| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WALLER INSURANCE PARTNERS INC3 | 1065 SOUTH FLORIDA AVENUE SUITE 2 LAKELAND, FL 33803 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $155K | — | $155K | 7.54% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | AFLAC | $496 | — | $496 | 2.19% |
| JOHN FRANCIS BOZER3 | 5655 CYNTHIA LANE SARASOTA, FL 34235 | AFLAC | $231 | $162 | $393 | 1.74% |
| JOAN A FARNHAM3 | 5138 39TH ST W BRADENTON, FL 34210 | AFLAC | $304 | — | $304 | 1.34% |
| URSULA HUNT3 | 5707 45TH ST E LOT 208 BRANDENTON, FL 34203 | AFLAC | $260 | — | $260 | 1.15% |
| JENNIFER FRANCEY TAGGART3 | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $192 | $38 | $230 | 1.02% |
| JUSTIN M REYNOLDS3 | 8433 ENTERPRISE CIR STE 100 LAKEWOOD RANCH, FL 34202 | AFLAC | $129 | $38 | $167 | 0.74% |
| JOEL M LUSTGARTEN3 | 3000 N OCEAN DR APT 14H RIVIERA BEACH, FL 33404 | AFLAC | $156 | — | $156 | 0.69% |
| BOZER & ASSOCIATES LLC3 | 5655 CYNTHIA LN SARASOTA, FL 34235 | AFLAC | $89 | $28 | $117 | 0.52% |
| BARTLEIN AND ASSOC INC3 | 22465 PANTHER LOOP BRANDENTON, FL 34208 | AFLAC | $63 | — | $63 | 0.28% |
| REBECCA A MCQUILLEN3 | 1108 67TH STRRET CT E BRADENTON, FL 34208 | AFLAC | $63 | — | $63 | 0.28% |
| JANICE NICKELL3 Filed as: JANICE F NICKELL | 808 DUANE PALMER BLVD SEBRING, FL 33876 | AFLAC | $57 | — | $57 | 0.25% |
| HARRY E HUNT JR3 | 5707 45TH ST E LOT 208 BRADENTON, FL 34203 | AFLAC | $52 | — | $52 | 0.23% |
| STEFAN E SCHULT3 | 233 E CENTER AVE SEBRING, FL 33870 | AFLAC | $49 | — | $49 | 0.22% |
| HEARTLAND BENEFITS INC3 | 233 EAST CENTER AVE SEBRING, FL 33870 | AFLAC | $40 | — | $40 | 0.18% |
| DEREK R MANN3 | 111 LEE ROAD 802 UNIT 122 VALLEY, AL 36854 | AFLAC | $39 | — | $39 | 0.17% |
| JOHN J GRUND3 | 4119 24TH AVE W BRADENTON, FL 34205 | AFLAC | $36 | — | $36 | 0.16% |
| HEARTLAND BENEFITS INC3 | 233 EAST CENTER AVE SEBRING, FL 33870 | AFLAC | $29 | — | $29 | 0.13% |
| JEFFREY NELSON3 Filed as: JEFFREY C NELSON | 8512 WESTERNLAND DR LAND O LAKES, FL 34637 | AFLAC | $21 | — | $21 | 0.09% |
| RENA L HELM3 | 645 13TH AVE E BRADENTON, FL 34208 | AFLAC | $20 | — | $20 | 0.09% |
| SUSAN C BRIMHALL3 | PO BOX 336 SMITHS STATION, AL 36877 | AFLAC | $18 | — | $18 | 0.08% |
| JEANNINE MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AFLAC | $14 | — | $14 | 0.06% |
| MEGHAN E MINNEHAN3 | 916 KNOWLES ST ROYAL OAK, MI 48067 | AFLAC | $12 | — | $12 | 0.05% |
| RAM 1 INC3 | 1108 67TH STREET COURT E BRADENTON, FL 34208 | AFLAC | $11 | — | $11 | 0.05% |
| LANCE ACKERMAN3 Filed as: LANCE N ACKERMAN | 5010 N 9TH ST TAMPA, FL 33603 | AFLAC | $11 | — | $11 | 0.05% |
| MARK A LINSNER3 | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $11 | — | $11 | 0.05% |
| MICHAEL R REBER3 | 20101 HERON CROSSING RD TAMPA, FL 33647 | AFLAC | $11 | — | $11 | 0.05% |
