| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRATEGIC BENEFITS3 Filed as: STRATEGIC BENEFITS LLC | 2893 EXECUTIVE PARK DR #118 WESTON, FL 33331 | AETNA LIFE INSURANCE CO | $71K | $0 | $71K | 2.20% |
| STRATEGIC BENEFITS3 Filed as: STRATEGIC BENEFITS LLC | 15757 PINES BLVD PEMBROKE PINES, FL 33027 | AETNA LIFE INSURANCE CO | $16K | $0 | $16K | 0.50% |
| STRATEGIC BENEFITS3 Filed as: STRATEGIC BENEFITS LLC | 15757 PINES BLVD PEMBROKE PINES, FL 33027 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26K | $0 | $26K | 8.11% |
| JANET IBANEZ3 | 17501 SW 92 CT PALMETTO BAY, FL 33157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15K | $0 | $15K | 4.72% |
| WENDOLYN ISOLA3 | 9271 CARIBBEAN BLVD CUTLER BAY, FL 33157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12K | $0 | $12K | 3.76% |
| MJ INSURANCE3 Filed as: OTHER VARIOUS PERSONS | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| STRATEGIC BENEFITS3 Filed as: STRATEGIC BENEFITS LLC | 2893 EXECUTIVE PARK DRIVE STE 118 WESTON, FL 33331 | SOLSTICE BENEFITS INC | $18K | $0 | $18K | 12.72% |
| STRATEGIC BENEFITS3 Filed as: STRATEGIC BENEFITS LLC | 15757 PINES BLVD STE 139 PEMBROKE PINES, FL 33027 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $5K | $10K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 573 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 573 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 504 | $3.2M |
| Dental | SOLSTICE BENEFITS INC | 573 | $138K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 203 | $367K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 573 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.