See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 49 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ACTIVE & FIT AMERICAN SPECIALTY HEA EIN 33-0883241 NONE | Non-monetary compensation; Direct payment from the plan; Float revenue; Contract Administrator; Other services; Claims processing; Participant communication; Named fiduciary Service code 12 | 10221 WATERRIDGE CIRCLE SAN DIEGO, CA 92121 | $0 |
| AMPLIFON HEARING HEALTHCARE EIN 85-0437037 NONE | Named fiduciary; Participant communication; Claims processing; Non-monetary compensation; Direct payment from the plan; Other services; Float revenue; Contract Administrator Service code 12 | FIFTH STREET TOWERS 150 SOUTH 5TH S SUITE 2300 MINNEAPOLIS, MN 55402 | $0 |
| CIGNA | Other services; Participant communication; Direct payment from the plan; Non-monetary compensation; Named fiduciary; Float revenue; Contract Administrator; Claims processing Service code 12 | — | $0 |
| FITBIT EIN 20-8920744 NONE | Other services; Float revenue; Contract Administrator; Claims processing; Non-monetary compensation; Direct payment from the plan; Participant communication; Named fiduciary Service code 12 | 199 FREMONT STREET SAN FRANCISCO, CA 94105 | $0 |
| LASIK-LCA-VISION INC. EIN 11-2882328 NONE | Float revenue; Participant communication; Direct payment from the plan; Claims processing; Other services; Contract Administrator; Named fiduciary; Non-monetary compensation Service code 12 | 7840 MONTGOMERY ROAD CINCINNATI, OH 45236 | $0 |
| OMADA HEALTH, INC. EIN 45-2355015 NONE | Participant communication; Other services; Contract Administrator; Float revenue; Claims processing; Non-monetary compensation; Named fiduciary; Direct payment from the plan Service code 12 | 500 SANSOME STREET, #200 SAN FRANCISCO, CA 94111 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 90 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 90 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 81 | $467K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 90 | $58K |
| Short-term disability | AFLAC | 49 | $40K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 90 | $27K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 90 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 90 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.