| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL, INC | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | BLUE CROSS BLUE SHIELD OF FLORIDA | $30K | — | $30K | 2.00% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 | 1200 PLANTATION ISLAND DR STE 210 ST AUGUSTINE, FL 32080 | RADIANT CREDIT UNION | $7K | $0 | $7K | 10.27% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | RADIANT CREDIT UNION | $0 | $746 | $746 | 1.15% |
| JEREMY C ALFORD3 | 2606 NW 19TH WAY GAINESVILLE, FL 32605 | AFLAC | $4K | $137 | $4K | 6.05% |
| C H ROBINSON & ASSOCIATES INC3 | 9969 NW 16TH RD GAINESVILLE, FL 32606 | AFLAC | $592 | $32 | $624 | 1.03% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | AFLAC | $371 | — | $371 | 0.61% |
| GSL MARKETING INC3 | PO BOX 358198 GAINESVILLE, FL 32635 | AFLAC | $323 | $18 | $341 | 0.56% |
| ANGEL E HILL3 | 24921 NE 136TH LN SALT SPRINGS, FL 32134 | AFLAC | $326 | — | $326 | 0.54% |
| CHARLES HARTHUN3 Filed as: CHARLES BRYAN HARTHUN | 419 TYLER TRL JAMESTOWN, TN 38556 | AFLAC | $258 | $14 | $272 | 0.45% |
| JOEY C ADAMS3 | 317 NORTHEAST 36TH AVE STE 6 OCALA, FL 34470 | AFLAC | $128 | — | $128 | 0.21% |
| VICKI M DICKERT3 | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $97 | — | $97 | 0.16% |
| RUBICON REGION LLC3 | 1862 KEYSTONE PL SCHAUMBURG, IL 60193 | AFLAC | $92 | — | $92 | 0.15% |
| JOSHUA T HILL3 | 24921 NE 136TH LN FORT MC COY, FL 32134 | AFLAC | $81 | — | $81 | 0.13% |
| SOTERIA S MALLARD3 | 6529 NW 36TH TER GAINESVILLE, FL 32653 | AFLAC | $80 | — | $80 | 0.13% |
| TAMMY SUZETTE SHIPP3 | PO BOX 1263 CROSS CITY, FL 32628 | AFLAC | $77 | — | $77 | 0.13% |
| CARL FRANKLIN ARNOLD3 | 10870 SE 72ND TER BELLEVIEW, FL 34420 | AFLAC | $74 | — | $74 | 0.12% |
| JERRY ALFORD3 | 40374 SW FOREST ROAD 181 BRISTOL, FL 32321 | AFLAC | $63 | — | $63 | 0.10% |
| WAYLON MOCK3 | 6541 WHIPORWILL LN MILTON, FL 32583 | AFLAC | $63 | — | $63 | 0.10% |
| UNKNOWN3 | UNKNOWN UNKNOWN, FL 32080 | AFLAC | $60 | — | $60 | 0.10% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $56 | — | $56 | 0.09% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $53 | — | $53 | 0.09% |
| DANNY L LOPER3 | PO BOX 1378 LIVE OAK, FL 32064 | AFLAC | $51 | — | $51 | 0.08% |
| KIMBERLY A HOOIE3 | 8807 SW 137TH AVE ARCHER, FL 32618 | AFLAC | $49 | — | $49 | 0.08% |
| TRAVIS P LEBLANC3 | 1413 ODONNEL RD NEW IBERIA, LA 70560 | AFLAC | $41 | — | $41 | 0.07% |
| BRITTNEY ALFORD3 Filed as: BRITTNEY A ALFORD | 5600 COLLINSWOOD DR MILTON, FL 32583 | AFLAC | $38 | — | $38 | 0.06% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $30 | — | $30 | 0.05% |
| JOEY C ADAMS3 | PO BOX 729 OCALA, FL 34478 | AFLAC | $20 | — | $20 | 0.03% |
| JOEY C ADAMS3 | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $18 | — | $18 | 0.03% |
| JIMMY LEON JOHNSON3 | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $17 | — | $17 | 0.03% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $15 | — | $15 | 0.02% |
| SHADEL & ASSOCIATES LLC3 | 3100 BLUFF LN HILLSBOROUGH, NC 27278 | AFLAC | $15 | — | $15 | 0.02% |
| CHARISSE ALFORD3 | 11628 NW 9TH LN GAINESVILLE, FL 32606 | AFLAC | $15 | — | $15 | 0.02% |
| JOSHUA T HILL3 | 2941 NE 3RD ST STE 203 OCALA, FL 34470 | AFLAC | $15 | — | $15 | 0.02% |
| JOHNNY C DINGESS3 | 122 SW MUSKET PL LAKE CITY, FL 32025 | AFLAC | $14 | — | $14 | 0.02% |
| JIMMY D BOONE3 | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $10 | — | $10 | 0.02% |
| BRANDY DAUGHERTY3 | 324 SE 53RD CT OCALA, FL 34480 | AFLAC | $9 | — | $9 | 0.01% |
| ROBERT L TRAPNELL JR3 | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $7 | — | $7 | 0.01% |
| JAMES R MIRABELLI3 | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $7 | — | $7 | 0.01% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $7 | — | $7 | 0.01% |
| ROBIN LYNN STRICKLAND3 | 2840 NE 46TH CIR HIGH SPRINGS, FL 32643 | AFLAC | $7 | — | $7 | 0.01% |
| CECIL T SALMON3 | 27 RAMBLEWOOD DR PALM COAST, FL 32164 | AFLAC | $6 | — | $6 | 0.01% |
| BRANDON C ADAMS3 | 268 SW SHOREWOOD DR DUNNELLON, FL 34431 | AFLAC | $5 | — | $5 | 0.01% |
| JEFFREY M SINTAY3 | 5300 OAKBROOK PKWY STE 300 STE 350 NORCROSS, GA 30093 | AFLAC | $5 | — | $5 | 0.01% |
| ROBERT P FERRONE3 | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $4 | — | $4 | 0.01% |
| MARIE MICHELE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $2 | — | $2 | 0.00% |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $2 | — | $2 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $1 | — | $1 | 0.00% |
| MARIE MICHELE HASKELL3 | 5023 EAGLE POINT DR JACKSONVILLE, FL 32244 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES (JAY) GRIMES3 Filed as: JAMES J GRIMES | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $1 | — | $1 | 0.00% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL, INC | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | USABLE LIFE | $5K | — | $5K | 14.63% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY #DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $2K | — | $2K | 4.87% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL, INC | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | USABLE LIFE | $5K | — | $5K | 17.40% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY #DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $2K | — | $2K | 4.88% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL, INC | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | USABLE LIFE | $3K | — | $3K | 17.47% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY #DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $701 | — | $701 | 4.88% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL, INC | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | USABLE LIFE | $853 | — | $853 | 17.46% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY #DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $238 | — | $238 | 4.87% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL, INC | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | USABLE LIFE | $447 | — | $447 | 17.40% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY #DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $125 | — | $125 | 4.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 160 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 160 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 123 | $1.5M |
| Dental | RADIANT CREDIT UNION | 104 | $65K |
| Vision | RADIANT CREDIT UNION | 104 | $65K |
| Life insurance(2 contracts) | USABLE LIFE | 160 | $19K |
| Short-term disability | USABLE LIFE | 160 | $33K |
| Long-term disability | USABLE LIFE | 160 | $31K |
| Other(3 contracts, 2 carriers) | AFLAC | 160 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 160 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.