| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING WORLDWIDE, INC. | P.O. BOX 905494 CHARLOTTE, NC 28290 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $77K | — | $77K | 4.89% |
| AON CONSULTING INC3 Filed as: AON CONSULTING WORLDWIDE, INC. | P.O. BOX 905494 CHARLOTTE, NC 28290 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $43K | — | $43K | 2.76% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | PRUDENTIAL LIFE INSURANCE COMPANY | $18K | — | $18K | 12.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 682905494 | PRUDENTIAL LIFE INSURANCE COMPANY | $751 | — | $751 | 0.49% |
| JOAN A FARNHAM3 Filed as: JOAN FARNHAN | 5138 39TH ST W BRADENTON, FL 34210 | AFLAC | $920 | $8 | $928 | 5.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 28290 | AFLAC | $502 | $15 | $517 | 2.80% |
| URSULA HUNT3 | 5707 45TH ST E LOT 208 BRADENTON, FL 34203 | AFLAC | $251 | — | $251 | 1.36% |
| JOEL M LUSTGARTEN3 Filed as: JOEL LUSTGARTEN | 1695 STARLING DR SARASOTA, FL 34231 | AFLAC | $150 | — | $150 | 0.81% |
| BARTEIN AND ASSOC INC3 | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $95 | $4 | $99 | 0.54% |
| JUSTIN M REYNOLDS3 Filed as: JUSTIN REYNOLDS | 8433 ENTERPRISE CIR STE 100 LAKEWOOD RANCH, FL 34202 | AFLAC | $86 | — | $86 | 0.47% |
| HEARTLAND BENEFITS INC3 | 233 EAST CENTER AVE SEBRING, FL 33870 | AFLAC | $69 | — | $69 | 0.37% |
| RAM 1 INC3 | 1108 67TH STREET COURT E BRADENTON, FL 34208 | AFLAC | $68 | — | $68 | 0.37% |
| BRIAN FRAMBES3 | 13112 PEREGRIN CIR BRADENTON, FL 34212 | AFLAC | $54 | $11 | $65 | 0.35% |
| JEFFREY NELSON3 | 8512 WESTERLAND DR. LAND O LAKES, FL 34637 | AFLAC | $63 | — | $63 | 0.34% |
| STEFAN E SCHULT3 Filed as: STEFAN SCHULT | 233 E CENTER AVENUE SEBRING, FL 33870 | AFLAC | $58 | — | $58 | 0.31% |
| JANICE NICKELL3 | 808 DUANE PALMER BLVD SEBRING, FL 33876 | AFLAC | $57 | — | $57 | 0.31% |
| HARRY E HUNT JR3 Filed as: HARRY HUNT JR | 5707 45TH ST E LOT 208 BRADENTON, FL 34203 | AFLAC | $54 | — | $54 | 0.29% |
| MICHAEL R REBER3 Filed as: MICHAEL REBER | 8600 HIDDEN RIVER PKWY STE 75 TAMPA, FL 33637 | AFLAC | $40 | — | $40 | 0.22% |
| JOHN J GRUND3 Filed as: JOHN GRUND | 4119 24TH AVE WEST BRADENTON, FL 34205 | AFLAC | $39 | — | $39 | 0.21% |
| DEREK R MANN3 Filed as: DEREK MANN | 361 LEE ROAD 339 SALEM, AL 36874 | AFLAC | $37 | — | $37 | 0.20% |
| SUSAN BRIMHALL3 | 3921 CAPE SAN BLAS RD PORT SAINT JOE, FL 32456 | AFLAC | $26 | — | $26 | 0.14% |
| MEGHAN E MINNEHAN3 Filed as: MEGHAN MINNEHAN | 4500 GULF OF MEXICO DR UNIT 201 LONGBOAT KEY, FL 34228 | AFLAC | $18 | $3 | $21 | 0.11% |
| RENA L HELM3 Filed as: RENA HELM | 6115 13TH AVE E BRADENTON, FL 34208 | AFLAC | $20 | — | $20 | 0.11% |
| JEANNINE MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AFLAC | $14 | — | $14 | 0.08% |
| JOSEPH DUCKETT3 | 517 PINEWOOD DR SUITE 1002 OLDSMAR, FL 34677 | AFLAC | $11 | $3 | $14 | 0.08% |
| JAMES (JAY) GRIMES3 Filed as: JAMES GRIMES | 4272 PERSIMMON WOODS DR NORTH CHARLESTON, SC 29420 | AFLAC | $11 | — | $11 | 0.06% |
| LANCE ACKERMAN3 | 5010 N 9TH ST TAMPA, FL 33603 | AFLAC | $11 | — | $11 | 0.06% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 10175 FORTUNE PKWY UNIT 604 JACKSONVILLE, FL 32256 | AFLAC | $11 | — | $11 | 0.06% |
