| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT | 3101 SESSION ROAD SUITE 200 TALLAHASSEE, FL 32303 | BLUE CROSS BLUE SHIELD OF FLORIDA | $23K | — | $23K | 2.75% |
| WHITNEY MARTIN3 | 3101 SESSION ROAD SUITE 200 TALLAHASSEE, FL 32302 | CAPITAL HEALTH PLAN | $27K | — | $27K | 3.26% |
| FBMC BENEFITS MANAGEMENT INC3 | 3101 SESSION ROAD SUITE 200 TALLAHASSEE, FL 32303 | SUN LIFE ASSURANCE COMPANY OF CANADA | $18K | — | $18K | 5.74% |
| FBMC BENEFITS MANAGEMENT INC3 | 3101 SESSION ROAD TALLAHASSEE, FL 32303 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 17.35% |
| EARL BACON AGENCY INC3 | 3131 LONNBLADH RD TALLAHASSEE, FL 32308 | UNUM LIFE INSURANCE COMPANY OF AMERICA | -$2K | — | -$2K | -3.78% |
| MIRIAM C WATKINS3 Filed as: MIRIAM WATKINS | 3456 EXMOUTH LN TALLAHASSEE, FL 32317 | AFLAC | $808 | $112 | $920 | 3.33% |
| MEREDITH K SCHAEFER3 Filed as: MEREDITH SCHAEFER | 1011 HARBERT ST TALLAHASSEE, FL 32303 | AFLAC | $501 | — | $501 | 1.81% |
| EARL BACON AGCY INC3 | PO BOX 12039 TALLAHASSEE, FL 32317 | AFLAC | $355 | — | $355 | 1.28% |
| JOEY C ADAMS3 Filed as: JOEY ADAMS | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $134 | — | $134 | 0.49% |
| GSL MARKETING INC3 | PO BOX 358198 GAINESVILLE, FL 32635 | AFLAC | $112 | — | $112 | 0.41% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $70 | $24 | $94 | 0.34% |
| ASSURANCE AGENCY LTD3 Filed as: CROSS ASSURANCE GROUP INC | PO BOX 15631 TALLAHASSEE, FL 32317 | AFLAC | $69 | $24 | $93 | 0.34% |
| LEO P TISA3 Filed as: LEO TISA | PO BOX 898 NICEVILLE, FL 32588 | AFLAC | $63 | — | $63 | 0.23% |
| AMY GREEN3 | 606 E 45TH ST SAVANNAH, GA 31405 | AFLAC | $53 | — | $53 | 0.19% |
| MICHAEL D MENNE3 Filed as: MICHAEL MENNE | 1234 CALIFORNIA DR MURFREESBORO, TN 37129 | AFLAC | $50 | — | $50 | 0.18% |
| DAVID B EZZELL3 Filed as: DAVID EZZELL | 2947 CHERRYBARK CT HERMITAGE, TN 37076 | AFLAC | $49 | — | $49 | 0.18% |
| STEVEN L PETTIT3 | 3301 W WILLOW KNOLLS DR APT 7 PEORIA, IL 61614 | AFLAC | $34 | — | $34 | 0.12% |
| DANIEL V ADAMS3 Filed as: DANIEL ADAMS | 3857 SCOTT CHURCH RD MARIANNA, FL 32448 | AFLAC | $31 | — | $31 | 0.11% |
| ADAINA REDMON3 | 382 E GLENN RD MONTICELLO, FL 32344 | AFLAC | $31 | — | $31 | 0.11% |
| ERIN L KIRKLAND3 Filed as: ERIN KIRKLAND | 1775 PINE PARK ROAD CAIRO, GA 39828 | AFLAC | $30 | — | $30 | 0.11% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $28 | — | $28 | 0.10% |
| KANDI M MCINTYRE3 Filed as: KANDI MCINTYRE | 2000 MALLORY LN STE 130-378 FRANKLIN, TN 37067 | AFLAC | $26 | — | $26 | 0.09% |
| HERSCHEL WAYNE HOLT3 Filed as: HERSCHEL HOLT | 221 SPY GLASS WAY HENDERSONVILLE, TN 37075 | AFLAC | $26 | — | $26 | 0.09% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $26 | — | $26 | 0.09% |
| ANNE M RASMUSSEN3 Filed as: ANNE RASMUSSEN | PO BOX 11128 ALBUQUERQUE, NM 87192 | AFLAC | $25 | — | $25 | 0.09% |
| CAPITAL INS AGCY INC3 | PO BOX 15949 TALLAHASSEE, FL 32317 | AFLAC | $23 | — | $23 | 0.08% |
| NOLAN MCCUE3 | 242 HERITAGE PARK DR STE 108 MURFREESBORO, TN 37129 | AFLAC | $23 | — | $23 | 0.08% |
| PHILIP HARVEY YOUNG3 Filed as: PHILIP YOUNG | 1926 CELTIC RD TALLAHASSEE, FL 32317 | AFLAC | $21 | — | $21 | 0.08% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $19 | — | $19 | 0.07% |
| WILLIAM W STOKES3 Filed as: WILLIAM STOKES | 2445 NEEDLE PALM WAY TALLAHASSEE, FL 32309 | AFLAC | $18 | — | $18 | 0.07% |
| C LAVERNE HARRIS3 | 2760 MCFARLANE CT TALLAHASSEE, FL 32303 | AFLAC | $18 | — | $18 | 0.07% |
| JERRY ALFORD3 | 40374 SW FOREST ROAD 181 BRISTOL, FL 32321 | AFLAC | $16 | — | $16 | 0.06% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $15 | — | $15 | 0.05% |
