| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG, FL 337161201 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $47K | $47K | 5.16% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG, FL 33716 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $2K | $11K | 17.77% |
| JOHN DOMEIER3 | 720 17TH AVENUE N ST. PETERSBURG, FL 33704 | AFLAC | $1K | $64 | $1K | 2.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: RODNEY WILLIS | 10224 TARPON DRIVE TREASURE ISLAND, FL 33706 | AFLAC | $1K | $64 | $1K | 1.97% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG, FL 33716 | AFLAC | $981 | $0 | $981 | 1.79% |
| ROBERTO FIORAVANTI3 | 5186 104TH STREET N ST. PETERSBURG, FL 33708 | AFLAC | $963 | $0 | $963 | 1.75% |
| VICTORRIO PAUL ZANIOL INC3 Filed as: VICTORRIO PAUL ZANIOL, INC. | 7301 6TH AVENUE N ST. PETERSBURG, FL 33710 | AFLAC | $852 | $25 | $877 | 1.60% |
| JOSEPH DUCKETT3 | 517 PINEWOOD DRIVE OLDSMAR, FL 34677 | AFLAC | $478 | $25 | $503 | 0.92% |
| NORA M FOLKERS3 Filed as: NORA FOLKERS | 1121 CANE MILL LANE BRADENTON, FL 34212 | AFLAC | $393 | $0 | $393 | 0.72% |
| TIFFANY KINDLE MILLER3 Filed as: TIFFANY MILLER | 1600 BOXWOOD LANE WYLIE, TX 75098 | AFLAC | $357 | $0 | $357 | 0.65% |
| THOMAS A HOUSE3 Filed as: THOMAS HOUSE | 1089 HARMONY LANE CLERMONT, FL 34711 | AFLAC | $225 | $0 | $225 | 0.41% |
| SANDRA WHITELEY3 | 1707 60TH STREET SOUTH GULFPORT, FL 33707 | AFLAC | $215 | $0 | $215 | 0.39% |
| ARNIE SAFERSTEIN3 | 600 STARKEY ROAD, APT 1102 LARGO, FL 33771 | AFLAC | $200 | $0 | $200 | 0.36% |
| ECK INC3 Filed as: ECK, INC. | P.O. BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $148 | $0 | $148 | 0.27% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 1100 ALAKEA STREET, SUITE 3200 HONOLULU, HI 96813 | AFLAC | $94 | $0 | $94 | 0.17% |
| SUSAN BRIMHALL3 | 3921 CAPE SAN BLAS ROAD PORT SAINT JOE, FL 32456 | AFLAC | $92 | $0 | $92 | 0.17% |
| J W GRIMES INC3 Filed as: J W GRIMES, INC. | 6165 WATERFORD ROAD COLUMBUS, GA 31904 | AFLAC | $54 | $0 | $54 | 0.10% |
| BARTLEIN AND ASSOC INC3 Filed as: BARTLEIN AND ASSOC, INC. | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $50 | $0 | $50 | 0.09% |
| LAURA ALGREN3 | 17960 GULF BLVD, APT. 114 REDINGTON SHORES, FL 33708 | AFLAC | $31 | $0 | $31 | 0.06% |
| JAMES (JAY) GRIMES3 Filed as: JAMES GRIMES | 4272 PERSIMMON WOODS DRIVE NORTH CHARLESTON, SC 29420 | AFLAC | $30 | $0 | $30 | 0.05% |
| KAREN C HOLLOWELL3 Filed as: KAREN C. HOLLOWELL | 2100 5TH AVENUE NORTH ST. PETERSBURG, FL 33713 | AFLAC | $23 | $0 | $23 | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: CRAIG BROWN | 1303 AUBURN LAKES CIRCLE VENICE, FL 34292 | AFLAC | $22 | $0 | $22 | 0.04% |
| DENNIS W CAMDEN3 Filed as: DENNIS CAMDEN | 225 LAKE ESTATES TRAIL LONGVIEW, TX 75605 | AFLAC | $18 | $0 | $18 | 0.03% |
| JEFFREY GLENN YARISH3 Filed as: JEFFREY YARISH | 16122 ARMISTEAD LANE ODESSA, FL 33556 | AFLAC | $16 | $0 | $16 | 0.03% |
