| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | PO BOX 5727 FORT LAUDERDALE, FL 33310 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 1.17% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 240 S PINEAPPLE AVE SARASOTA, FL 34236 | AETNA | $13K | $5K | $18K | 13.42% |
| JEFF D HACKMEIER & ASSOCIATES3 | 1111 KANE CONCOURSE SUITE 502 BAY HARBOR, FL 33154 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 3.73% |
| JEFF D HACKMEIER & ASSOCIATES3 | 1111 KANE CONCOURSE SUITE 502 BAY HARBOR, FL 33154 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 8.72% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | 1201 W CYPRESS CREEK RD FT LAUDERDALE, FL 33309 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 9.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | 300 N BEACH ST DAYTONA BEACH, FL 32114 | HUMANA INSURANCE COMPANY | $254 | — | $254 | 0.78% |
| FRIEDMAN, KENNETH H3 | 16499 NE 19TH AVE SUITE 100 N MIAMI BEACH, FL 33162 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 7.50% |
| AGIS NETWORK INSURANCE SERVICES3 Filed as: AGIS NETWORK INSURANCE SERVICE | 1 BEACON ST SUITE 17100 BOSTON, MA 02108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 7.50% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | PO BOX 5727 FORT LAUDERDALE, FL 33310 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $14 | — | $14 | 1.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 336 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 336 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA | 432 | $135K |
| Vision | HUMANA INSURANCE COMPANY | 214 | $32K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 369 | $139K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 86 | $146K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 35 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 432 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.