| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUPERIOR BENEFIT ADVISORS LLC3 Filed as: SUPERIOR TRUST INC | 7701 SW 177TH ST PALMETTO BAY, FL 331576254 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $123K | $123K | 3.50% |
| SUPERIOR BENEFIT ADVISORS LLC3 Filed as: SUPERIOR TRUST INC | 7701 SW 177TH ST PALMETTO BAY, FL 33157 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $36K | $36K | 6.26% |
| SUPERIOR BENEFIT ADVISORS LLC3 Filed as: SUPERIOR TRUST INC | 6595 SW 102ND ST MIAMI, FL 331563363 | COMPBENEFITS COMPANY | $14K | — | $14K | 7.38% |
| CATHRYN C CARNESELLA3 Filed as: CATHRYN C. CARNESELLA | 387 N HIBISCUS DR MIAMI BEACH, FL 33139 | AFLAC | $8K | $348 | $8K | 5.60% |
| WORLDWIDE BENEFITS INC3 Filed as: WORLDWIDE BENEFITS INC. | 573 NW 55TH ST BOCA RATON, FL 33487 | AFLAC | $2K | — | $2K | 1.51% |
| RICHARD ALAN SELIGSON3 Filed as: RICHARD SELIGSON | PO BOX 970922 BOCA RATON, FL 33497 | AFLAC | $1K | $70 | $1K | 0.87% |
| MARCO A ERAZO3 Filed as: MARCO A. ERAZO | 4160 SW 152ND AVE MIRAMAR, FL 33027 | AFLAC | $1K | — | $1K | 0.74% |
| G SCOTT COOKE3 Filed as: G. SCOTT COOKE | 2832 NE 17TH AVE WILTON MANORS, FL 33334 | AFLAC | $734 | $70 | $804 | 0.55% |
| DEBORAH JERZY3 | 2650 W GOLF BLVD APT 159 POMPANO BEACH, FL 33064 | AFLAC | $488 | — | $488 | 0.34% |
| JOURNEY INS GRP INC3 | 3561 NW 88TH DR APT 307 CORAL SPRINGS, FL 33065 | AFLAC | $404 | — | $404 | 0.28% |
| FRANCO CALVO3 | 2500 PARKVIEW DR APT 1815 HALLANDALE BEACH, FL 33009 | AFLAC | $377 | — | $377 | 0.26% |
| FRANCO CALVO3 | PO BOX 85183 HALLANDALE BEACH, FL 33008 | AFLAC | $259 | — | $259 | 0.18% |
| STEVEN KAISER3 Filed as: STEVEN WILLIAM KAISER | 6447 IVY SPRINGS DR FLOWERY BRANCH, GA 30542 | AFLAC | $250 | — | $250 | 0.17% |
| C HUDSON AND ASSOCIATES3 Filed as: C HUDSON & ASSOCIATES | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $235 | — | $235 | 0.16% |
| JUAN C FERLINI3 | 13826 CHRISTIAN BARRETT DR MOORPARK, CA 93021 | AFLAC | $203 | — | $203 | 0.14% |
| STEVE SERVI3 | 6127 S. RAINBOW BLVD STE 110 LAS VEGAS, NV 89118 | AFLAC | $202 | — | $202 | 0.14% |
| ALFRED RIETKERK3 | 3120 NE 47TH ST FORT LAUDERDALE, FL 33308 | AFLAC | $190 | — | $190 | 0.13% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $156 | — | $156 | 0.11% |
| ECK INC3 Filed as: ECK INC. | P. O. BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $147 | — | $147 | 0.10% |
| RIBERTO RIVERO3 | 8004 NW 154TH ST SUITE 371 MIAMI LAKES, FL 33016 | AFLAC | $98 | — | $98 | 0.07% |
| PHYLLIS DAWN HESLEP3 Filed as: PHYLLIS HESLEP | 4805 LAKE BROOK DR STE 220 GLEN ALLEN, VA 23060 | AFLAC | $96 | — | $96 | 0.07% |
| KENDALL C HUDSON3 | 1645 PALM BEACH LAKES BLVD STE 1200 WEST PALM BEACH, FL 33401 | AFLAC | $73 | — | $73 | 0.05% |
| JACQUELINE TIFFER3 Filed as: JACQUELINE CUETO | 13840 SW 24TH TERRACE MIAMI, FL 33175 | AFLAC | $70 | — | $70 | 0.05% |
| UNDERWRITERS SOUTH3 | 12001 LAYFIELD RD UPATOI, GA 31829 | AFLAC | $65 | — | $65 | 0.04% |
| MARTA M SASTRE3 Filed as: MARTA SASTRE | P. O. BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $60 | — | $60 | 0.04% |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33138 | AFLAC | $58 | — | $58 | 0.04% |
| KENDALL C HUDSON3 | 801 NORTHPOINT PKWY STE 35 WEST PALM BEACH, FL 33407 | AFLAC | $55 | — | $55 | 0.04% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $54 | — | $54 | 0.04% |
| PATRICIA FIXLER3 | 3013 NW 28TH AVE OAKLAND PARK, FL 33311 | AFLAC | $45 | — | $45 | 0.03% |
