| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MAYVILLE & ASSOCIATES Filed as: MAYVILLE AND ASSOCIATES | 270 LOCHA DRIVE JUPITER, FL 33458 | BLUE CROSS BLUE SHIELD OF FL | $92K | — | $92K | 4.00% |
| BENEFITS TECHNOLOGIES LLC | DIVISION 3 2300 NW CORPORATE BLVD SUITE 215 BOCA RATON, FL 33431 | USABLE LIFE | $1K | — | $1K | 5.88% |
| US BENTEC WORKPLACE SOLUTIONS Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVENUE SOUTH SUITE 501 ISELIN, NJ 08830 | USABLE LIFE | $978 | — | $978 | 5.44% |
| WILLIAM MAYVILLE | 270 LOCHA DRIVE JUPITER, FL 33458 | USABLE LIFE | $872 | — | $872 | 4.85% |
| BLUE CROSS BLUE SHIELD OF FLORIDA Filed as: BLUE CROSS BLUE SHIELD OF FL | 4800 DEERWOOD CAMPUS PKWY JACKSONVILLE, FL 32246 | USABLE LIFE | $4 | — | $4 | 0.02% |
| BENEFITS TECHNOLOGIES LLC | DIVISION 3 2300 NW CORPORATE BLVD SUITE 215 BOCA RATON, FL 33431 | USABLE LIFE | $1K | — | $1K | — |
| US BENTEC WORKPLACE SOLUTIONS Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVENUE SOUTH SUITE 501 ISELIN, NJ 08830 | USABLE LIFE | $1K | — | $1K | — |
| WILLIAM MAYVILLE | 270 LOCHA DRIVE JUPITER, FL 33458 | USABLE LIFE | $1K | — | $1K | — |
| BLUE CROSS BLUE SHIELD OF FLORIDA Filed as: BLUE CROSS BLUE SHIELD OF FL | 4800 DEERWOOD CAMPUS PKWAY JACKSONVILLE, FL 32246 | USABLE LIFE | $10 | — | $10 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TRUSTMARK HEALTH BENEFITS, INC. EIN 35-1846036 NONE | Plan Administrator; Claims processing; Other services Service code 12 | 2105 WATER RIDGE PKWY CHARLOTTE, NC 28217 | $41K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 359 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 359 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FL | 359 | $2.3M |
| Life insurance | BLUE CROSS BLUE SHIELD OF FL | 359 | $2.3M |
| Short-term disability | BLUE CROSS BLUE SHIELD OF FL | 359 | $2.3M |
| Long-term disability | BLUE CROSS BLUE SHIELD OF FL | 359 | $2.3M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FL | 359 | $2.3M |
| Other(2 contracts) | USABLE LIFE | 166 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 359 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.