| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UIS INSURANCE SERVICES NATIONAL INC | 600 HIGHWAY 168 SOUTH ST. LOUIS PARK, MN 55426 | AETNA LIFE INSURANCE CO | $80K | — | $80K | 5.18% |
| HYLANT GROUP INC Filed as: HYLANT GROUP INC. | ATTN ACCOUNTING TOLEDO, OH 43604 | AETNA LIFE INSURANCE CO | $75K | — | $75K | 4.82% |
| COORDINATED PROGRAMS, INC3 | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | STANDARD INSURANCE COMPANY | $38K | — | $38K | 10.81% |
| COORDINATED PROGRAMS, INC3 | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | STANDARD INSURANCE COMPANY | $44K | — | $44K | 15.38% |
| COORDINATED PROGRAMS, INC3 | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | STANDARD INSURANCE COMPANY | $14K | — | $14K | 11.74% |
| HYLANT GROUP INC Filed as: HYLANT GROUP INC. | ATTN ACCOUNTING TOLEDO, OH 43604 | AETNA LIFE INSURANCE CO | $4K | — | $4K | 4.73% |
| UIS INSURANCE SERVICES NATIONAL INC | 600 HIGHWAY 168 SOUTH ST. LOUIS PARK, MN 55426 | AETNA LIFE INSURANCE CO | $358 | — | $358 | 0.47% |
| WELLS FARGO INSURANCE SERVICES Filed as: WELLS FARGO INSURANCE SERVICES USA | 600 HIGHWAY 169 SOUTH, SUITE 1200 ST. LOUIS PARK, MN 55426 | AETNA LIFE INSURANCE CO | -$17 | — | -$17 | -0.02% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | $663K |
| THE GRIGGS GROUP, PA-DBA PIVOT,CPAS EIN 20-0708248 | Accounting (including auditing) Service code 10 | 238 PONTE VEDRA PARK DRIVE, STE 201 PONTE VEDRA BEACH, FL 32082 | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,369 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,369 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 940 | $1.5M |
| Dental | AETNA LIFE INSURANCE CO | 940 | $1.5M |
| Vision | AETNA LIFE INSURANCE CO | 1,446 | $77K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,336 | $349K |
| Short-term disability | STANDARD INSURANCE COMPANY | 575 | $119K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,334 | $284K |
| Prescription drug | AETNA LIFE INSURANCE CO | 940 | $1.5M |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO | 940 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,446 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.