| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 5210 BELFORT ROAD, SUITE 405 JACKSONVILLE, FL 32256 | HARTFORD LIFE AND ACCIDENT | $30K | $0 | $30K | 15.41% |
| HYLANT GROUP INC3 | 10401 NORTH MERIDIAN STREET SUITE 200 CARMEL, IN 46290 | HARTFORD LIFE AND ACCIDENT | $0 | $2K | $2K | 0.96% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 250 INTERNATIONAL PARKWAY SUITE 330 LAKE MARY, FL 32746 | DELTA DENTAL INSURANCE COMPANY | $15K | — | $15K | 10.00% |
| CREATIVE WORKSITE SOLUTIONS LLC3 | 3404 SALTERBECK STREET, SUITE 207 MOUNT PLEASANT, IN 29466 | TRANSAMERICA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 9.18% |
| HYLANT GROUP INC3 | 10401 NORTH MERIDIAN STREET SUITE 200 CARMEL, IN 46290 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 6.12% |
| CREATIVE WORKSITE SOLUTIONS LLC3 | 3404 SALTERBECK STREET, SUITE 207 MOUNT PLEASANT, SC 29466 | AMERICAN HERTIAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 11.19% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | AMERICAN HERTIAGE LIFE INSURANCE COMPANY | $987 | $0 | $987 | 4.54% |
| HYLANT GROUP INC3 | 5210 BELFORT ROAD, SUITE 405 JACKSONVILLE, FL 32256 | AMERITAS LIFE INSURANCE CORP. | $2K | $0 | $2K | 10.00% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | AMERITAS LIFE INSURANCE CORP. | $0 | $221 | $221 | 1.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 257 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 392 | $152K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 435 | $17K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 257 | $195K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 257 | $195K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 257 | $195K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 257 | $256K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 435 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.