| JAMES (JAY) GRIMES3 | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $10 | — | $10 | 0.04% |
| STEFAN E SCHULT3 Filed as: STEFAN SCHULT | 233 E CENTER AVENUE SEBRING, FL 33870 | AFLAC | $10 | — | $10 | 0.04% |
| GREGORY MEYER3 Filed as: GREGORY EUGENE MEYER | 301 N ELM ST STE 520 GREENSBORO, NC 27401 | AFLAC | $7 | — | $7 | 0.03% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $4 | — | $4 | 0.02% |
| JEFFERY PAUL SEPESI3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $4 | — | $4 | 0.02% |
| JOSEPH BAILEY DUCKETT3 | 1000 PARKWOOD CIR SE STE 900 ATLANTA, GA 30339 | AFLAC | $4 | — | $4 | 0.02% |
| JANINE FOX3 | 18 HAVILAND DR SCHENECTADY, NY 12302 | AFLAC | $4 | — | $4 | 0.02% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $4 | — | $4 | 0.02% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVE STE 200 FT LAUDERALE, FL 33309 | AFLAC | $4 | — | $4 | 0.02% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES A HARBOUR | 1100 ALAKEA ST STE 3200 HONOLULU, HI 96813 | AFLAC | $4 | — | $4 | 0.02% |
| GRAVES INC3 | 5659 W HOLIDAY ST HOMOSASSA, FL 34446 | AFLAC | $2 | — | $2 | 0.01% |
| FRANCIS V CRUZ3 | 19115 LIVINGSTON AVE LUTZ, FL 33559 | AFLAC | $2 | — | $2 | 0.01% |
| KIMBERLY DIAN CROCKETT3 | 1563 ASHLEY CREEK LN CORDOVA, TN 38016 | AFLAC | $2 | — | $2 | 0.01% |
| JENNIFER B MOREHEAD3 | 13412 WHITBY RD HUDSON, FL 34677 | AFLAC | $2 | — | $2 | 0.01% |
| JOSEPH BAILEY DUCKETT3 | 517 PINEWOOD DR OLDMAR, FL 34677 | AFLAC | $2 | — | $2 | 0.01% |
| THOMAS A HOUSE3 | 1089 HARMONY LN STE 1104 CLERMONT, FL 34711 | AFLAC | $1 | — | $1 | 0.00% |
| DELORES ELAINE PINKOWSKI3 | HC 64 BOX 1815 CASTLE VALLEY, UT 84532 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES W BENCIN3 | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $1 | — | $1 | 0.00% |
| JOAN A FARNHAM3 | 5138 39TH ST W BRADENTON, FL 34210 | AFLAC | $366 | — | $366 | 2.48% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | AFLAC | $297 | — | $297 | 2.01% |
| URSULA HUNT3 | 5707 45TH ST E LOT 208 BRADENTON, FL 34203 | AFLAC | $83 | — | $83 | 0.56% |
| BOZER & ASSOCIATES LLC3 | 5655 CYNTHIA LANE SARASOTA, FL 34235 | AFLAC | $21 | $50 | $71 | 0.48% |
| JEFFREY NELSON3 Filed as: JEFFREY C NELSON | 8512 WESTERLAND DR LAND O LAKES, FL 34637 | AFLAC | $68 | — | $68 | 0.46% |
| JENNIFER FRANCEY TAGGART3 | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $52 | $10 | $62 | 0.42% |
| BARTLEIN AND ASSOC INC3 | 22465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $59 | — | $59 | 0.40% |
| JUSTIN M REYNOLDS3 | 8433 ENTERPRISE CIR STE 100 LAKEWOOD RANCH, FL 33603 | AFLAC | $43 | $10 | $53 | 0.36% |
| JOEL M LUSTGARTEN3 | 3000 N OCEAN DR APT 14H RIVIERA BEACH, FL 33404 | AFLAC | $44 | — | $44 | 0.30% |
| LANCE ACKERMAN3 Filed as: LANCE N ACKERMAN | 5010 N 9TH ST TAMPA, FL 33603 | AFLAC | $39 | — | $39 | 0.26% |