| JOHN DEE MAULDIN3 | 1400 BURLINGTON DR PLANO, TX 75025 | AFLAC | $42 | — | $42 | 0.03% |
| LEE P COHEN3 | 16273 SW 9TH ST PEMBROKE PINES, FL 33027 | AFLAC | $40 | — | $40 | 0.03% |
| MARTA M SASTRE3 | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $40 | — | $40 | 0.03% |
| JOHN GALLIPOLI3 | 4385 STATESVILLE RD WATERTOWN, FL 37184 | AFLAC | $36 | — | $36 | 0.02% |
| SOUTHEASTERN UNDWR INC3 | 6751 MACON RD STE 4 COLUMBUS, GA 31904 | AFLAC | $36 | — | $36 | 0.02% |
| J W GRIMES INC3 Filed as: J. W. GRIMES INC. | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $35 | — | $35 | 0.02% |
| CECILIA N KOLSTAD3 | P.O. BOX 848415 PEMBROKE PINES, FL 33084 | AFLAC | $35 | — | $35 | 0.02% |
| KIMMEY INSURANCE SERVICES INC3 | PO BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $34 | — | $34 | 0.02% |
| THOMAS R BAILEY3 | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $32 | — | $32 | 0.02% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PARKWAY SE SUITE 900 ATLANTA, GA 30339 | AFLAC | $30 | — | $30 | 0.02% |
| DAVID MORRIS3 | 950 PENINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $19 | — | $19 | 0.01% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $16 | — | $16 | 0.01% |
| SUSAN P WATLEY3 Filed as: SUSAN WATLEY | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $16 | — | $16 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $14 | — | $14 | 0.01% |
| DE VITA B MCKENZIE3 | 300 E ESPLANADE DR STE 1220 OXNARD, CA 93036 | AFLAC | $13 | — | $13 | 0.01% |
| JAMES A LOPRESTO3 | 1041 KLEEMANN DR CLINTON, IA 61727 | AFLAC | $11 | — | $11 | 0.01% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 2601 S BAYSHORE DR STE 1600 COCONUT GROVE, FL 33133 | AFLAC | $10 | — | $10 | 0.01% |
| ERIC W HIRSCHKORN3 | 718 SE ABLETT LN PORT ST LUCIE, FL 34984 | AFLAC | $10 | — | $10 | 0.01% |
| JAMES W BENCIN3 | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $9 | — | $9 | 0.01% |
| TIFFANY ANITA MIRANDA3 Filed as: TIFFANY A MIRANDA | 2727 SW 1ST AVE CAPE CORAL, FL 33914 | AFLAC | $7 | — | $7 | 0.00% |
| RILEY HARDY3 | PO BOX 335 LAKE LURE, NC 28746 | AFLAC | $6 | — | $6 | 0.00% |
| ORTS ENTERPRISES INC3 | 14551 S TRAVEL DR UNIT 432 DRAPER, UT 84020 | AFLAC | $6 | — | $6 | 0.00% |
| MARIA ORBE3 | 8362 PINES BLVD STE 250 PEMBROKE PINES, FL 33024 | AFLAC | $6 | — | $6 | 0.00% |
| L A D FINANCIAL CORP3 | 13308 ALTON RD PALM BEACH GARDENS, FL 33418 | AFLAC | $3 | — | $3 | 0.00% |
| CHRISTINE M SINTAY3 | 2645 GRASSY SPRING PL LAS VEGAS, NV 89135 | AFLAC | $3 | — | $3 | 0.00% |
| BRENDA LYNN GARRETT3 | 5400 GLENWOOD AVE STE G03 RALEIGH, NC 27612 | AFLAC | $3 | — | $3 | 0.00% |
| MARK C LEE3 | 1444 SOUTH 17TH ST WILMINGTON, NC 28401 | AFLAC | $2 | — | $2 | 0.00% |
| RND FINANCIAL ASSOCIATES INC3 | 12103 SW BAYBERRY AVE PORT ST LUCIE, FL 34987 | AFLAC | $2 | — | $2 | 0.00% |
| DEBORAH L JONGES3 | PO BOX 31994 PALM BEACH GARDENS, FL 33420 | AFLAC | $2 | — | $2 | 0.00% |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $2 | — | $2 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $1 | — | $1 | 0.00% |
| L A D FINANCIAL CORP3 | 4531 CADIZ CIR PALM BEACH GARDENS, FL 33418 | AFLAC | $1 | — | $1 | 0.00% |
| RND FINANCIAL ASSOCIATES INC3 | 605 UNIVERSE BLVD APT T816 JUNO BEACH, FL 33408 | AFLAC | $1 | — | $1 | 0.00% |
| EMPLOYER BENEFITS CONSULTING LLC3 | 13200 SW 128TH STREET G1 MIAMI, FL 33186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | — | $11K | 10.00% |
| SUPERIOR BENEFIT ADVISORS LLC3 Filed as: SUPERIOR TRUST INC | 6595 SW 102ND ST MIAMI, FL 331563363 | HUMANA INSURANCE COMPANY | $7K | — | $7K | 7.24% |
