| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FRANK B DOLPH III & ASSOCIATES INC3 Filed as: FRANK B. DOLPH II & ASSOCIATES | 100 W. CYPRESS CREEK RD., STE. 962 FORT LAUDERDALE, FL 33309 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $56K | $56K | 4.17% |
| MICHAEL MARSHALL3 | 1134 SE 6TH COURT DANIA BEACH, FL 33004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $9K | $17K | 7.76% |
| FRANK B DOLPH III & ASSOCIATES INC3 Filed as: FRANK B DOLPH III & ASSOCIATES | 100 W CYPRESS CREEK ROAD FORT LAUDERDALE, FL 33309 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16K | — | $16K | 7.50% |
| SF INSURANCE SERVICES INC3 Filed as: SF INSURANCE SERVICES, INC. | 118 THATCH PALM COVE BOCA RATON, FL 33432 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | $2K | $13K | 6.03% |
| STALTARE BENEFITS INC3 | 700 E ATLANTIC BLVD POMPANO BEACH, FL 33060 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $891 | — | $891 | 0.41% |
| CREATIVE BENEFIT CONSULTANTS INC3 | 18214 102ND WAY S BOCA RATON, FL 33498 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $706 | $13 | $719 | 0.33% |
| MIS BENEFITS CONSULTANTS INC3 Filed as: MIS BENEFITS COLSULTANTS, INC. | 2663 RIO DE JANEIRO AVE COOPER CITY, FL 33026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $497 | — | $497 | 0.23% |
| ADAMS BENEFIT CORPORATION3 | 600 CORPORATE DRIVE FORT LAUDERDALE, FL 33334 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $479 | — | $479 | 0.22% |
| IRENE SHULGIN3 | 10746 S SARATOGA DRIVE HOLLYWOOD, FL 33026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $191 | — | $191 | 0.09% |
| SERVICE PLANNING CORP3 Filed as: SERVICE PLANNING CORPORATION | 4901 NW 17TH WAY FT. LAUDERDALE, FL 33309 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $147 | — | $147 | 0.07% |
| DOLPH & ASSOCIATES, INC3 Filed as: DOLPH & ASSOCIATES, INC. | 100 W CYPRESS CREEK ROAD SUITE 962 FORT LAUDERDALE, FL 33309 | UNION SECURITY INSURANCE COMPANY | $7K | — | $7K | 9.14% |
| DOLPH & ASSOCIATES, INC3 | 100 W CYPRESS CREEK RD #962 SUNRISE, FL 33323 | EYEMED ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 16.28% |
| FRANK B DOLPH III & ASSOCIATES INC3 Filed as: FRANK B. DOLPH III & ASSOC., INC. | 100 W. CYPRESS CREEK RD., STE. 962 FT. LAUDERDALE, FL 33309 | UNITEDHEALTHCARE INSURANCE COMPANY | $568 | — | $568 | 13.77% |
| ADAMS BENEFIT CORPORATION3 | 600 CORPORATE DRIVE FORT LAUDERDALE, FL 33334 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $139 | — | $139 | — |
| SHEALY BENEFITS SERVICES INC3 Filed as: SHEALY BENEFITS SERVICES, INC. | 403 EAST MAIN STREET LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $104 | — | $104 | — |
| ABRAHAM SCHILLER3 | 8740 AZALES COURT TAMARAC, FL 33321 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | — |
| LESLIE BRERETON3 | 2125 NE 63RD COURT FORT LAUDERDALE, FL 33308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 243 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 243 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 341 | $1.3M |
| Dental | UNION SECURITY INSURANCE COMPANY | 167 | $79K |
| Vision | EYEMED ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE COMPANY | 135 | $8K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 243 | $4K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 341 | $1.3M |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 243 | $222K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.