| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARBARA TABARES3 | SUPERIOR TRUST INC. 6595 SW 102 STREET PINECREST, FL 33156 | COVENTRY HEALTH CARE OF FLORIDA INC. | $79K | — | $79K | 4.00% |
| BARBARA TABARES3 | SUPERIOR TRUST INC. 6595 SW 102 STREET PINECREST, FL 33156 | COVENTRY HEALTH & LIFE | $33K | — | $33K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO | 11330 LAKEFIELD DR STE 100 JOHNS CREEK, GA 300971578 | UNITEDHEALTHCARE INSURANCE COMPANY | $20K | $1K | $21K | 4.59% |
| SUPERIOR BENEFIT ADVISORS LLC3 Filed as: SUPERIOR TRUST INC | 6595 SW 102ND ST MIAMI, FL 331563363 | COMPBENEFITS | $15K | — | $15K | 8.00% |
| CATHRYN C CARNESELLA3 Filed as: CATHRYN C. CARNESELLA | 387 N HIBISCUS DR MIAMI BEACH, FL 33139 | AFLAC | $6K | $274 | $7K | 5.32% |
| WORLDWIDE BENEFITS INC3 Filed as: WORLDWIDE BENEFITS INC. | 573 NW 55TH ST BOCA RATON, FL 33487 | AFLAC | $3K | — | $3K | 2.24% |
| FRANCO CALVO3 | 1451 W. CYPRESS CREEK RD STE 300 FT LAUDERDALE, FL 33309 | AFLAC | $1K | $55 | $1K | 0.97% |
| MARCO A ERAZO3 Filed as: MARCO A. ERAZO | 4160 SW 152ND AVE MIRAMAR, FL 33027 | AFLAC | $1K | — | $1K | 0.95% |
| JUAN C FERLINI3 | 18821 NW 5TH ST PEMBROKE PINES, FL 33029 | AFLAC | $677 | $55 | $732 | 0.59% |
| DEBORAH JERZY3 Filed as: DEBORAH A JERZY | 2501 SW 15TH AVE. FORT LAUDERDALE, FL 33315 | AFLAC | $569 | — | $569 | 0.46% |
| JOURNEY INS GRP INC3 | 8761 WILES RD APT 203 CORAL SPRINGS, FL 33067 | AFLAC | $465 | — | $465 | 0.38% |
| ALFRED RIETKERK3 | 3120 NE 47TH ST FORT LAUDERDALE, FL 33308 | AFLAC | $241 | $55 | $296 | 0.24% |
| C HUDSON AND ASSOCIATES3 Filed as: C. HUDSON AND ASSOCIATES | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $278 | — | $278 | 0.23% |
| STEVEN KAISER3 | 4120 OLD BARK WAY CUMMING, GA 30041 | AFLAC | $217 | — | $217 | 0.18% |
| ECK INC3 Filed as: ECK INC. | P. O. BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $202 | — | $202 | 0.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES G BROWN | 2002 EASTWOOD RD STE 301 WILMINGTON, NC 28403 | AFLAC | $162 | — | $162 | 0.13% |
| KENDALL C HUDSON3 | 801 NORTHPOINT PARKWAY SUITE 35 WEST PALM BEACH, FL 33407 | AFLAC | $137 | — | $137 | 0.11% |
| PHYLLIS DAWN HESLEP3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $117 | — | $117 | 0.09% |
| MARTA M SASTRE3 | P. O. BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $107 | — | $107 | 0.09% |
| RIBERTO RIVERO3 | 8004 NW 154TH ST SUITE 371 MIAMI LAKES, FL 33016 | AFLAC | $80 | — | $80 | 0.06% |
| UNDERWRITERS SOUTH3 | 12001 LAYFIELD RD UPATOI, GA 31829 | AFLAC | $62 | — | $62 | 0.05% |
| JACQUELINE TIFFER3 Filed as: JACQUELINE CUETO | 13840 SW 24TH TERRACE MIAMI, FL 33175 | AFLAC | $58 | — | $58 | 0.05% |
| JOHN DEE MAULDIN3 | 3209 PHAETON CT PLANO, TX 75023 | AFLAC | $47 | — | $47 | 0.04% |
| CECILIA KOLSTAD3 | P.O. BOX 848415 PEMBROKE PINES, FL 33084 | AFLAC | $41 | — | $41 | 0.03% |
| KIMMEY INSURANCE SERVICES INC3 | P.O. BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $39 | — | $39 | 0.03% |
| J W GRIMES INC3 Filed as: J. W. GRIMES INC. | 7659 HERITAGE CROSSING WAY REUNION, FL 34747 | AFLAC | $38 | — | $38 | 0.03% |
| PATRICIA FIXLER3 | 3013 NW 28TH AVE OAKLAND PARK, FL 33311 | AFLAC | $38 | — | $38 | 0.03% |
| LEE P COHEN3 Filed as: LEE P. COHEN | P. O. BOX 49347 SARASOTA, FL 34230 | AFLAC | $34 | — | $34 | 0.03% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $32 | — | $32 | 0.03% |
| JOHN GALLIPOLI3 | 4385 STATESVILLE RD WATERTOWN, FL 37184 | AFLAC | $30 | — | $30 | 0.02% |
| SOUTHEASTERN UNDWR INC3 | 6751 MACON RD STE 4 COLUMBUS, GA 31904 | AFLAC | $30 | — | $30 | 0.02% |
| RILEY HARDY3 | P. O. BOX 335 LAKE LURE, NC 28746 | AFLAC | $26 | — | $26 | 0.02% |
| JAN HAMBY ALDAMUY3 | 16203 MUIRFIELD DRIVE ODESSA, FL 33556 | AFLAC | $25 | — | $25 | 0.02% |
| A VIC DAVIES3 | HOME OFFICE DO NOT MAIL MARYVILLE, TN 37801 | AFLAC | $19 | — | $19 | 0.02% |
| JAMES A LOPRESTO3 | 38 STANTON HALL DR DESTREHAN, LA 70047 | AFLAC | $17 | — | $17 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS FARGO INS SERVICES USA INC | 3225 AVIATION AVENUE STE 400 COCONUT GROVE, FL 33133 | AFLAC | $12 | — | $12 | 0.01% |
