| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 43604 | AETNA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 1.01% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 43604 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $0 | $12K | 9.84% |
| HYLANT GROUP INC3 | PO BOX 1687 TOLEDO, OH 43603 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $6K | $6K | 4.61% |
| HYLANT GROUP INC3 | 7077 BONNEVAL RD STE 120 JACKSONVILLE, FL 32216 | HARTFORD LIFE AND ACCIDENT | $17K | $0 | $17K | 15.56% |
| HYLANT GROUP INC3 | PO BOX 1687 TOLEDO, OH 43603 | HARTFORD LIFE AND ACCIDENT | $0 | $2K | $2K | 1.50% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 43604 | AETNA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 17.89% |
| GARDNER COOK3 Filed as: GARDNER GROUP INC | 7077 BONNEVAL RD STE 550 JACKSONVILLE, FL 32216 | AETNA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 6.26% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HYLANT GROUP INC INSURANCE BROKER | Insurance agents and brokers Service code 22 | 811 MADISON AVE TOLEDO, OH 43604 | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 217 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 217 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 321 | $1.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 551 | $122K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 551 | $122K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 217 | $68K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 213 | $109K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 213 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 551 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.