| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE JOHN GEER COMPANY3 | 6960 BONNEVAL ROAD SUITE 100 JACKSONVILLE, FL 32216 | BLUE CROSS BLUE SHIELD OF FLORIDA | $31K | — | $31K | 3.00% |
| THE JOHN GEER COMPANY3 | 6960 BONNEVAL ROAD SUITE 100 JACKSONVILLE, FL 32216 | BLUE CROSS BLUE SHIELD OF FLORIDA | $21K | — | $21K | 3.00% |
| THE JOHN GEER COMPANY3 | 6960 BONNEVAL ROAD SUITE 100 JACKSONVILLE, FL 32216 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 5.00% |
| THE JOHN GEER COMPANY3 | 6960 BONNEVAL ROAD SUITE 100 JACKSONVILLE, FL 32216 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| THE JOHN GEER COMPANY3 | 6960 BONNEVAL ROAD SUITE 100 JACKSONVILLE, FL 32216 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| THE JOHN GEER COMPANY3 | 6960 BONNEVAL ROAD SUITE 100 JACKSONVILLE, FL 32216 | VISION SERVICE PLAN | $918 | — | $918 | 6.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 228 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 228 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 158 | $101K |
| Vision | VISION SERVICE PLAN | 144 | $15K |
| Life insurance | STANDARD INSURANCE COMPANY | 228 | $31K |
| Long-term disability | STANDARD INSURANCE COMPANY | 59 | $38K |
| Prescription drug(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 102 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.