| JENNIFER FRANCEY TAGGART3 Filed as: JENNIFER TAGGART | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $9 | — | $9 | 0.05% |
| GREGORY MEYER3 | 1582 RUNNING DEER DR KERNERSVILLE, NC 27284 | AFLAC | $7 | — | $7 | 0.04% |
| JEFFREY PAUL SEPESI3 Filed as: JEFFREY SEPESI | 158 PRINTERS LANE NEW LONDON, NC 28127 | AFLAC | $4 | — | $4 | 0.02% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $4 | — | $4 | 0.02% |
| JEFFREY GLENN YARISH3 Filed as: JEFFREY YARISH | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $2 | $1 | $3 | 0.02% |
| THOMAS A HOUSE3 Filed as: THOMAS HOUSE | 1089 HARMONY LANE CLERMONT, FL 34711 | AFLAC | $2 | — | $2 | 0.01% |
| MARY REBECCA WEATHERLY3 Filed as: MARY WEATHERLY | 1934 E LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $2 | — | $2 | 0.01% |
| JANINE FOX3 | 5303. HARMONY MILLS WEST COHOES, NY 12047 | AFLAC | $2 | — | $2 | 0.01% |
| PAMELA G GIORDANO3 Filed as: PAMELA GIORDANO | 5114 33RD ST E BRADENTON, FL 34203 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 1100 ALAKEA STREET SUITE 3200 HONOLULU, HI 96813 | AFLAC | $1 | — | $1 | 0.01% |
| JENNIFER B MOREHEAD3 Filed as: JENNIFER MOREHEAD | 13412 WHITBY RD HUDSON, FL 34667 | AFLAC | $1 | — | $1 | 0.01% |
| FRANCIS V CRUZ3 Filed as: FRANCIS CRUZ | 19115 LIVINGSTON AVE LUTZ, FL 33559 | AFLAC | $1 | — | $1 | 0.01% |
| KIMBERLY DIAN CROCKETT3 Filed as: KIMBERLY CROCKETT | 732 SILVER SAND DR CORDOVA, TN 38018 | AFLAC | $1 | — | $1 | 0.01% |
| JOAN A FARNHAM3 Filed as: JOAN FARNHAM | 5138 39TH ST W BRADENTON, FL 34210 | AFLAC | $2K | $12 | $2K | 8.62% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 28290 | AFLAC | $968 | $40 | $1K | 5.62% |
| JEFFREY NELSON3 | 8512 WESTERLAND DRIVE LAND O LAKES, FL 34637 | AFLAC | $194 | $8 | $202 | 1.13% |
| JUSTIN M REYNOLDS3 Filed as: JUSTIN REYNOLDS | 8433 ENTERPRISE CIR STE 100 LAKEWOOD RANCH, FL 34202 | AFLAC | $171 | — | $171 | 0.95% |
| URSULA HUNT3 | 5707 45TH ST E LOT 208 BRADENTON, FL 34203 | AFLAC | $138 | — | $138 | 0.77% |
| MICHAEL R REBER3 Filed as: MICHAEL REBER | 8600 HIDDEN RIVER PKWY STE 75 TAMPA, FL 33948 | AFLAC | $120 | $8 | $128 | 0.71% |
| JENNIFER FRANCEY TAGGART3 Filed as: JENNIFER TAGGART | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $66 | $34 | $100 | 0.56% |
| BARTLEIN AND ASSOC INC3 | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $65 | $12 | $77 | 0.43% |
| JOEL M LUSTGARTEN3 Filed as: JOEL LUSTGARTEN | 1695 STARLING DR SARASOTA, FL 34231 | AFLAC | $75 | — | $75 | 0.42% |
| DEREK R MANN3 Filed as: DEREK MANN | 361 LEE ROAD 339 SALEM, AL 36874 | AFLAC | $47 | — | $47 | 0.26% |
| LANCE ACKERMAN3 | 5010 N 9TH ST TAMPA, FL 33603 | AFLAC | $36 | — | $36 | 0.20% |
| HARRY E HUNT JR3 Filed as: HARRY HUNT JR | 5707 45TH ST LOT 208 BRADENTON, FL 34203 | AFLAC | $34 | — | $34 | 0.19% |
| SUSAN BRIMHALL3 | 3921 CAPE SAN BLAS RD PORT SAINT JOE, FL 32456 | AFLAC | $33 | — | $33 | 0.18% |
| CLIFFORD BRUCE ESKEW JR3 Filed as: CLIFFORD ESKEW JR | 13920 58TH ST STE 1002 CLEARWATER, FL 33760 | AFLAC | $33 | — | $33 | 0.18% |
| JEFFREY FOX3 | 2630 ASHTON RD SARASOTA, FL 34231 | AFLAC | $23 | — | $23 | 0.13% |
| JOSEPH DUCKETT3 | 517 PINEWOOD DR OLDSMAR, FL 34677 | AFLAC | $21 | — | $21 | 0.12% |