| EMPLOYER BENEFITS CONSULTING LLC3 | 13200 SW 128TH STREET G1 MIAMI, FL 33186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | — | $12K | 15.00% |
| EMPLOYER BENEFITS CONSULTING LLC3 | 13200 SW 128TH STREET G1 MIAMI, FL 33186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| EMPLOYER BENEFITS CONSULTING LLC3 Filed as: EMPLOYER BENEFITS CONSULTING, LLC | 13200 SW 128TH STREET G1 MIAMI, FL 33186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| EMPLOYER BENEFITS CONSULTING LLC3 | 13200 SW 128TH STREET G1 MIAMI, FL 33186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| CATHRYN C CARNESELLA3 | 387 N HIBISCUS DR MIAMI BEACH, FL 33139 | AFLAC | $353 | — | $353 | 5.09% |
| NATASHA FABIENE3 | 1577 HARLEQUIN WAY STOCKBRIDGE, GA 30281 | AFLAC | $54 | — | $54 | 0.78% |
| PHYLLIS DAWN HESLEP3 Filed as: PHYLLIS HESLEP | 4805 LAKE BROOK DR STE 220 GLEN ALLEN, VA 23060 | AFLAC | $42 | — | $42 | 0.61% |
| STEVE SERVI0 | 6127 S RAINBOW BLVD STE 110 LAS VEGAS, NV 89118 | AFLAC | $36 | — | $36 | 0.52% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO | 11330 LAKEFIELD DR STE 100 DULUTH, GA 30097 | AFLAC | $16 | — | $16 | 0.23% |
| FRANK R GRIFFIN JR3 Filed as: FRANK R GRIFFIN JR (CHIP) | 8601 GARRETT RD PO BOX 233 MIDLAND, GA 31820 | AFLAC | $12 | — | $12 | 0.17% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $11 | — | $11 | 0.16% |
| PATSY GUTHRIE3 | 103 CEDAR ROCK DR LAGRANGE, GA 30241 | AFLAC | $10 | — | $10 | 0.14% |
| JUAN C FERLINI3 | 13826 CHRISTIAN BARRETT DR MOORPARK, CA 93021 | AFLAC | $7 | — | $7 | 0.10% |
| ANDY B GLENN II3 | 50 HURT PLZ SE STE 1630 ATLANTA, GA 30303 | AFLAC | $6 | — | $6 | 0.09% |
| JENNIFER PARR3 | 241 RED OAK LANE PINE MOUNTAIN, GA 31822 | AFLAC | $6 | — | $6 | 0.09% |
| WORLDWIDE BENEFITS INC3 | 573 NW 55TH ST BOCA RATON, FL 33487 | AFLAC | $6 | — | $6 | 0.09% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 313 TROOP DR FORTSON, GA 31808 | AFLAC | $5 | — | $5 | 0.07% |
| DEBORAH JERZY3 | 2650 W GOLF BLVD APT 159 POMPANO BEACH, FL 33064 | AFLAC | $5 | — | $5 | 0.07% |
| ANDY B GLENN II3 | 2281 LAVA RIDGE CT STE 130 ROSEVILLE, CA 95661 | AFLAC | $5 | — | $5 | 0.07% |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33138 | AFLAC | $4 | — | $4 | 0.06% |
| RANDALL H JORDAN3 Filed as: RANDALL JORDAN | 5034 OLD WEST POINT RD LAGRANGE, GA 30240 | AFLAC | $3 | — | $3 | 0.04% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $2 | — | $2 | 0.03% |
| ECK INC3 Filed as: ECK INC. | PO BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $2 | — | $2 | 0.03% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $1 | — | $1 | 0.01% |
| MARCO A ERAZO3 | 4160 SW 152ND AVE MIRAMAR, FL 33027 | AFLAC | $1 | — | $1 | 0.01% |
| ALFRED RIETKERK3 | 3120 NE 47TH ST FORT LAUDERDALE, FL 33308 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 532 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 535 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 461 | $4.2M |
| Dental(2 contracts, 2 carriers) | COMPBENEFITS COMPANY | 337 | $285K |
| Vision | HUMANA INSURANCE COMPANY | 337 | $101K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 578 | $118K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 256 | $39K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 778 | $108K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 578 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 778 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.