| MICHAEL R REBER3 | 20101 HERON CROSSING DR TAMAPA, FL 33647 | AFLAC | $35 | — | $35 | 0.24% |
| SUSAN C BRIMHALL3 | PO BOX 336 SMITHS STATION, AL 36877 | AFLAC | $35 | — | $35 | 0.24% |
| DEREK R MANN3 | 111 LEE ROAD 802 UNIT 122 VALLEY, AL 36854 | AFLAC | $30 | — | $30 | 0.20% |
| HARRY E HUNT JR3 | 5707 45TH ST E LOT 208 BRADENTON, FL 34203 | AFLAC | $22 | — | $22 | 0.15% |
| JEFFREY J FOX3 | 2630 ASHTON RD SARASOTA, FL 34235 | AFLAC | $21 | — | $21 | 0.14% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $18 | — | $18 | 0.12% |
| PAMELA G GIORDANO3 | 5114 33RD ST E BRADENTON, FL 34203 | AFLAC | $16 | — | $16 | 0.11% |
| JOHN FRANCIS BOZER3 | 5655 CYNTHIA LANE SARASOTA, FL 34235 | AFLAC | $12 | — | $12 | 0.08% |
| ROGER MAGILL3 | 19170 AVIATION CT PORT CHAROLETTE, FL 33948 | AFLAC | $12 | — | $12 | 0.08% |
| CLIFFORD BRUCE ESKEW JR3 | 13920 58TH ST N STE 1002 CLEARWATER, FL 33760 | AFLAC | $12 | — | $12 | 0.08% |
| GRAVES INC3 | 5659 W HOLIDAY ST HOMOSASSA, FL 34446 | AFLAC | $11 | — | $11 | 0.07% |
| RENA L HELM3 | 6115 13TH AVE E BRADENTON, FL 34208 | AFLAC | $10 | — | $10 | 0.07% |
| JEFFREY GLENN YARISH3 | 16122 ARIMSTEAD LN ODESSA, FL 33556 | AFLAC | $9 | — | $9 | 0.06% |
| REBECCA A MCQUILLEN3 | 1108 67TH STREET CT E BRADENTON, FL 34208 | AFLAC | $6 | — | $6 | 0.04% |
| JEANNINE MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AFLAC | $6 | — | $6 | 0.04% |
| JANINE FOX3 | 18 HAVILAND DR SCHENECTADY, NY 12302 | AFLAC | $5 | — | $5 | 0.03% |
| JULIE W CRAIG3 | 10722 NW 20TH DR CORAL SPRINGS, FL 33071 | AFLAC | $4 | — | $4 | 0.03% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $4 | — | $4 | 0.03% |
| JOSEPH BAILEY DUCKETT3 | 1000 PARKWOOD SE STE 900 ATLANTA, GA 30339 | AFLAC | $4 | — | $4 | 0.03% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PKWY SE STE 900 ATLANTA, GA 30339 | AFLAC | $3 | — | $3 | 0.02% |
| HAROLD L STAFFORD3 | 10722 NW 20TH DR CORAL SPRINGS, FL 33071 | AFLAC | $3 | — | $3 | 0.02% |
| HORACE R WEAVER III3 | 106 FOUNTAIN DR SLIDELL, LA 70458 | AFLAC | $3 | — | $3 | 0.02% |
| GREGORY MEYER3 Filed as: GREGORY EUGENE MEYER | 301 N ELM ST STE 520 GREENSBORO, NC 27401 | AFLAC | $3 | — | $3 | 0.02% |
| DELORES ELAINE PINKOWSKI3 | HC 64 BOX 1815 CASTLE VALLEY, UT 84532 | AFLAC | $2 | — | $2 | 0.01% |
| JAMES W BENCIN3 | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $2 | — | $2 | 0.01% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $2 | — | $2 | 0.01% |
| JULIE W CRAIG3 | 5381 W HILLSBORO BLVD APT 108 COCONUT CREEK, FL 33073 | AFLAC | $1 | — | $1 | 0.01% |
| KIMBERLY DIAN CROCKETT3 | 1563 ASHLEY CREEK LN CORDOVA, TN 38016 | AFLAC | $1 | — | $1 | 0.01% |
| JOSEPH DUCKETT3 Filed as: JOSEPH BAILEY DOCKETT | 517 PINEWOOD DRIVE OLDSMAR, FL 34677 | AFLAC | $1 | — | $1 | 0.01% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $1 | — | $1 | 0.01% |
