N MCAULIFFE3 | 1327 WOODFIELD OAKS DR APOPKA, FL 32703 | AFLAC | $3 | $0 | $3 | 0.00% |
| HORACE R WEAVER III3 | 106 FOUNTAIN DR SLIDELL, LA 70458 | AFLAC | $3 | $0 | $3 | 0.00% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $3 | $0 | $3 | 0.00% |
| BRENDA G SMITH3 | 3251 E GOLF BLVD POMPANO BEACH, FL 33064 | AFLAC | $3 | $0 | $3 | 0.00% |
| PATRICIA A HOLMES3 | 7001 142ND AVE LOT 150 LARGO, FL 33771 | AFLAC | $2 | $0 | $2 | 0.00% |
| HR BENEFITS SERVICES, INC.3 Filed as: HR BENEFITS GROUP CORP | 2044 ASHLEY OAKS CIR STE 102 WESLEY CHAPEL, FL 33544 | AFLAC | $2 | $0 | $2 | 0.00% |
| JMG BUSINESS PARTNERS LLC3 | 3001 VIA PARMA ST PLANT CITY, FL 33566 | AFLAC | $2 | $0 | $2 | 0.00% |
| ELLEN D JAMES3 | 3831 MISTY LANDING DR VALRICO, FL 33594 | AFLAC | $2 | $0 | $2 | 0.00% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $2 | $0 | $2 | 0.00% |
| RUBICON REGION LLC3 | 1010 LAKE ST STE 430 OAK PARK, IL 60301 | AFLAC | $2 | $0 | $2 | 0.00% |
| RANDALL BARTLEIN3 | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $1 | $0 | $1 | 0.00% |
| DAVID C CLOUD JR3 | 12 TRENT DR SE ROME, GA 30161 | AFLAC | $1 | $0 | $1 | 0.00% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $1 | $0 | $1 | 0.00% |
| KIMBERLY DIAN CROCKETT3 | 1563 ASHLEY CREEK LN CORDOVA, TN 38016 | AFLAC | $1 | $0 | $1 | 0.00% |
| JENNIFER B MOREHEAD3 | 13412 WHITBY RD HUDSON, FL 34667 | AFLAC | $1 | $0 | $1 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $1 | $0 | $1 | 0.00% |
| JAMES (JAY) GRIMES3 Filed as: JAMES GRIMES | 4272 PERSIMMON WOODS DR NORTH CHARLESTON, SC 29420 | AFLAC | $1 | $0 | $1 | 0.00% |
| DELORES ELAINE PINKOWSKI3 Filed as: DELORES PINKOWSKI | HC 64 BOX 1815 CASTLE VALLEY, UT 84532 | AFLAC | $1 | $0 | $1 | 0.00% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 1100 ALAKEA STREET SUITE 3200 HONOLULU, HI 96813 | AFLAC | $1 | $0 | $1 | 0.00% |
| DEBORAH B SMITH3 | 5703 BRYNWOOD CIR NW ACWORTH, GA 30101 | AFLAC | $0 | $0 | $0 | 0.00% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $0 | $0 | $0 | 0.00% |
| DUSTIN ROBERT JOHNSON3 | 50 HURT PLZ SE STE 995 ATLANTA, GA 30303 | AFLAC | $0 | $0 | $0 | 0.00% |
| TARRAH SMITHSON3 Filed as: TARRAH L SMITHSON | 449 TIMBER PL MILTON, GA 30004 | AFLAC | $0 | $0 | $0 | 0.00% |
| MARK C LEE3 | 1444 SOUTH 17TH ST WILMINGTON, NC 28401 | AFLAC | $0 | $0 | $0 | 0.00% |
| SCOTTI MADISON3 | 3330 COBB PARKWAY SUITE 324-3 ACWORTH, GA 30101 | AFLAC | $0 | $0 | $0 | 0.00% |
| STEVEN VORDERLANDWEHR3 | 1599 AMHEARST MILL DR LAWRENCEVILLE, GA 30043 | AFLAC | $0 | $0 | $0 | 0.00% |
| JONATHAN W MCCUTCHEON3 Filed as: JONATHAN MCCUTCHEON | 1150 MALLARD LAKE DR BOGART, GA 30622 | AFLAC | $0 | $0 | $0 | 0.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD, STE 400 JACKSONVILLE, FL 32216 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $0 | $9K | 15.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $0 | $8K | 15.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | SAFEGUARD HEALTH PLANS INC, A TEXAS CORPORATION | $3K | $246 | $3K | 10.31% |
| MARK MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AMERICAN HERITAGE LIFE INSURANCE CO | $858 | $0 | $858 | 3.70% |
| FRANKCRUM INSURANCE AGENCY INC3 | 100 SOUTH MISSOURI AVE CLEARWATER, FL 33756 | AMERICAN HERITAGE LIFE INSURANCE CO | $747 | $0 | $747 | 3.22% |
| ENROLLMENT FIRST INC3 Filed as: ENROLLMENT FIRST | 6712 DEANE HILL DRIVE KNOXVILLE, TN 37919 | AMERICAN HERITAGE LIFE INSURANCE CO | $575 | $0 | $575 | 2.48% |
| BENETEK CORPORATION3 | 4725 WEST SANDLAKE RD ORLANDO, FL 32819 | AMERICAN HERITAGE LIFE INSURANCE CO | $64 | $0 | $64 | 0.28% |
| ANTHONY TUDELA3 | 7110 MELOGOLD CIRCLE LAND OLAKES, FL 34637 | AMERICAN HERITAGE LIFE INSURANCE CO | $30 | $0 | $30 | 0.13% |
| CONDON-MEEK INC3 | 1211 COURT ST CLEARWATER, FL 33756 | AMERICAN HERITAGE LIFE INSURANCE CO | $1 | $0 | $1 | 0.00% |
| ENROLLMENT FIRST INC3 Filed as: ENROLLMENT FIRST | 6712 DEANE HILL DRIVE KNOXVILLE, TN 37919 | AMERICAN HERITAGE LIFE INSURANCE CO | $109 | $0 | $109 | 9.98% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | SAFEGUARD HEALTH PLANS INC, A CALIFORNIA CORPORATION | $73 | $5 | $78 | 10.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,386 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,386 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 2,479 | $8.4M |
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,703 | $1.7M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 2,848 | $451K |
| Life insurance(4 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,796 | $384K |
| Short-term disability | AFLAC | 75 | $63K |
| Long-term disability(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 563 | $348K |
| Other(6 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,796 | $606K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,703 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.