| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA | 1450 BRICKELL AVE, STE 1600 MIAMI, FL 33131 | AETNA HEALTH, INC. | $57K | $2K | $59K | 3.07% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA INC. | PO BOX 904037 CHARLOTTE, NC 28290 | SUN LIFE ASSURANCE COMPANY OF CANADA | $14K | $6K | $20K | 13.96% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA | 1450 BRICKELL AVE, STE 1600 MIAMI, FL 33131 | AETNA LIFE INSURANCE CO. | $14K | $734 | $14K | 10.15% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA INC | 29848 NETWORK PL CHICAGO, IL 60673 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $348 | $5K | 16.30% |
| GILSBAR, LLC3 Filed as: GILSBAR | UNKNOWN COVINGTON, LA 70434 | GILSBAR, LLC | — | $1K | $1K | 7.44% |
| TRILOGY BENEFITS CONSULTING LLC3 | 5908 HAMMOCK WOODS DR ODESSA, FL 33556 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $445 | $333 | $778 | 7.37% |
| REFINED BENEFITS DBA SULLIVAN3 Filed as: REFINED BENEFITS | 1105 NIKKIE VIEW DR BRANDON, FL 33511 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $311 | — | $311 | 2.95% |
| ANN ASCANI3 | 2809 WINDING TRAIL DR VALRICO, FL 33596 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $288 | — | $288 | 2.73% |
| TAMARA ANN BUSCHER3 Filed as: TAMARA GAIL COPELAND | 7408 VAN DYKE RD ODESSA, FL 33556 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $165 | $19 | $184 | 1.74% |
| PAUL AQUILINO3 | 16228 PEBBLEBROOK DR TAMPA, FL 33624 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $90 | $18 | $108 | 1.02% |
| MJ INSURANCE3 Filed as: VARIOUS AGENTS & BROKERS | UNKNOWN TAMPA, FL 33624 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $107 | — | $107 | 1.01% |
| HEIL BUSINESS SOLUTIONS CORPORATION3 Filed as: HEIL BUSINESS SOLUTIONS CORP | 4921 PENNSBURY DR TAMPA, FL 33624 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | $28 | $101 | 0.96% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA INC | PO BOX 904037 CHARLOTTE, NC 28290 | ADVANTICA REINSURANCE COMPANY | $862 | — | $862 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 157 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 326 | $2.1M |
| Dental | AETNA LIFE INSURANCE CO. | 326 | $141K |
| Vision | ADVANTICA REINSURANCE COMPANY | 115 | $9K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $143K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $143K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $143K |
| Other(4 contracts, 4 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $197K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 326 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.