| LANA M KLIMEK3 | 1501 LYNDON B JOHNSON FWY STE 660 FARMERS BRANCH, TX 75234 | AFLAC | $1 | — | $1 | 0.01% |
| SUSAN P WATLEY3 | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $1 | — | $1 | 0.01% |
| SUZANN T EUSEPI-GREEN3 | PO BOX 631 JUPITER, FL 33468 | AFLAC | $1 | — | $1 | 0.01% |
| SUE EUSEPI AND ASSOC INC3 Filed as: SUE EUSEPI | PO BOX 631 JUPITER, FL 33468 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN FRANCIS BOZER3 | 5655 CYNTHIA LANE SARASOTA, FL 34235 | AFLAC | $74 | $98 | $172 | 3.46% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | AFLAC | $105 | — | $105 | 2.11% |
| JENNIFER FRANCEY TAGGART3 | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $58 | $20 | $78 | 1.57% |
| JOAN A FARNHAM3 | 5138 39TH ST W BRADENTON, FL 34210 | AFLAC | $63 | — | $63 | 1.27% |
| JUSTIN M REYNOLDS3 | 8433 ENTERPRISE CIR STE 100 LAKEWOOD RANCH, FL 34202 | AFLAC | $40 | $20 | $60 | 1.21% |
| BOZER & ASSOCIATES LLC3 | 5655 CYNTHIA LANE SARASOTA, FL 34235 | AFLAC | $17 | — | $17 | 0.34% |
| BARTLEIN AND ASSOC INC3 | 222465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $11 | — | $11 | 0.22% |
| MEGHAN E MINNEHAN3 | 916 KNOWLES ST ROYAL OAK, MI 48067 | AFLAC | $11 | — | $11 | 0.22% |
| ROGER MAGILL3 | 19170 AVIATION CT PORT CHAROLETTE, FL 33948 | AFLAC | $9 | — | $9 | 0.18% |
| DESOTO MOULTON LLC3 | PO BOX 880 ARCADIA, FL 34265 | AFLAC | $9 | — | $9 | 0.18% |
| JEFFREY NELSON3 Filed as: JEFFREY C NELSON | 8512 WESTERLAND DR LAND O LAKES, FL 34637 | AFLAC | $9 | — | $9 | 0.18% |
| RENA L HELM3 | 6115 13TH AVE E BRADENTON, FL 34208 | AFLAC | $6 | — | $6 | 0.12% |
| JULIE W CRAIG3 | 10722 NW 20TH DR CORAL SPRINGS, FL 33071 | AFLAC | $5 | — | $5 | 0.10% |
| DEBRA W KNIGHT3 | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $5 | — | $5 | 0.10% |
| MICHAEL R REBER3 | 20101 HERON CROSSING DR TAMPA, FL 33647 | AFLAC | $4 | — | $4 | 0.08% |
| JOSEPH BAILEY DUCKETT3 | 1000 PARKWOOD CIR SE STE 900 ATLANTA, GA 30339 | AFLAC | $4 | — | $4 | 0.08% |
| HAROLD L STAFFORD3 | 10722 NW 20TH DR CORAL SPRINGS, FL 33071 | AFLAC | $3 | — | $3 | 0.06% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $2 | — | $2 | 0.04% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.04% |
| ROGER L KNIGHT3 | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $2 | — | $2 | 0.04% |
| JOSEPH BAILEY DUCKETT3 | 517 PINEWOOD DR OLDSMAR, FL 34677 | AFLAC | $2 | — | $2 | 0.04% |
| JEANNINE MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AFLAC | $1 | — | $1 | 0.02% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 34240 | AFLAC | $1 | — | $1 | 0.02% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $1 | — | $1 | 0.02% |
| RAM 1 INC3 | 1108 67TH STREET COURT E BRADENTON, FL 34208 | AFLAC | $1 | — | $1 | 0.02% |
