| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC Filed as: HYLANT GROUP INC. | ATTN ACCOUNTING TOLEDO, OH 43604 | AETNA LIFE INSURANCE CO | $16K | — | $16K | 1.10% |
| COORDINATED PROGRAMS, INC3 | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 1.74% |
| COORDINATED PROGRAMS, INC3 | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 2.31% |
| HYLANT GROUP INC Filed as: HYLANT GROUP INC. | ATTN ACCOUNTING TOLEDO, OH 43604 | AETNA LIFE INSURANCE CO | $9K | — | $9K | 9.82% |
| COORDINATED PROGRAMS, INC3 | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | STANDARD INSURANCE COMPANY | — | — | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | $912K |
| PIVOT CPAS EIN 20-0708248 | Accounting (including auditing) Service code 10 | 238 PONTE VEDRA PARK DRIVE, STE 201 PONTE VEDRA BEACH, FL 32082 | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,360 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,360 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 982 | $1.4M |
| Dental | AETNA LIFE INSURANCE CO | 982 | $1.4M |
| Vision | AETNA LIFE INSURANCE CO | 1,632 | $97K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,470 | $410K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,456 | $295K |
| Prescription drug | AETNA LIFE INSURANCE CO | 982 | $1.4M |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO | 982 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,632 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.