| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT, INC | 3101 SESSIONS RD TALLAHASSEE, FL 32303 | BLUE CROSS BLUE SHIELD OF FLORIDA | $36K | — | $36K | 2.75% |
| KARISHA WILLIAMS3 | 3101 SESSIONS ROAD, SUITE 200 TALLAHASSEE, FL 32302 | CAPITAL HEALTH PLAN | $29K | — | $29K | 2.75% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT, INC | 3101 SESSIONS RD TALLAHASSEE, FL 323032874 | FLORIDA COMBINED LIFE | $5K | — | $5K | 3.83% |
| FBMC BENEFITS MANAGEMENT INC3 | 3101 SESSIONS RD STE 200 TALLAHASSEE, FL 32303 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | — | $10K | 8.52% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT, INC | 3101 SESSIONS RD TALLAHASSEE, FL 323032874 | USABLE LIFE | $9K | — | $9K | 10.91% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $4K | — | $4K | 4.97% |
| FBMC BENEFITS MANAGEMENT INC3 | 3101 SESSIONS RD STE 200 TALLAHASSEE, FL 32303 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 15.00% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT, INC | 3101 SESSIONS RD TALLAHASSEE, FL 323032874 | USABLE LIFE | $6K | — | $6K | 13.70% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $2K | — | $2K | 4.97% |
| MIRIAM C WATKINS3 | 3456 EXMOUTH LN TALLAHASSEE, FL 32317 | AFLAC | $1K | $111 | $2K | 4.92% |
| MEREDITH K SCHAEFER3 | 1011 HARBERT ST TALLAHASSEE, FL 32303 | AFLAC | $471 | — | $471 | 1.52% |
| EARL BACON AGCY INC3 | PO BOX 12039 TALLAHASSEE, FL 32317 | AFLAC | $359 | — | $359 | 1.16% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $166 | $26 | $192 | 0.62% |
| ASSURANCE AGENCY LTD3 Filed as: CROSS ASSURANCE GROUP INC | PO BOX 15631 TALLAHASSEE, FL 32317 | AFLAC | $115 | — | $115 | 0.37% |
| GSL MARKETING INC3 | PO BOX 358198 GAINESVILLE, FL 32635 | AFLAC | $104 | — | $104 | 0.34% |
| J C ADAMS INC3 | 5631 NE 31ST TE OCALA, FL 34479 | AFLAC | $71 | — | $71 | 0.23% |
| LEO P TISA3 | PO BOX 898 NICEVILLE, FL 32588 | AFLAC | $63 | — | $63 | 0.20% |
| AMY GREEN3 Filed as: AMY F GREEN | 606 E 45TH ST SAVANNAH, GA 31405 | AFLAC | $54 | — | $54 | 0.17% |
| JOEY C ADAMS3 | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $52 | — | $52 | 0.17% |
| DAVID B EZZELL3 | 2947 CHERRYBARK CT HERMITAGE, TN 37076 | AFLAC | $45 | — | $45 | 0.15% |
| MICHAEL D MENNE3 | 1234 CALIFORNIA DR MURFREESBORO, TN 37129 | AFLAC | $42 | — | $42 | 0.14% |
| STEVEN L PETTIT3 | 5909 S JEFFERSON ST APT 4 BARTONVILLE, IL 61607 | AFLAC | $34 | — | $34 | 0.11% |
| ADAINA REDMON3 | 382 E GLENN RD MONTICELLO, FL 32344 | AFLAC | $31 | — | $31 | 0.10% |
| DANIEL S ADAMS3 | 3857 SCOTT CHURCH RD MARIANNA, FL 32448 | AFLAC | $31 | — | $31 | 0.10% |
| ERIN L KIRKLAND3 | 1775 PINE PARK RD CAIRO, GA 39828 | AFLAC | $30 | — | $30 | 0.10% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $28 | — | $28 | 0.09% |
| ANNE M RASMUSSEN3 | PO BOX 11128 ALBUQUERQUE, NM 87192 | AFLAC | $25 | — | $25 | 0.08% |
| ROBERT L TRAPNELL JR3 | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $25 | — | $25 | 0.08% |
| HERSCHEL WAYNE HOLT3 | 221 SPY GLASS WAY HENDERSONVILLE, TN 37075 | AFLAC | $25 | — | $25 | 0.08% |
| KANDI M MCINTYRE3 | 8429 LORRAINE RD 385 LAKEWOOD RANCH, FL 34202 | AFLAC | $24 | — | $24 | 0.08% |
| NOLAN DOYLE MCCUE3 | 242 HERITAGE PARK DR STE 108 MURFREESBORO, TN 37129 | AFLAC | $23 | — | $23 | 0.07% |
| C LAVERNE HARRIS3 | 2760 MCFARLANE CT TALLAHASSEE, FL 32303 | AFLAC | $18 | — | $18 | 0.06% |
| ROBERT P FERRONE3 | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $18 | — | $18 | 0.06% |
| JERRY ALFORD3 | 40374 SW FOREST ROAD 181 BRISTOL, FL 32321 | AFLAC | $16 | — | $16 | 0.05% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $15 | — | $15 | 0.05% |
| ROGER L KNIGHT3 | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $14 | — | $14 | 0.05% |
