No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ERWIN LAX EIN 59-0834277 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $139K |
| ANTHONY L ROUNDTREE EIN 59-0834277 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $101K |
| DAMIAN A SWAIN EIN 59-0834277 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $95K |
| LORRAINE WILLIAMS EIN 59-0834277 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $84K |
| CUTHBERTSON & ASSOCIATES NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 12857 BAY PLANTATION DRIVE JACKSONVILLE, FL 32223 | $59K |
| LISA GAST EIN 59-0834277 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $44K |
| TERRIE JACHO - SWANIGAN EIN 59-0834277 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $41K |
| MOSELEY, PRICHARD, PARRISH, KNIGHT EIN 59-1309328 NONE | Legal; Direct payment from the plan Service code 29 | — | $36K |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $36K |
| DAHLIA KELLY EIN 59-0834277 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $34K |
| GEOGRAMETRIX NONE | Consulting (general); Direct payment from the plan Service code 16 | 221 N. HOGAN STREET JACKSONVILLE, FL 32202 | $31K |
| DARYL M ALSTON EIN 59-0834277 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $15K |
| HARDEN & ASSOCIATES NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 501 RIVERSIDE AVENUE SUITE 1000 JACKSONVILLE, FL 32202 | $15K |
| PETRENE M. CALDWELL EIN 59-0834277 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $14K |
| THE LAMBOS FIRM EIN 13-3864093 NONE | Legal; Direct payment from the plan Service code 29 | — | $13K |
| KEITH HOPKINS EIN 59-0834277 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $12K |
| SMITH, GAMBRELL & RUSSELL, LLP EIN 58-0967450 NONE | Legal; Direct payment from the plan Service code 29 | — | $10K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 24-6310632 NONE | Securities brokerage; Direct payment from the plan; Custodial (securities); Other investment fees and expenses; Securities brokerage commissions and fees; Other commissions; Investment advisory (plan); Other services; Other fees Service code 19 | — | $1K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 660 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 254 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 166 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 914 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 781 | $308K |
| Other | SYMETRA LIFE INSURANCE COMPANY | 781 | $308K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 781 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.