| J W GRIMES INC3 Filed as: J. W. GRIMES INC. | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $10 | — | $10 | 0.01% |
| HUMBERT ALDAMUY JR3 | 16203 MUIRFIELD DR ODESSA, FL 33556 | AFLAC | $5 | — | $5 | 0.00% |
| RUTH H. CLINE3 | 1717 HOMEWOOD BLVD APT 101 DELRAY, FL 33445 | AFLAC | $4 | — | $4 | 0.00% |
| BARTLEIN AND ASSOC INC3 | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $2 | — | $2 | 0.00% |
| LISA CALAWAY3 | EMPLOYER BENEFITS CONSULTING LLC 13200 SW 128TH STREET G1 MIAMI, FL 33186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | — | $12K | 10.10% |
| LISA CALAWAY3 | EMPLOYER BENEFITS CONSULTING LLC 13200 SW 128TH STREET G1 MIAMI, FL 33186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 15.11% |
| LISA CALAWAY3 | EMPLOYER BENEFITS CONSULTING LLC 13200 SW 128TH STREET G1 MIAMI, FL 33186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 15.09% |
| LISA CALAWAY3 | EMPLOYER BENEFITS CONSULTING LLC 13200 SW 128TH STREET G1 MIAMI, FL 33186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.16% |
| SUPERIOR BENEFIT ADVISORS LLC3 Filed as: SUPERIOR TRUST INC. | 6595 SW 102ND ST MIAMI, FL 331563363 | COMPBENEFITS | $3K | — | $3K | 8.24% |
| SUPERIOR BENEFIT ADVISORS LLC3 Filed as: SUPERIOR TRUST INC | 6595 SW 102ND ST MIAMI, FL 331563363 | COMPBENEFITS | $2K | — | $2K | 8.80% |
| CATHRYN C CARNESELLA3 | 387 N HIBISCUS DR MIAMI BEACH, FL 33139 | AFLAC | $1K | — | $1K | 23.06% |
| JUAN C FERLINI3 | 18821 NW 5TH ST PEMBROKE PINES, FL 33029 | AFLAC | $36 | — | $36 | 0.59% |
| PHYLLIS DAWN HESLEP3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $35 | — | $35 | 0.57% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO | 11330 LAKEFIELD DR STE 100 DULUTH, GA 30097 | AFLAC | $13 | — | $13 | 0.21% |
| FRANK R GRIFFIN JR3 Filed as: FRANK R GRIFFIN JR (CHIP) | 8601 GARRETT RD P. O. BOX 233 MIDLAND, GA 31820 | AFLAC | $10 | — | $10 | 0.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 355 SCOTT FARM DR POWDER SPRINGS, GA 30127 | AFLAC | $9 | — | $9 | 0.15% |
| PATSY GUTHRIE3 | 130 SMOKEMONT DR LAGRANGE, GA 30241 | AFLAC | $6 | — | $6 | 0.10% |
| JENNIFER PARR3 | 241 RED OAK LANE PINE MOUNTAIN, GA 31822 | AFLAC | $5 | — | $5 | 0.08% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 313 TROOP DR FORTSON, GA 31808 | AFLAC | $5 | — | $5 | 0.08% |
| DEBORAH JERZY3 Filed as: DEBORAH A JERZY | 2501 SW 15TH AVE FORT LAUDERDALE, FL 33315 | AFLAC | $4 | — | $4 | 0.07% |
| RANDALL H JORDAN3 | 5034 OLD WEST POINT RD LAGRANGE, GA 30240 | AFLAC | $3 | — | $3 | 0.05% |
| PATSY GUTHRIE3 | 343 LINMAN DR LAGRANGE, GA 30241 | AFLAC | $2 | — | $2 | 0.03% |
| ECK INC3 Filed as: ECK INC. | P. O. BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $2 | — | $2 | 0.03% |
| ANDY B GLENN II3 | 100 HARTSFIELD CENTER PKWY STE 500 ATLANTA, GA 30354 | AFLAC | $1 | — | $1 | 0.02% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.02% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $1 | — | $1 | 0.02% |
| LISA CALAWAY3 | EMPLOYER BENEFITS CONSULTING LLC 13200 SW 128TH STREET G1 MIAMI, FL 33186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $864 | — | $864 | 15.33% |
| SUPERIOR BENEFIT ADVISORS LLC3 Filed as: SUPERIOR TRUST INC | 6595 SW 102ND ST MIAMI, FL 331563363 | COMPBENEFITS | $509 | — | $509 | 10.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 492 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 493 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | COVENTRY HEALTH CARE OF FLORIDA INC. | 578 | $3.4M |
| Dental(2 contracts) | COMPBENEFITS | 339 | $204K |
| Vision(2 contracts) | COMPBENEFITS | 244 | $36K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 539 | $97K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 228 | $36K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 766 | $115K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 539 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 766 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.