| PAMELA G GIORDANO3 Filed as: PAMELA GIORDANO | 5114 33RD ST E BRADENTON, FL 34203 | AFLAC | $19 | — | $19 | 0.11% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $17 | — | $17 | 0.09% |
| ROGER MAGILL3 | 19170 AVIATION CT PORT CHARLOTTE, FL 33948 | AFLAC | $16 | — | $16 | 0.09% |
| GRAVES INC3 | 5336 CAPTAINS CT. NEW PORT RICHEY, FL 34652 | AFLAC | $13 | — | $13 | 0.07% |
| RAM 1 INC3 | 1108 67TH STREET COURT E BRADENTON, FL 34208 | AFLAC | $13 | — | $13 | 0.07% |
| RENA L HELM3 Filed as: RENA HELM | 6115 13TH AVE E BRADENTON, FL 34208 | AFLAC | $9 | — | $9 | 0.05% |
| JULIE W CRAIG3 Filed as: JULIE CRAIG | 15655 77TH TRL N PALM BEACH GARDENS, FL 33418 | AFLAC | $7 | — | $7 | 0.04% |
| JEANNINE MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AFLAC | $6 | — | $6 | 0.03% |
| DEXTER ANTONIO HARRIS3 Filed as: DEXTER HARRIS | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $5 | — | $5 | 0.03% |
| HAROLD L STAFFORD3 Filed as: HAROLD STAFFORD | 15655 77TH TRL N PALM BEACH GARDENS, FL 33418 | AFLAC | $4 | — | $4 | 0.02% |
| JEFFREY GLENN YARISH3 Filed as: JEFFREY YARISH | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $2 | $2 | $4 | 0.02% |
| JAMES (JAY) GRIMES3 Filed as: JAMES GRIMES | 4272 PERSIMMON WOOD DR NORTH CHARLESTON, SC 29420 | AFLAC | $3 | — | $3 | 0.02% |
| GREGORY MEYER3 | 1582 RUNNING DEER DR KERNERSVILLE, NC 27284 | AFLAC | $3 | — | $3 | 0.02% |
| MARY REBECCA WEATHERLY3 Filed as: MARY WEATHERLY | 1934 E LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $1 | $1 | $2 | 0.01% |
| JANINE FOX3 | 5303 HARMONY MILLS WEST COHOES, NY 12047 | AFLAC | $1 | — | $1 | 0.01% |
| FRANCIS V CRUZ3 Filed as: FRANCIS CRUZ | 19115 LIVINGSTON AVE LUTZ, FL 33559 | AFLAC | $1 | — | $1 | 0.01% |
| JESSICA ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | — | $1 | $1 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 806 TYVOLA RD. SUITE 108 CHARLOTTE, NC 282173538 | COMPBENEFITS | $1K | — | $1K | 9.09% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 806 TYVOLA RD. SUITE 108 CHARLOTTE, NC 282173538 | COMPBENEFITS | $662 | — | $662 | 8.40% |
| JOAN A FARNHAM3 Filed as: JOAN FARNHAM | 5138 39TH ST. W. BRADENTON, FL 34210 | AFLAC | $650 | $13 | $663 | 10.85% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 28290 | AFLAC | $415 | $24 | $439 | 7.18% |
| RENA L HELM3 Filed as: RENA HELM | 6115 13TH AVE E BRADENTON, FL 34208 | AFLAC | $89 | — | $89 | 1.46% |
| JEFFREY NELSON3 | 8512 WESTERLAND DR LAND O LAKES, FL 34637 | AFLAC | $80 | — | $80 | 1.31% |
| JUSTIN M REYNOLDS3 Filed as: JUSTIN REYNOLDS | 8433 ENTERPRISE CIRC STE 100 LAKEWOOD RANCH, FL 34637 | AFLAC | $74 | — | $74 | 1.21% |
| BRIAN FRAMBES3 | 13112 PEREGRIN CIR BRADENTON, FL 34212 | AFLAC | $37 | $17 | $54 | 0.88% |
| MICHAEL R REBER3 Filed as: MICHAEL REBER | 8600 HIDDEN RIVER PKWY STE 75 TAMPA, FL 33637 | AFLAC | $53 | — | $53 | 0.87% |
| BARTLEIN AND ASSOC INC3 | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $32 | $7 | $39 | 0.64% |
| MEGHAN E MINNEHAN3 Filed as: MEGHAN MINNEHAN | 4540 GULF OF MEXICO DR UNIT 201 LONGBOAT KEY, FL 34228 | AFLAC | $22 | $5 | $27 | 0.44% |
| JEANNINE MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AFLAC | $22 | — | $22 | 0.36% |
