| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 75 REMITTANCE DRIVE DEPT 1926 NORTHERN TRUST BANK CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | — | $2K | $2K | 0.37% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 28290 | HARTFORD LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF TENNESSEE EIN 62-0427913 INSURANCE CARRIER | Contract Administrator Service code 13 | 1 CAMERON HILL CIRCLE CHATTANOOGA, TN 37402 | $3.2M |
| REINHART, BOERNER, VAN DEUREN EIN 39-1126909 ATTORNEY | Legal Service code 29 | — | $122K |
| BHA CONSULTING, LLC EIN 26-1384808 CONSULTANT | Consulting (general) Service code 16 | — | $87K |
| HEALTHX EIN 35-1928243 PARTICIPANT ENROLLMENT | Other fees Service code 99 | 9339 PRIORITY WAY W DR #150 INDIANAPOLIS, IN 46240 | $55K |
| BARRETT JOHNSTON MARTIN & GARRISON ATTORNEY | Legal Service code 29 | BANK OF AMERICA PLAZA 414 UNION STREET SUITE 900 NASHVILLE, TN 37219 | $36K |
| DENNIS G. JENKINS, CPA, LLC EIN 20-5886120 AUDITOR | Accounting (including auditing) Service code 10 | — | $18K |
| RICK MAJOR EIN 62-1603091 TRUSTEE | Trustee (directed) Service code 25 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,870 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 6,870 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUE CROSS BLUE SHIELD OF TENNESSEE | 7,926 | $0 |
| Vision | BLUE CROSS BLUE SHIELD OF TENNESSEE, INC | 5,660 | $244K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 6,860 | $577K |
| Other | HARTFORD LIFE AND ACCIDENT | 6,860 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,926 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.