No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ERWIN LAX EIN 59-0834277 NONE | Employee (plan) Service code 30 | — | $122K |
| DAMIAN A SWAIN EIN 59-0834277 NONE | Employee (plan) Service code 30 | — | $90K |
| ANTHONY L ROUNDTREE EIN 59-0834277 NONE | Employee (plan) Service code 30 | — | $84K |
| LORRAINE WILLIAMS EIN 59-0834277 NONE | Employee (plan) Service code 30 | — | $78K |
| CUTHBERTSON & ASSOCIATES NONE | Other fees; Accounting (including auditing) Service code 10 | 9802 BAYMEADOWS RD, STE 12 JACKSONVILLE, FL 32256 | $55K |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 NONE | Accounting (including auditing) Service code 10 | — | $48K |
| CCC SERVICE CORPORATION EIN 04-3645006 NONE | Consulting (general) Service code 16 | — | $47K |
| TERRIE Y JACHO-SWANIGAN EIN 59-0834277 NONE | Employee (plan) Service code 30 | — | $38K |
| DAHLIA KELLY EIN 59-0834277 NONE | Employee (plan) Service code 30 | — | $32K |
| MOSELEY PRICHARD PARRISH KNIGHT JON EIN 59-1309328 NONE | Legal Service code 29 | — | $18K |
| SMITH GAMBRELL & RUSSELL LLP EIN 58-0967450 NONE | Legal Service code 29 | — | $16K |
| BARON RIVERS EIN 59-0834277 NONE | Employee (plan) Service code 30 | — | $9K |
| THE LAMBOS FIRM EIN 13-3864093 NONE | Legal Service code 29 | — | $9K |
| KEITH HOPKINS EIN 59-0834277 NONE | Employee (plan) Service code 30 | — | $8K |
| VINCENT CAMERON EIN 59-0834277 NONE | Employee (plan) Service code 30 | — | $7K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 24-6310632 NONE | Custodial (securities); Other fees; Securities brokerage; Other commissions; Investment advisory (plan); Securities brokerage commissions and fees; Other services; Other investment fees and expenses; Direct payment from the plan Service code 19 | — | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 601 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 174 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 157 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 932 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | DEARBORN NATIONAL | 601 | $247K |
| Other | DEARBORN NATIONAL | 601 | $247K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 601 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.