| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $1K | $3K | 7.72% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT INC. | PO BOX 1878 TALLAHASSEE, FL 32302 | METROPOLITAN LIFE INSURANCE COMPANY | — | $23 | $23 | 0.05% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT INC. | 3101 SESSIONS ROAD SUITE 200 TALLAHASSEE, FL 32303 | HUMANA INSURANCE COMPANY | $156 | — | $156 | 0.49% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT INC. | 3101 SESSIONS ROAD SUITE 200 TALLAHASSEE, FL 32303 | COMPBENEFITS COMPANY | $88 | — | $88 | 0.89% |
| WEBTPA EMPLOYER SERVICES LLC3 | 8500 FREEPORT PKWY SOUTH IRVING, TX 75063 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | — | $532 | $532 | 5.80% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT INC. | 3101 SESSIONS ROAD SUITE 200 TALLAHASSEE, FL 32303 | COMPBENEFITS COMPANY | $34 | — | $34 | 0.62% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT INC. | PO BOX 1878 TALLAHASSEE, FL 32302 | STANDARD INSURANCE COMPANY | $75 | $0 | $75 | 3.23% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT INC. | PO BOX 1878 TALLAHASSEE, FL 32302 | STANDARD INSURANCE COMPANY | $61 | $0 | $61 | 3.35% |
| FBMC BENEFITS MANAGEMENT INC3 Filed as: FBMC BENEFITS MANAGEMENT INC. | 3101 SESSIONS ROAD SUITE 200 TALLAHASSEE, FL 32303 | HARTFORD FIRE INSURANCE COMPANY | $113 | — | $113 | 15.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 20 | $776K |
| Dental(3 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 48 | $47K |
| Vision | HUMANA INSURANCE COMPANY | 65 | $12K |
| Life insurance | STANDARD INSURANCE COMPANY | 35 | $2K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | 73 | $16K |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | 66 | $27K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 271 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 271 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.