| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHILD HEALTH CORP OF AMERICA3 | 16011 COLLEGE BLVD STE 250 LENEXA, KS 19406 | HARTFORD LIFE AND ACCIDENT | $163K | $49K | $212K | 9.08% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLELLAN AGENCY LLC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 66219 | HARTFORD LIFE AND ACCIDENT | $83K | — | $83K | 3.57% |
| ROGER BOUCHARD INSURANCE INC3 | 101 STARCREST DR CLEARWATER, FL 33765 | SUNLIFE ASSURANCE COMPANY OF CANADA | — | $19K | $19K | 0.88% |
| CHILD HEALTH CORP OF AMERICA3 | 16011 COLLEGE BLVD LENEXA, KS 66219 | HARTFORD LIFE AND ACCIDENT | $22K | $12K | $33K | 9.42% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLELLAN AGENCY LLC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | HARTFORD LIFE AND ACCIDENT | — | $14K | $14K | 3.96% |
| CHILD HEALTH CORP OF AMERICA3 | 16011 COLLEGE BLVD LENEXA, KS 66219 | UNITED HEALTHCARE INSURANCE COMPANY | $11K | — | $11K | 4.32% |
| CHILD HEALTH CORP OF AMERICA3 | 16011 COLLEGE BLVD LENEXA, KS 19406 | HARTFORD LIFE AND ACCIDENT | $2K | $327 | $3K | 8.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLELLAN AGENCY LLC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 66219 | HARTFORD LIFE AND ACCIDENT | — | $974 | $974 | 3.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,647 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 18,647 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 2,370 | $250K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 10,460 | $2.3M |
| Long-term disability(2 contracts) | HARTFORD LIFE AND ACCIDENT | 10,460 | $2.7M |
| Stop-loss / reinsurancereinsurance | SUNLIFE ASSURANCE COMPANY OF CANADA | 2,850 | $2.1M |
| Other(2 contracts) | HARTFORD LIFE AND ACCIDENT | 10,460 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,460 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.