| VICTORIA BELLAVIA3 | 2427 BENTLEY DRIVE PALM HARBOR, FL 34684 | AFLAC | $13 | $0 | $13 | 0.02% |
| GARY WHITE3 | 1607 MONUMENT AVENUE PORT SAINT JOE, FL 32456 | AFLAC | $11 | $0 | $11 | 0.02% |
| MARY REBECCA WEATHERLY3 Filed as: MARY WEATHERLY | 1934 E. LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $10 | $0 | $10 | 0.02% |
| JANINE FOX3 | 5303 HARMONY MILLS WEST COHOES, NY 12047 | AFLAC | $10 | $0 | $10 | 0.02% |
| FRANCIS V CRUZ3 Filed as: FRANCIS CRUZ | 19115 LIVINGSTON AVENUE LUTZ, FL 33559 | AFLAC | $9 | $0 | $9 | 0.02% |
| GRAVES INC3 Filed as: GRAVES, INC | 5659 W. HOLIDAY STREET HOMOSASSA, FL 34446 | AFLAC | $9 | $0 | $9 | 0.02% |
| KIMBERLY DIAN CROCKETT3 Filed as: KIMBERLY CROCKETT | 732 SILVER SANDS DRIVE CORDOVA, TN 38018 | AFLAC | $9 | $0 | $9 | 0.02% |
| JESSICA ESKEW3 | 10426 SPRINGROSE DRIVE TAMPA, FL 33626 | AFLAC | $5 | $0 | $5 | 0.01% |
| JENNIFER B MOREHEAD3 Filed as: JENNIFER MOREHEAD | 13412 WHITBY ROAD HUDSON, FL 34667 | AFLAC | $4 | $0 | $4 | 0.01% |
| ELLEN D JAMES3 Filed as: ELLEN JAMES | 3831 MISTY LANDING DRIVE VALRICO, FL 33594 | AFLAC | $4 | $0 | $4 | 0.01% |
| MARK C LEE3 Filed as: MARK LEE | 1444 SOUTH 17TH STREET WILMINGTON, NC 28401 | AFLAC | $3 | $0 | $3 | 0.01% |
| OMER S BASS IV3 Filed as: OMER BASS, IV | 565 W GATEWAY COURT MERRITT ISLAND, FL 32952 | AFLAC | $2 | $0 | $2 | 0.00% |
| HORACE R WEAVER III3 Filed as: HORACE WEAVER, III | 106 FOUNTAIN DRIVE SLIDELL, LA 70458 | AFLAC | $1 | $0 | $1 | 0.00% |
| DELORES ELAINE PINKOWSKI3 Filed as: DELORES PINKOWSKI | HC 64 BOX 1815 CASTLE VALLEY, UT 84532 | AFLAC | $1 | $0 | $1 | 0.00% |
| JAMES W BENCIN3 Filed as: JAMES BENCIN | 11 SHELDRAKE LANE WEST PALM BEACH, FL 33418 | AFLAC | $0 | $0 | $0 | 0.00% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG, FL 33716 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $728 | $5K | 11.54% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG BEACH, FL 33716 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $930 | — | $930 | 15.65% |
| WALKER MARINE ENTERPRISES4 | 3507 BELLE VISTA DRIVE, EAST ST. PETERSBURG, FL 33706 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $499 | — | $499 | 12.82% |
| JOHN F. ROWAN4 | 538 LINDSAY LAKE ROAD DALLAS, GA 30157 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $79 | — | $79 | 2.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 151 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 151 | $960K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 75 | $47K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 116 | $6K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 101 | $63K |
| Short-term disability | AFLAC | 78 | $55K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 101 | $63K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 101 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.