| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE JOHN GEER COMPANY3 | 6960 BONNEVAL ROAD SUITE 100 JACKSONVILLE, FL 32216 | BLUE CROSS BLUE SHIELD OF FLORIDA | $41K | — | $41K | 3.00% |
| THE JOHN GEER COMPANY3 | 6960 BONNEVAL ROAD SUITE 100 JACKSONVILLE, FL 32216 | HEALTH OPTIONS, INC | $25K | — | $25K | 3.00% |
| THE JOHN GEER COMPANY3 | 6960 BONNEVAL ROAD SUITE 100 JACKSONVILLE, FL 32216 | SUN LIFE ASSURANCE COMPANY OF CANADA | $15K | — | $15K | 13.22% |
| THE JOHN GEER COMPANY3 | 6960 BONNEVAL ROAD SUITE 100 JACKSONVILLE, FL 32216 | VISION SERVICE PLAN | $1K | — | $1K | 5.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 258 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 258 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 258 | $115K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 258 | $115K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 258 | $115K |
| Other(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 258 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 258 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.