| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAMON CHANDLER FICO3 | 1929 SW 247TH WAY NEWBERRY, FL 32669 | AFLAC | $7K | $560 | $8K | 6.44% |
| REBECCA PEAVEY BONDS3 | 28823 53RD DR BRANFORD, FL 32008 | AFLAC | $3K | $24 | $3K | 2.76% |
| JEREMY M HASKELL3 | 430 RYDER CUP LN CLEMMONS, NC 27012 | AFLAC | $2K | $0 | $2K | 1.52% |
| RACHEL KIRSTEN HOLTON3 | 2926 192ND ST WELLBORN, FL 32008 | AFLAC | $1K | $222 | $2K | 1.40% |
| C H ROBINSON & ASSOCIATES INC3 | 9969 NW 16TH RD GAINSVILLE, FL 32606 | AFLAC | $1K | $124 | $1K | 1.15% |
| CHARLES HARTHUN3 Filed as: CHARLES BRYAN HARTHUN | 3790 FERNANDINA RD STE 103 COLUMBIA, SC 29210 | AFLAC | $1K | — | $1K | 0.98% |
| LINDSAY NORFLEET FICO3 | 1929 SW 247TH WAY NEWBERRY, FL 32669 | AFLAC | $974 | $0 | $974 | 0.83% |
| DAMON CHANDLER FICO3 | 520 POPLAR ST UNIT 209 MACON, GA 31201 | AFLAC | $545 | — | $545 | 0.46% |
| STEPHEN J YOUNG3 | 490 NW WOODLANDS TER LAKE CITY, FL 32055 | AFLAC | $341 | $151 | $492 | 0.42% |
| TAMMY SUZETTE SHIPP3 | PO BOX 1263 CROSS CITY, FL 32628 | AFLAC | $298 | $71 | $369 | 0.31% |
| CRYSTAL BUSH3 | 11354 NE HIGHWAY 349 OLD TOWN, FL 32680 | AFLAC | $206 | $8 | $214 | 0.18% |
| FALATKO & ASSOCIATES INC3 Filed as: FALATKO AND ASSOCIIATES INC | 1202 COLORADO AVE LYNN HAVEN, FL 32444 | AFLAC | $213 | — | $213 | 0.18% |
| STEPHEN K WARNER3 | 1468 SW MAIN BLVD STE 105 LAKE CITY, FL 32025 | AFLAC | $119 | $30 | $149 | 0.13% |
| TAMMY S GARDNER3 | PO BOX 1263 CROSS CITY, FL 32628 | AFLAC | $126 | — | $126 | 0.11% |
| RUBICON REGION LLC3 | 1862 KEYSTONE PL SCHAUMBURG, IL 60193 | AFLAC | $94 | $0 | $94 | 0.08% |
| CHRIS H ROBINSON3 | 9969 NW 16TH RD GAINESVILLE, FL 32606 | AFLAC | $70 | $5 | $75 | 0.06% |
| CHRISTOPHER J ALBRYCHT3 | 7 CORTE LAGO SANTA ROSA BEACH, FL 32459 | AFLAC | $53 | $7 | $60 | 0.05% |
| DANIEL S ADAMS3 | 3857 SCOTT CHURCH RD MARIANNA, FL 32448 | AFLAC | $34 | $7 | $41 | 0.03% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $15 | — | $15 | 0.01% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $4 | — | $4 | 0.00% |
| JIMMY LEON JOHNSON3 | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $2 | — | $2 | 0.00% |
| VICKI M DICKERT3 | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $2 | — | $2 | 0.00% |
| JOSHUA T HILL3 | 24921 NE 136TH LN FORT MC COY, FL 32134 | AFLAC | $2 | — | $2 | 0.00% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: CAPITAL RISK MANAGEMENT | 259 JOHN KNOX RD TALLAHASSEE, FL 323036676 | UNITED CONCORDIA INSURANCE COMPANY | $8K | — | $8K | 10.00% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: CAPITAL RISK MANAGEMENT | 259 JOHN KNOX RD TALLAHASSEE, FL 323036676 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 7.91% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: CAPITAL RISK MANAGEMENT | 2986 STONY BROOK CT TALLAHASSEE, FL 32309 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $609 | — | $609 | 10.00% |
| ROGERS BENEFIT GROUP INC3 | 9909 MIRA MESA BLVD STE 160 SAN DIEGO, CA 92131 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $304 | — | $304 | 4.99% |
| ROBERT JOSEPH REED3 | 2986 STONY BROOK CT TALLAHASSEE, FL 32309 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $202 | — | $202 | 3.46% |
| ELIZABETH MARIE LANGEVIN3 Filed as: ELIZABETH ANNE FELL | 775 PROVIDENCE ISLAND CT HARRINGTON PARK DRIVE JACKSONVILLE, FL 32225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $84 | — | $84 | 1.44% |
| JOEY MIGUES3 Filed as: JOEY GRUBBS BENEFITS LLC | 525 TAYLOR RD MONTICELLO, FL 32344 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | — | $74 | 1.27% |
| ALYSON MARIE MCMAHON3 | 2127 GRASSY BASIN CT JACKSONVILLE, FL 32224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.53% |
| HOWARD L WEATHERS3 | 1119 ROSEWOOD DR TALLAHASSEE, FL 32301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.43% |
| NICOLE TOWNSEND VEDDER3 | 3370 LAKE RUN DR TALLAHASSEE, FL 32309 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.31% |
| DOROTHY RING3 | 8300 PLAZA GATE LN JACKSONVILLE, FL 32217 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.29% |
| TANYA MIRIAM KAKON3 | 98 ABALONE LANE EAST PONTE VEDRA BEACH, FL 32082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.15% |
| EDWARD D SOMMER3 Filed as: EDWARD GUY JR | 260 TIMBERLAND RD TALLAHASSEE, FL 32312 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.12% |
| DAVID J MCCLELLAN3 Filed as: DAVID B MERKHOFER | 2704 SETTER PL TALLAHASSEE, FL 32303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.09% |
| NORTH FLORIDA BROKER SOLUTIONS LLC3 Filed as: NORTH FLORIDA BROKER SOLUTIONS | 1550 HARRINGTON PARK DRIVE JACKSONVILLE, FL 32225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| PATRICIA A DUNCAN3 | 520 WHEATFIELD RD FRANKLIN, NC 28734 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 183 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 240 | $78K |
| Vision | HUMANA INSURANCE COMPANY | 110 | $27K |
| Life insurance(3 contracts, 3 carriers) | AFLAC | 183 | $130K |
| Short-term disability | AFLAC | 183 | $118K |
| Other(3 contracts, 3 carriers) | AFLAC | 183 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 240 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.