| MARK MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34566 | AFLAC | $1 | — | $1 | 0.02% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PKWY SE STE 900 ATLANTA, GA 30339 | AFLAC | $1 | — | $1 | 0.02% |
| REBECCA A MCQUILLEN3 | 1108 67TH STREET CT E BRADENTON, FL 34208 | AFLAC | $1 | — | $1 | 0.02% |
| SUSAN P WATLEY3 | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $1 | — | $1 | 0.02% |
| KIMBERLY DIAN CROCKETT3 | 1563 ASHLEY CREEK LN CORDOVA, TN 38016 | AFLAC | $1 | — | $1 | 0.02% |
| JOHN FRANCIS BOZER3 | 5655 CYNTHIA LANE SARASOTA, FL 34235 | AFLAC | $32 | $42 | $74 | 2.85% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | AFLAC | $55 | — | $55 | 2.12% |
| URSULA HUNT3 | 5707 45TH ST E LOT 208 BRADENTON, FL 34203 | AFLAC | $39 | — | $39 | 1.50% |
| JENNIFER FRANCEY TAGGART3 | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $31 | $8 | $39 | 1.50% |
| JUSTIN M REYNOLDS3 | 8433 ENTERPRISE CIR STE 100 LAKEWOOD RANCH, FL 34202 | AFLAC | $18 | $8 | $26 | 1.00% |
| JOEL M LUSTGARTEN3 Filed as: JOEL M LUSTAGRTEN | 3000 N OCEAN DR APT 14H RIVIERA BEACH, FL 33404 | AFLAC | $23 | — | $23 | 0.88% |
| DEREK R MANN3 | 111 LEE ROAD 802 UNIT 122 VALLEY, AL 36854 | AFLAC | $17 | — | $17 | 0.65% |
| HARRY E HUNT JR3 | 5707 45TH ST E LOT 208 BRADENTON, FL 34203 | AFLAC | $12 | — | $12 | 0.46% |
| BOZER & ASSOCIATES LLC3 Filed as: BOZER & ASSOCIATES INC | A5655 CYNTHIA LN SARATOSA, FL 34235 | AFLAC | $11 | — | $11 | 0.42% |
| BARTLEIN AND ASSOC INC3 | 22465 PANTER LOOP BRANDENTON, FL 34202 | AFLAC | $10 | — | $10 | 0.38% |
| WAMPLER SCHMITH & WITKOWSKI, INC3 Filed as: WAMPLER SCHMITH WITKOWSKI INC | PO BOX 1707 ENGELWOOD, FL 34295 | AFLAC | $9 | — | $9 | 0.35% |
| GRAVES INC3 | 5659 W HOLIDAY ST HOMOSASSA, FL 34446 | AFLAC | $6 | — | $6 | 0.23% |
| ROGER L KNIGHT3 | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $5 | — | $5 | 0.19% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.08% |
| DELORES ELAINE PINKOWSKI3 | HC 64 BOX 1815 CASTLE VALLEY, UT 84532 | AFLAC | $1 | — | $1 | 0.04% |
| JAMES W BENCIN3 | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $1 | — | $1 | 0.04% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $1 | — | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 279 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 281 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 444 | $2.1M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 444 | $2.1M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 444 | $2.1M |
| Life insurance | LIFE INSURANCE OF COMPANY OF NORTH AMERICA | 351 | $93K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 134 | $33K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 444 | $2.1M |
| Other(5 contracts, 2 carriers) | AFLAC | 351 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 444 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.