| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHILD HEALTH CORP OF AMERICA3 | 16011 COLLEGE BLVD SUITE 250 LENEXA, KS 66219 | HARTFORD LIFE AND ACCIDENT | $118K | — | $118K | 7.13% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | HARTFORD LIFE AND ACCIDENT | — | $32K | $32K | 1.95% |
| ASSURANCE AGENCY LTD3 Filed as: SUN LIFE ASURANCE COMPANY OF CANADA | P.O. BOX 7247-7184 PHILADELPHIA, PA 19170 | SUN LIFE ASSURANCE COMPANY OF CANADA | $22K | — | $22K | 1.36% |
| ROGER BOUCHARD INSURANCE INC3 Filed as: ROGER BOUCHARD | 8191 COLLEGE PKWY SUITE 202 FT MYERS, FL 33919 | SUN LIFE ASSURANCE COMPANY OF CANADA | $22K | — | $22K | 1.36% |
| CHILD HEALTH CORP OF AMERICA3 | 16011 COLLEGE BLVD SUITE 250 LENEXA, KS 66219 | HARTFORD LIFE AND ACCIDENT | $67K | — | $67K | 6.52% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | HARTFORD LIFE AND ACCIDENT | — | $20K | $20K | 1.93% |
| CHILD HEALTH CORP OF AMERICA3 | 16011 COLLEGE BLVD SUITE 250 LENEXA, KS 66219 | HARTFORD LIFE AND ACCIDENT | $58K | — | $58K | 6.57% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | HARTFORD LIFE AND ACCIDENT | — | $17K | $17K | 1.92% |
| CHILD HEALTH CORP OF AMERICA3 | 16011 COLLEGE BLVD LENEXA, KS 66219 | UNITED HEALTHCARE INSURANCE COMPANY | $14K | — | $14K | 5.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 19,879 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 19,879 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,956 | $1.6M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,956 | $1.6M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 2,387 | $274K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 2,728 | $890K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 2,814 | $1.7M |
| Other | HARTFORD LIFE AND ACCIDENT | 5,335 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,335 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.