| WILLIAM W STOKES3 | 2445 NEEDLE PALM WAY TALLAHASSEE, FL 32309 | AFLAC | $14 | — | $14 | 0.05% |
| SOUTHEASTERN UNDWR INC3 | 6751 MACON RD STE 4 COLUMBUS, GA 31907 | AFLAC | $13 | — | $13 | 0.04% |
| CAPITAL INS AGCY INC3 | PO BOX 15949 TALLAHASSEE, FL 32317 | AFLAC | $12 | — | $12 | 0.04% |
| ADAM T BRAGG3 | 2980 VERDURA POINT DR TALLAHASSEE, FL 32311 | AFLAC | $11 | — | $11 | 0.04% |
| TREVIS GLENN MATTHEWS3 | 10 TURNBURY CT NEWNAN, GA 30265 | AFLAC | $11 | — | $11 | 0.04% |
| WILLIAM R REGISTER3 | PO BOX 2386 THOMASVILLE, GA 31799 | AFLAC | $11 | — | $11 | 0.04% |
| PHILIP HARVEY YOUNG3 | 1926 CELTIC RD TALLAHASSEE, FL 32317 | AFLAC | $11 | — | $11 | 0.04% |
| DEBRA W KNIGHT3 | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $10 | — | $10 | 0.03% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1117 THOMASVILLE RD TALLAHASSEE, FL 32303 | AFLAC | $9 | — | $9 | 0.03% |
| FIN PARTNERS OF NORTH FL LLC3 | 403 E PARK AVE TALLAHASSEE, FL 32301 | AFLAC | $8 | — | $8 | 0.03% |
| JONATHAN LEWIS BAZELL3 | 437 N TOWER DR HAINESVILLE, IL 60030 | AFLAC | $8 | — | $8 | 0.03% |
| JOEY C ADAMS5 | 317 NORTHEAST 36TH AVE STE 6 OCALA, FL 34470 | AFLAC | $8 | — | $8 | 0.03% |
| JIMMY LEON JOHNSON3 | 411 WALNUT ST #16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $7 | — | $7 | 0.02% |
| ROBERT L GOBLE3 | 250 34TH AVE NE HICKORY, NC 28601 | AFLAC | $7 | — | $7 | 0.02% |
| DAVID SPRINGER3 Filed as: DAVID LEE CORBIN | 9134 EAGLES RIDGE DR TALLAHASSEE, FL 32312 | AFLAC | $6 | — | $6 | 0.02% |
| MARIE MICHELE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $5 | — | $5 | 0.02% |
| DAVID K MOBLEY3 | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $4 | — | $4 | 0.01% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $3 | — | $3 | 0.01% |
| JEFFREY M SINTAY3 | 5300 OAKBROOK PKWY STE 300 STE 350 NORCROSS, GA 30093 | AFLAC | $3 | — | $3 | 0.01% |
| JOEY C ADAMS3 | PO BOX 729 OCALA, FL 34478 | AFLAC | $2 | — | $2 | 0.01% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.01% |
| JAY S OLEARY3 | 1802 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $1 | — | $1 | 0.00% |
| JOSEPH L LEDOUX3 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $1 | — | $1 | 0.00% |
| PAMELA W EZZELL3 | 2947 CHERRYBARK CT HERMITAGE, TN 37076 | AFLAC | $1 | — | $1 | 0.00% |
| CECIL T SALMON3 | 27 RAMBLEWOOD DR PALM COAST, FL 32164 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES R MIRABELLI3 | 3683 W LAKE ESTATES DR DAVIE, FL 33328 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES (JAY) GRIMES3 Filed as: JAMES R HARRIS | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| VICKI M DICKERT3 | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $1 | — | $1 | 0.00% |
| JIMMY LEON JOHNSON3 | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $1 | — | $1 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $0 | — | $0 | 0.00% |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $0 | — | $0 | 0.00% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT, INC | 3101 SESSIONS RD TALLAHASSEE, FL 323032874 | USABLE LIFE | $289 | — | $289 | 13.63% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY #DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $105 | — | $105 | 4.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 173 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | FLORIDA COMBINED LIFE | 169 | $119K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 177 | $114K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 177 | $145K |
| Short-term disability | AFLAC | 37 | $31K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 177 | $114K |
| Other(7 contracts, 5 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 184 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 184 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.