| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 5210 BELFORT ROAD, SUITE 405 JACKSONVILLE, FL 32256 | HARTFORD LIFE AND ACCIDENT | $26K | $0 | $26K | 11.53% |
| HYLANT GROUP INC3 | 10401 NORTH MERIDIAN STREET SUITE 200 INDIANAPOLIS, IN 46290 | HARTFORD LIFE AND ACCIDENT | $0 | $1K | $1K | 0.51% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $3K | $20K | 11.34% |
| CREATIVE WORKSITE SOLUTIONS LLC3 | 3404 SALTERBECK STREET, SUITE 207 MOUNT PLEASANT, SC 29466 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 8.83% |
| HYLANT GROUP INC3 | 1505 JEFFERSON AVENUE TOLEDO, OH 43604 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 5.88% |
| UNKNOWN3 | UNKNOWN JACKSONVILLE, FL 32254 | TELADOC HEALTH, INC. | $5K | $0 | $5K | 15.00% |
| CREATIVE WORKSITE SOLUTIONS LLC3 | 3404 SALTERBECK STREET, SUITE 207 MOUNT PLEASANT, SC 29466 | AMERICAN HERTIAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 12.00% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | AMERICAN HERTIAGE LIFE INSURANCE COMPANY | $751 | $0 | $751 | 4.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 263 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 263 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 518 | $174K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 518 | $174K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 263 | $230K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 263 | $230K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 263 | $230K |
| Other(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 263 | $313K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 518 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.