| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCCLENNAN AGENCY | 611 POINTE NORTH BOULEVARD ALBANY, GA 31721 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $30K | $30K | 2.33% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $10K | $10K | 0.78% |
| MARSH & MCLENNAN AGENCY LLC3 | 11330 LAKEFIELD DRIVE, SUITE 100 JOHNS CREEK, GA 30097 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $22K | $13K | $35K | 13.97% |
| ALLIANT INSURANCE SERVICES, INC.3 | 32 OLD SLIP NEW YORK, NY 10005 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 4.56% |
| MARSH & MCLENNAN AGENCY LLC5 Filed as: MARSH & MCLENNAN AGENCY, LLC | 11330 LAKEFIELD DRIVE, SUITE 100 JOHNS CREEK, GA 30097 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $5K | $5K | 1.93% |
| MARSH & MCLENNAN AGENCY LLC3 | 200 BROOKSTONE CENTRE PARKWAY COLUMBUS, NY 31904 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $8K | $194 | $8K | 11.21% |
| WILSON EMPLOYEE BENEFITS EDUCATION3 | 41 PARK OF COMMERCE WAY, SUITE 10 SAVANNAH, NY 31405 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $377 | $4K | 5.77% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SVCS AND VARIOUS AGENTS | 320 WEST 57TH STREET NEW YORK, NY 10019 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $246 | $2K | 2.85% |
| JOYCE HERNDON-GARVIN3 | 18 HANGING MOSS ROAD SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $277 | $1K | 1.83% |
| LISA RILEY STICKLAND3 Filed as: LISA STRICKLAND | 6 GENTRY STREET POOLER, NY 31322 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $862 | $93 | $955 | 1.29% |
| CHAUNDRA F MILES-WALKER3 Filed as: CHAUNDRA MILES-WALKER | 11415 NEWGATE CREST DRIVE RIVERVIEW, NY 33579 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $813 | $0 | $813 | 1.10% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE, UNIT 203 DANIEL ISLAND, NY 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $560 | $242 | $802 | 1.08% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCCLENNAN AGENCY LLC | 200 BROOKSTONE CENTRE PARKWAY COLUMBUS, GA 31904 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $59 | $3K | 11.16% |
| WILSON EMPLOYEE BENEFITS EDUCATION3 | 41 PARK OF COMMERCE WAY, SUITE 10 SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $115 | $1K | 5.74% |
| MJ INSURANCE3 Filed as: ADVANCED BENEFIT AND VARIOUS AGENTS | 145 RIVER LANDING DRIVE, UNIT 203 DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $333 | $66 | $399 | 1.70% |
| JOYCE HERNDON-GARVIN3 | 18 HANGING MOSS ROAD SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $303 | $69 | $372 | 1.58% |
| TERRY BRENNAN3 | 7 WINDWARD WAY SAVANNAH, NY 31410 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $295 | $62 | $357 | 1.52% |
| CHAUNDRA F MILES-WALKER3 Filed as: CHAUNDRA MILES-WALKER | 11415 NEWGATE CREST DRIVE RIVERVIEW, FL 33579 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $335 | $0 | $335 | 1.42% |
| ALLIANT INSURANCE SERVICES, INC.3 | 320 WEST 57TH STREET NEW YORK, NY 10019 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $304 | $0 | $304 | 1.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 329 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 329 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 189 | $1.3M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 329 | $253K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 329 | $253K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 329 | $253K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 329 | $253K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 329 | $253K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 189 | $1.3M |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 329 | $351K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 329 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.