| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG, FL 33716 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $50K | $50K | 6.38% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG, FL 33716 | AFLAC | $2K | — | $2K | 3.13% |
| JOHN DOMEIER3 | 720 17TH AVENUE N ST. PETERSBURG, FL 33704 | AFLAC | $2K | $179 | $2K | 2.98% |
| WILLIS TOWERS WATSON US LLC3 Filed as: RODNEY WILLIS | 10224 TARPON DRIVE TREASURE ISLAND, FL 33706 | AFLAC | $2K | $179 | $2K | 2.94% |
| VICTORRIO PAUL ZANIOL INC3 Filed as: VICTORRIO PAUL ZANOIL, INC. | 7301 6TH AVENUE NORTH ST. PETERSBURG, FL 33710 | AFLAC | $1K | $71 | $1K | 2.07% |
| ROBERTO FIORAVANTI3 | 5186 104TH STREET N ST. PETERSBURG, FL 33706 | AFLAC | $973 | $0 | $973 | 1.69% |
| JOSEPH DUCKETT3 | 517 PINEWOOD DRIVE OLDSMAR, FL 34877 | AFLAC | $683 | $71 | $754 | 1.31% |
| NORA M FOLKERS3 Filed as: NORA FOLKERS | 1121 CANE MILL LANE BRADENTON, FL 34212 | AFLAC | $411 | $0 | $411 | 0.71% |
| TIFFANY KINDLE MILLER3 Filed as: TIFFANY MILLER | 2291 HANNAH WAY N DUNEDIN, FL 34696 | AFLAC | $384 | $0 | $384 | 0.67% |
| THOMAS A HOUSE3 Filed as: THOMAS A. HOUSE | 1089 HARMONY LANE, SUITE 1104 CLERMONT, FL 34711 | AFLAC | $243 | $0 | $243 | 0.42% |
| SANDRA WHITELEY3 Filed as: SANDRA K. WHITELEY | 1707 60TH STREET SOUTH GULFPORT, FL 33707 | AFLAC | $215 | $0 | $215 | 0.37% |
| ARNIE SAFERSTEIN3 | 435 16TH AVENUE SOUTH EAST, L550 LARGO, FL 33771 | AFLAC | $212 | $0 | $212 | 0.37% |
| SUSAN C BRIMHALL3 Filed as: SUSAN C. BRIMHALL | 3921 CAPE SAN BLAS ROAD PORT ST. JOE, FL 32456 | AFLAC | $123 | $33 | $156 | 0.27% |
| ECK INC3 Filed as: ECK, INC. | P.O. BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $142 | $0 | $142 | 0.25% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 1100 ALAKEA STREET, SUITE 3200 HONOLULU, HI 96813 | AFLAC | $86 | $0 | $86 | 0.15% |
| J W GRIMES INC3 Filed as: J W GRIMES, INC. | 7659 HERITAGE CROSSING WAY REUNION, FL 34747 | AFLAC | $58 | $0 | $58 | 0.10% |
| BARTLEIN AND ASSOCIATES INC3 Filed as: BARTLEIN AND ASSOCIATES, INC. | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $50 | $0 | $50 | 0.09% |
| LAURA ALGREN3 | 17960 GULF BLVD, APT 114 REDINGTON SHORES, FL 33708 | AFLAC | $44 | $0 | $44 | 0.08% |
| JAMES (JAY) GRIMES3 Filed as: JAMES GRIMES | 4272 PERSIMMON WOODS DRIVE NORTH CHARLESTON, SC 29420 | AFLAC | $30 | $0 | $30 | 0.05% |
| KAREN C HOLLOWELL3 Filed as: KAREN C. HOLLOWELL | 2100 5TH AVENUE N ST. PETERSBURG, FL 33713 | AFLAC | $23 | $0 | $23 | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: CRAIG H. BROWN | 1303 AUBURN LAKES CIRCLE VENICE, FL 34292 | AFLAC | $22 | $0 | $22 | 0.04% |
| DENNIS W CAMDEN3 Filed as: DENNIS W. CAMDEN | 226 LAKE ESTATES TRAIL LONGVIEW, TX 75605 | AFLAC | $21 | $0 | $21 | 0.04% |
| VICTORIA BELLAVIA3 Filed as: VICTORIA A. BELLAVIA | 2427 BENTLEY DRIVE PALM HARBOR, FL 34684 | AFLAC | $13 | $0 | $13 | 0.02% |
| GARY WHITE3 Filed as: GARY D. WHITE | 1607 MONUMENT AVENUE PORT ST. JOE, FL 32456 | AFLAC | $11 | $0 | $11 | 0.02% |
