| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KIMBERLY FERGUSON3 Filed as: KIMBERLY ECKELBARGER | 2118 LARISSA CT TRINITY, FL 34655 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 10.42% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $948 | $5K | 6.20% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | P.O. BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 4.96% |
| M.E. WILSON COMPANY, LLC3 | 300 W PLATT ST #200 TAMPA, FL 33606 | METROPOLITAN LIFE INSURANCE COMPANY | $749 | — | $749 | 0.98% |
| E J DIAZ INC | 10113 BELGRAVE RD TAMPA, FL 33626 | AFLAC | $2K | $86 | $2K | 4.45% |
| CHRISTOPHER MIDDLETON Filed as: CHRISTOPHER DAVID MIDDLETON | 3712 CARROLLBROOK RD TAMPA, FL 33618 | AFLAC | $1K | $67 | $1K | 3.40% |
| KIMBERLY FERGUSON Filed as: KIMBERLY ECKELBARGER | 2118 LARISSA CT TRINITY, FL 34655 | AFLAC | $1K | $0 | $1K | 3.28% |
| MATTHEW HAND Filed as: MATTHEW R HAND | 10113 KINGSHYRE WAY TAMPA, FL 33647 | AFLAC | $264 | $0 | $264 | 0.66% |
| MICHAEL R REBER | 20101 HERON CROSSING DR TAMPA, FL 33647 | AFLAC | $182 | $0 | $182 | 0.45% |
| AIMEE BRANDON Filed as: AIMEE ZWEIL BRANDON | 28322 OPENFIELD LOOP WESLEY CHAPEL, FL 33543 | AFLAC | $128 | $31 | $159 | 0.40% |
| CATHERINE L LEE | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $107 | $31 | $138 | 0.34% |
| TRAVIS L WILLEY | 13909 RIVER WILLOW PL TAMPA, FL 33637 | AFLAC | $136 | $0 | $136 | 0.34% |
| DAVID V PAYNE | 225 EAGLE CT MONROE, MI 48162 | AFLAC | $106 | $0 | $106 | 0.26% |
| STEPHEN GRAZIANO | 100 S KENTUCKY AVE STE 240 LAKELAND, FL 33801 | AFLAC | $95 | $0 | $95 | 0.24% |
| WALLACE WELCH & WILLINGHAM INC | 300 1ST AVE S FL 5 ST PETERSBURG, FL 33701 | AFLAC | $55 | $0 | $55 | 0.14% |
| JAMES (JAY) GRIMES Filed as: JAMES GRIMES | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $40 | $0 | $40 | 0.10% |
| HUMBERT ALDAMUY JR | 16203 MUIRFIELD DR ODESSA, FL 33556 | AFLAC | $37 | $0 | $37 | 0.09% |
| SUSAN C BRIMHALL | PO BOX 336 SMITHS STATION, AL 36877 | AFLAC | $20 | $0 | $20 | 0.05% |
| GLENN L DAYTON | 6900 ULMERTON RD LARGO, FL 33771 | AFLAC | $17 | $0 | $17 | 0.04% |
| SCOTT L EELLS | 100 HAMPTON RD CLEARWATER, FL 33759 | AFLAC | $14 | $0 | $14 | 0.03% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 405 BARSCHALL DR COLUMBUS, GA 31904 | AFLAC | $13 | — | $13 | 0.03% |
| TERESA C SHOOK | 10156 ROSE PETAL PL RIVERVIEW, FL 33578 | AFLAC | $12 | $0 | $12 | 0.03% |
| BARTLEIN AND ASSOC INC | 22465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $11 | $0 | $11 | 0.03% |
| KATHRYN SUZANNE AXENTE | 7020 PELICAN ISLAND DR TAMPA, FL 33634 | AFLAC | $10 | $0 | $10 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 221 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 221 | $77K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 221 | $77K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 221 | $77K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 221 | $77K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 221 | $77K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 221 | $117K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 221 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.