| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FRANK B DOLPH III & ASSOCIATES INC3 Filed as: FRANK B. DOLPH II & ASSOCIATES | 100 W. CYPRESS CREEK RD., STE. 962 FORT LAUDERDALE, FL 33309 | HEALTH OPTIONS, INC. | $42K | — | $42K | 4.00% |
| SF INSURANCE SERVICES INC3 Filed as: SF INSURANCE SERVICES, INC. | 118 THATCH PALM COVE BOCA RATON, FL 33432 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12K | $2K | $14K | 8.08% |
| FRANK B DOLPH III & ASSOCIATES INC3 Filed as: FRANK B DOLPH III & ASSOCIATES | 100 W CYPRESS CREEK ROAD FORT LAUDERDALE, FL 33309 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | — | $11K | 6.65% |
| MICHAEL MARSHALL3 | 1134 SE 6TH COURT DANIA BEACH, FL 33004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $2K | $6K | 3.33% |
| SERVICE PLANNING CORP3 Filed as: SERVICE PLANNING CORPORATION | 4901 NW 17TH WAY FT. LAUDERDALE, FL 33309 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 3.05% |
| STALTARE BENEFITS INC3 | 700 E ATLANTIC BLVD POMPANO BEACH, FL 33060 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $321 | $2K | 0.95% |
| MIS BENEFITS CONSULTANTS INC3 Filed as: MIS BENEFITS COLSULTANTS, INC. | 2663 RIO DE JANEIRO AVE COOPER CITY, FL 33026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $76 | $1K | 0.73% |
| CREATIVE BENEFIT CONSULTANTS INC3 | 18214 102ND WAY S BOCA RATON, FL 33498 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $899 | — | $899 | 0.53% |
| ADAMS BENEFIT CORPORATION3 | 600 CORPORATE DRIVE FORT LAUDERDALE, FL 33334 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $886 | — | $886 | 0.52% |
| IRENE SHULGIN3 | 2381 PECAN COURT PEMBROKE LAKES, FL 33026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $695 | $74 | $769 | 0.45% |
| STACY MARIE FRADY3 | 700 E ATLANTIC BLVD. POMPANO BEACH, FL 33060 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $295 | — | $295 | 0.17% |
| RICHARD HASKINS3 | 22 WEST STREET MILLBURY, MA 01527 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $1 | $5 | 0.00% |
| DOLPH & ASSOCIATES, INC3 Filed as: DOLPH & ASSOCIATES, INC. | 100 W CYPRESS CREEK ROAD SUITE 962 FORT LAUDERDALE, FL 33309 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| FRANK B DOLPH III & ASSOCIATES INC3 Filed as: FRANK B. DOLPH II & ASSOCIATES | 100 W. CYPRESS CREEK RD., STE. 962 FORT LAUDERDALE, FL 33309 | BLUE CROSS BLUE SHIELD OF FLORIDA | $546 | — | $546 | 4.00% |
| DOLPH & ASSOCIATES, INC3 | 100 W CYPRESS CREEK RD #962 SUNRISE, FL 33323 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 16.61% |
| SERVICE PLANNING CORP3 Filed as: SERVICE PLANNING CORPORATION | 4901 NW 17 WAY SUITE 605 FORT LAUDERDALE, FL 33309 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $73 | — | $73 | 1.16% |
| FRANK B DOLPH III & ASSOCIATES INC3 Filed as: FRANK B. DOLPH III & ASSOC., INC. | 100 W. CYPRESS CREEK RD., STE. 962 FT. LAUDERDALE, FL 33309 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | $298 | — | $298 | 6.45% |
| ADAMS BENEFIT CORPORATION3 | 600 CORPORATE DRIVE FORT LAUDERDALE, FL 33334 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $160 | — | $160 | 4.34% |
| SHEALY BENEFITS SERVICES INC3 Filed as: SHEALY BENEFITS SERVICES, INC. | 403 EAST MAIN STREET LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120 | — | $120 | 3.25% |
| ROBERT HYLTON3 | 6287 GARRETT STREET JUPITER, FL 33458 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.65% |
| ABRAHAM SCHILLER3 | 8740 AZALES COURT TAMARAC, FL 33321 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.49% |
| LESLIE BRERETON3 | 2125 NE 63RD COURT FORT LAUDERDALE, FL 33308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.22% |
| ESQUEN INSURANCE GROUP CORP3 | 14552 SW 152ND PLACE MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS, INC. | 199 | $1.1M |
| Dental | UNION SECURITY INSURANCE COMPANY | 142 | $56K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 97 | $6K |
| Life insurance | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | 197 | $5K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH OPTIONS, INC. | 199 | $1.1M |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 199 | $179K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 199 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.