| GRAVES INC3 Filed as: GRAVES, INC. | 5336 CAPTAINS COURT NEW PORT RICHEY, FL 34652 | AFLAC | $10 | $0 | $10 | 0.02% |
| JEFFREY GLENN YARISH3 Filed as: JEFFREY YARISH | 16122 ARMISTEAD LANE ODESSA, FL 33556 | AFLAC | $2 | $5 | $7 | 0.01% |
| MARY REBECCA WEATHERLY3 Filed as: MARY WEATHERLY | 1934 E LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $1 | $3 | $4 | 0.01% |
| JESSICA ESKEW3 | 10426 SPRINGROSE DRIVE TAMPA, FL 33626 | AFLAC | $1 | $3 | $4 | 0.01% |
| JANINE FOX3 | 5303 HARMONY MILLS WEST COHOES, NY 12047 | AFLAC | $1 | $0 | $1 | 0.00% |
| FRANCIS V CRUZ3 Filed as: FRANCIS CRUZ | 19115 LIVINGSTON AVENUE LUTZ, FL 33559 | AFLAC | $1 | $0 | $1 | 0.00% |
| KIMBERLY DIAN CROCKETT3 Filed as: KIMBERLY CROCKETT | 732 SILVER SANDS DRIVE CORDOVA, TN 38018 | AFLAC | $1 | $0 | $1 | 0.00% |
| ELLEN D JAMES3 Filed as: ELLEN JAMES | 3831 MISTY LANDING DRIVE VALRICO, FL 33594 | AFLAC | $0 | $0 | $0 | 0.00% |
| JENNIFER B MOREHEAD3 Filed as: JENNIFER MOREHEAD | 13412 WHITBY ROAD HUDSON, FL 34667 | AFLAC | $0 | $0 | $0 | 0.00% |
| MARK C LEE3 Filed as: MARK LEE | 1444 SOUTH 17TH STREET WILMINGTON, NC 28401 | AFLAC | $0 | $0 | $0 | 0.00% |
| HORACE R WEAVER III3 Filed as: HORACE WEAVER III | 106 FOUNTAIN DRIVE SLIDELL, LA 70458 | AFLAC | $0 | $0 | $0 | 0.00% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY COURT MERRITT ISLAND, FL 32952 | AFLAC | $0 | $0 | $0 | 0.00% |
| DELORES ELAINE PINKOWSKI3 Filed as: DELORES PINKOWSKI | HC 64 BOX 1815 CASTLE VALLEY, UT 84532 | AFLAC | $0 | $0 | $0 | 0.00% |
| JAMES W BENCIN0 Filed as: JAMES BENCIN | 11 SHELDRAKE LANE WEST PALM BEACH, FL 33418 | AFLAC | $0 | $0 | $0 | 0.00% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG, FL 33716 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $62 | $7K | 12.11% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG, FL 337161201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $809 | $6K | 17.31% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG, FL 337161201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $342 | $3K | 17.14% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG, FL 337161201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $298 | $2K | 17.48% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY ST. PETERSBURG, FL 337161201 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 14.00% |
| WALKER MARINE ENTERPRISES4 | 3507 BELLE VISTA DRIVE, EAST ST. PETERSBURG BEACH, FL 33706 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $725 | — | $725 | 12.03% |
| JOHN F. ROWAN4 | 2650 BENTLEY ROAD, SE APT. 12F MARIETTA, GA 30067 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $122 | — | $122 | 2.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 150 | $841K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 120 | $8K |
| Short-term disability | AFLAC | 86 | $58K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 104 | $28K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 104 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.