| JOSEPH DUCKETT3 | 517 PINEWOOD DR OLDSMAR, FL 34677 | AFLAC | $13 | $5 | $18 | 0.29% |
| RAM 1 INC3 | 1108 67TH STREET COURT E BRADENTON, FL 34208 | AFLAC | $16 | — | $16 | 0.26% |
| MARK MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AFLAC | $11 | — | $11 | 0.18% |
| DESOTO MOULTON LLC3 | PO BOX 880 ARCADIA, FL 34265 | AFLAC | $9 | — | $9 | 0.15% |
| DEBRA W KNIGHT3 Filed as: DEBRA KNIGHT | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $5 | — | $5 | 0.08% |
| SUSAN BRIMHALL3 | 3921 CAPE SAN BLAS RD PORT SAINT JOE, FL 32456 | AFLAC | $2 | — | $2 | 0.03% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 7659 HERITAGE CROSSING WAY REUNION, FL 34747 | AFLAC | $2 | — | $2 | 0.03% |
| ROGER L KNIGHT3 Filed as: ROGER KNIGHT | 4715 HIGH GROVE RD TALLAHASSEE, FL 32309 | AFLAC | $2 | — | $2 | 0.03% |
| JEFFREY GLENN YARISH3 Filed as: JEFFREY YARISH | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $1 | $1 | $2 | 0.03% |
| MARY REBECCA WEATHERLY3 Filed as: MARY WEALTHERLY | 1934 E LEEWYNN DRIVE SARASOTA, FL 34240 | AFLAC | $1 | $1 | $2 | 0.03% |
| JESSICA ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | — | $1 | $1 | 0.02% |
| AON CONSULTING INC3 | 806 TYVOLA RD. SUITE 108 CHARLOTTE, NC 282173538 | COMPBENEFIT | $308 | — | $308 | 9.99% |
| AON CONSULTING INC3 | 806 TYVOLA RD STE 108 CHARLOTTE, NC 282173538 | COMBENEFITS | $248 | — | $248 | 8.73% |
| URSULA HUNT3 | 5707 45TH ST LOT 208 BRADENTON, FL 34203 | AFLAC | $39 | — | $39 | 2.77% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 28290 | AFLAC | $26 | — | $26 | 1.85% |
| JOEL M LUSTGARTEN3 Filed as: JOEL LUSTGARTEN | 1695 STARING DR. SARASOTA, FL 34231 | AFLAC | $23 | — | $23 | 1.64% |
| DEREK R MANN3 Filed as: DEREK MANN | 361 LEE ROAD 339 SALEM, AL 36874 | AFLAC | $17 | — | $17 | 1.21% |
| HARRY E HUNT JR3 Filed as: HARRY HUNT JR | 5707 45TH ST E LOT 208 BRADENTON, FL 34203 | AFLAC | $12 | — | $12 | 0.85% |
| BARTEIN AND ASSOC INC3 | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $10 | — | $10 | 0.71% |
| WAMPLER SCHMITH & WITKOWSKI, INC3 Filed as: WAMPLER SCHMITH WITKOWSKI INC | PO BOX 1707 ENGLEWOOD, FL 34295 | AFLAC | $9 | — | $9 | 0.64% |
| GRAVES INC3 | 5336 CAPTAINS CT NEW PORT RICHEY, FL 34652 | AFLAC | $6 | — | $6 | 0.43% |
| ROGER L KNIGHT3 Filed as: ROGER KNIGHT | 4715 HIGH GROVE RD TALLAHASSEE, FL 32309 | AFLAC | $5 | — | $5 | 0.36% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 7659 HERITAGE CROSSING WAY REUNION, FL 34747 | AFLAC | $2 | — | $2 | 0.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 348 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 351 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 407 | $1.6M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 407 | $1.6M |
| Vision(4 contracts, 3 carriers) | COMPBENEFITS | 105 | $28K |
| Life insurance | PRUDENTIAL LIFE INSURANCE COMPANY | 348 | $153K |
| Long-term disability | PRUDENTIAL LIFE INSURANCE COMPANY | 348 | $153K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 407 | $1.6M |
| Other(5 contracts, 2 carriers) | PRUDENTIAL LIFE INSURANCE COMPANY | 348 | $197K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 407 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.