| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 2056 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | HEALTH OPTIONS | $56K | $0 | $56K | 6.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2056 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | BLUE CROSS BLUE SHIELD OF FLORIDA | $17K | $0 | $17K | 6.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2056 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | FLORIDA COMBINED LIFE | $16K | $0 | $16K | 12.40% |
| FLORIDA BLUE3 Filed as: ANN SORICELLI | 4800 DEERWOOD CAMPUS PARKWAY SUITE DC2/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $2K | $0 | $2K | 1.43% |
| SOLANGE CAMPUZANO3 | 4800 DEERWOOD CAMPUS PARKWAY SUITE DC2/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $561 | $0 | $561 | 0.43% |
| MAGGIE LUCAS3 | 4800 DEERWOOD CAMPUS PARKWAY SUITE DC2/2 JACKSONVILLE, FL 33246 | FLORIDA COMBINED LIFE | $561 | $0 | $561 | 0.43% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2056 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | $0 | $3K | 9.39% |
| JAMIE LEESMAN3 | 3030 NORTH ROCKY POINT DRIVE SUITE 150 TAMPA, FL 33607 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $978 | $0 | $978 | 2.93% |
| ENROLLMENT ALLIANCE LLC3 Filed as: ENROLLMENT ALLIANCE | 1724 EAST 5TH AVENUE TAMPA, FL 33605 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $325 | $0 | $325 | 0.97% |
| CRISTINA BRENNAN3 | 18102 PORTSIDE STREET TAMPA, FL 33647 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $208 | $0 | $208 | 0.62% |
| JEANNE CARLONE3 | 573 SCRUBJAY LANE JUPITER, FL 33458 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $88 | $0 | $88 | 0.26% |
| JENNA L CARLONE3 Filed as: JENNA CARLONE | 573 SCRUBJAY LANE JUPITER, FL 33458 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $52 | $0 | $52 | 0.16% |
| ROBERT HYLTON3 | 6287 GARRETT STREET JUPITER, FL 33458 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $49 | $0 | $49 | 0.15% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | VISION SERVICE PLAN | $968 | $0 | $968 | 7.45% |
| ENROLLMENT ALLIANCE LLC3 Filed as: ENROLLMENT ALLIANCE | 3030 NORTH ROCKY POINT DRIVE SUITE 150 TAMPA, FL 33607 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $758 | $0 | $758 | 6.70% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2056 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $758 | $0 | $758 | 6.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 157 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS | 110 | $1.2M |
| Dental | FLORIDA COMBINED LIFE | 165 | $130K |
| Vision | VISION SERVICE PLAN | 116 | $13K |
| Life insurance(2 contracts, 2 carriers) | FLORIDA COMBINED LIFE | 165 | $163K |
| Short-term disability | FLORIDA COMBINED LIFE | 165 | $130K |
| Long-term disability | FLORIDA COMBINED LIFE | 165 | $130K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH OPTIONS | 110 | $1.2M |
| Other(4 contracts, 3 carriers) | FLORIDA COMBINED LIFE | 165 | $178K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 165 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.