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Sponsor portfolioWelfare / HealthEIN 59-0653174

BRIGHTSTAR CREDIT UNION

3400 N UNIVERSITY DR · COOPER CITY, FL 33024
9544865231
Plans filed
4
Years active
2016–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$2.0M
No prior year
Persons covered
178
No prior year
Total participants
178
No prior year
Plans filed
4
No prior year

Plans under this sponsor

4 plans
Plan #504$2.0M
BRIGHTSTAR CREDIT UNION HEALTH AND WELFARE PLAN
Fully insured178 covered·4 carriers
Primary: HEALTH OPTIONS
Plan #501$910K
BRIGHTSTAR CREDIT UNION HEALTH AND WELFARE PLAN
Fully insured119 covered·3 carriers
Primary: BLUE CROSS BLUE SHIELD OF FLORIDA
Plan #503$13K
BRIGHTSTAR CREDIT UNION HEALTH AND WELFARE PLAN
Fully insured153 covered·2 carriers
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #502$10K
BRIGHTSTAR CREDIT UNION HEALTH AND WELFARE PLAN
Fully insured154 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.8M37.0%
Prescription drug$1.8M37.0%
Other$215K4.4%
Dental$213K4.3%
Vision$213K4.3%
Life$213K4.3%
Short-term disability$213K4.3%
Long-term disability$213K4.3%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UPMC HEALTH OPTIONS
EIN 592403696
HRx
$1.1M53.1%1185
BLUE CROSS OF CALIFORNIA
EIN 592015694
HRx
$741K36.3%1168
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$213K10.4%11178
PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD
EIN 731016728
Oth
$2K0.1%1110

Broker overview

5 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
DIGITAL INSURANCE LLCATLANTA, GAGUARDIAN, HEALTH OPTIONS, BLUE CROSS BLUE SHIELD OF FLORIDA$129K$0$129K92.8%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOGUARDIAN$10K$0$10K7.0%1
KELLEY J RHEAULTSEBASTIAN, FLPRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD$189$0$1890.1%1
ENROLLEASEATLANTA, GAPRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD$100$0$1000.1%1
AKA SOLUTIONS INCSEBASTIAN, FLPRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD$59$0$590.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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