| ROGER L KNIGHT3 Filed as: ROGER KNIGHT | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $14 | — | $14 | 0.05% |
| SOUTHEASTERN UNDWR INC3 | 6751 MACON RD STE 4 COLUMBUS, GA 31907 | AFLAC | $13 | — | $13 | 0.05% |
| DAVID SPRINGER3 Filed as: DAVID CORBIN | 9134 EAGLES RIDGE DR TALLAHASSEE, FL 32312 | AFLAC | $12 | — | $12 | 0.04% |
| ADAM T BRAGG3 Filed as: ADAM BRAGG | 2980 VERDURA POINT DR TALLAHASSEE, FL 32311 | AFLAC | $11 | — | $11 | 0.04% |
| TREVIS GLENN MATTHEWS3 Filed as: TREVIS MATTHEWS | 10 TURNBURY CT NEWNAN, GA 30265 | AFLAC | $11 | — | $11 | 0.04% |
| JANICE REGISTER3 | PO BOX 95 GREENSBORO, FL 32330 | AFLAC | $11 | — | $11 | 0.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1117 THOMASVILLE RD TALLAHASSEE, FL 32303 | AFLAC | $9 | — | $9 | 0.03% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN BAZELL | 437 N TOWER DR HAINESVILLE, IL 60030 | AFLAC | $8 | — | $8 | 0.03% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $8 | — | $8 | 0.03% |
| DEBRA W KNIGHT3 Filed as: DEBRA KNIGHT | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $8 | — | $8 | 0.03% |
| ROBERT GOBLE3 | 250 34TH AVE NE HICKORY, NC 28601 | AFLAC | $8 | — | $8 | 0.03% |
| FIN PARTNERS OF NORTH FL LLC3 | 403 E PARK AVE TALLAHASSEE, FL 32301 | AFLAC | $7 | — | $7 | 0.03% |
| DAVID K MOBLEY3 | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $6 | — | $6 | 0.02% |
| MARIE MICHELE HASKELL3 Filed as: MARIE HASKELL | 5023 EAGLE POINT DR JACKSONVILLE, FL 32244 | AFLAC | $5 | — | $5 | 0.02% |
| TERI MAYNARD3 | 1234 CALIFORNIA DR MURFREESBORO, TN 37129 | AFLAC | $4 | — | $4 | 0.01% |
| JAMES M PITZ3 Filed as: JAMES LANDINGHAM | 2626 E PARK AVE APT 18107 TALLAHASSEE, FL 32301 | AFLAC | $4 | — | $4 | 0.01% |
| BRENT GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $3 | — | $3 | 0.01% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 5300 OAKBROOK PKWY STE 300 STE 350 NORCROSS, GA 30093 | AFLAC | $3 | — | $3 | 0.01% |
| ALAN W FOSTER3 Filed as: ALAN FOSTER | 716 FRENCH RIVER RD NOLENSVILLE, TN 37135 | AFLAC | $2 | — | $2 | 0.01% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.01% |
| PAMELA W EZZELL3 Filed as: PAMELA EZZELL | 2947 CHERRYBARK CT HERMITAGE, TN 37076 | AFLAC | $2 | — | $2 | 0.01% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $1 | — | $1 | 0.00% |
| JAY OLEARY3 | 1802 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $1 | — | $1 | 0.00% |
| JOSEPH LEDOUX3 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $1 | — | $1 | 0.00% |
| CECIL T SALMON3 Filed as: CECIL SALMON | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES HARRIS3 | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $1 | — | $1 | 0.00% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $0 | — | $0 | 0.00% |
| KIMBERLY MURRAY3 | 8530 WOODLANE DR GERMANTOWN, TN 38138 | AFLAC | $0 | — | $0 | 0.00% |
| AMY B CITRON3 Filed as: AMY CITRON | 1024 GRANADA AVE NASHVILLE, TN 37206 | AFLAC | $0 | — | $0 | 0.00% |
| MARK C LEE3 Filed as: MARK LEE | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $0 | — | $0 | 0.00% |
| FBMC BENEFITS MANAGEMENT INC3 | 3101 SESSION ROAD SUITE 200 TALLAHASSEE, FL 32303 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $921 | — | $921 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 158 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 158 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 157 | $315K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 72 | $9K |
| Life insurance | AFLAC | 37 | $28K |
| Short-term disability | AFLAC | 37 | $28K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 157 | $315K |
| Other(4 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 157 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.