| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY LLC | 3625 N ELM STREET 200 GREENSBORO, NC 27455 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $56K | — | $56K | 2.17% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 400 GALLERIA PRKWY 300 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $33K | $3K | $36K | 1.40% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY 1950 ATLANTA, GA 30339 | GREATER GEORGIA LIFE INSURANCE COMPANY | $4K | $5K | $9K | 6.04% |
| MARSH & MCLENNAN AGENCY LLC3 | 3625 N ELM STREET 200 GREENSBORO, NC 27455 | GREATER GEORGIA LIFE INSURANCE COMPANY | $5K | — | $5K | 3.72% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: NORTHWESTERN BENEFIT CORPORATION | 3438 PEACHTREE ROAD SUITE 1100 ATLANTA, GA 30326 | GREATER GEORGIA LIFE INSURANCE COMPANY | $75 | — | $75 | 0.05% |
| DOUGLAS H CRAWFORD JR3 | 5188 KENDALL COURT COLUMBUS, GA 31907 | AFLAC | $14K | — | $14K | 12.68% |
| DESHANTA R NIXON3 | 15 PLANTERS DRIVE CARTERSVILLE, GA 30120 | AFLAC | $12K | — | $12K | 11.52% |
| RICHARD G MCGOWAN3 Filed as: RICHARD K CARTER | 1224 PEACOCK AVE SUITE 25 COLUMBUS, GA 31906 | AFLAC | $4K | — | $4K | 3.99% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS SUCHECKI | 1224 PEACOCK AVE COLUMBUS, GA 31906 | AFLAC | $4K | — | $4K | 3.81% |
| SANDRA MATHIS3 | 485 SPRING LAKE DRIVE FORTSON, GA 31808 | AFLAC | $512 | — | $512 | 0.48% |
| VARIOUS UNDER 503 Filed as: VARIOUS UNDER 20 | 2600 CROSS COUNTRY DRIVE COLUMBUS, GA 31906 | AFLAC | $437 | — | $437 | 0.41% |
| DAMIRIS DAVILA3 | 3 LIBBY CT COLUMBUS, GA 31909 | AFLAC | $319 | — | $319 | 0.30% |
| JAMES HOLMAN3 | 100 SUMMER PLACE DRIVE HAMILTON, GA 31811 | AFLAC | $214 | — | $214 | 0.20% |
| JOHN E CARTER III3 Filed as: JOHN E CARTER | 313 TROOP DRIVE FORTSON, GA 31808 | AFLAC | $139 | — | $139 | 0.13% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS & CO | 7100 STILLWATER DRIVE 6801 RIVER ROAD COLUMBUS, GA 31904 | AFLAC | $85 | — | $85 | 0.08% |
| ROBERT M BAKER3 Filed as: ROBERT BAKER | 2730 LYNDA LANE COLUMBUS, GA 31906 | AFLAC | $78 | — | $78 | 0.07% |
| MICHAEL MILLER3 | 3566 RIDGE AVENUE MACON, GA 31204 | AFLAC | $53 | — | $53 | 0.05% |
| LEZLEY K. ANDERSON3 Filed as: LEZLEY ANDERSON | 5402 NE 124TH ST VANCOVER, WA 98686 | AFLAC | $49 | — | $49 | 0.05% |
| LISA BLAIR3 | 7225 MIDNIGHTSUN LANE COLUMBUS, GA 31909 | AFLAC | $40 | — | $40 | 0.04% |
| BRETT KLUTZ3 | 67 LEE ROAD OPELIKA, AL 36804 | AFLAC | $36 | — | $36 | 0.03% |
| HOUZE & ASSOCIATES INC3 Filed as: HOUZE & ASSOCIATES | PO BOX 3070 LAGRANGE, GA 30241 | AFLAC | $34 | — | $34 | 0.03% |
| BRADLEY BOLICK3 | 6433 FALL BRANCH COLUMBUS, GA 31904 | AFLAC | $31 | — | $31 | 0.03% |
| LANGE TAYLOR3 | 1224 PEACOCK AVE COLUMBUS, GA 31906 | AFLAC | $28 | — | $28 | 0.03% |
| NATHAN SUBER3 | 2105 51ST STREET COLUMBUS, GA 31904 | AFLAC | $27 | — | $27 | 0.03% |
| CYNTHIA A STRICKLAND3 Filed as: CYNTHIA G CARTER | 9219 TRAVELERS WAY MIDLAND, GA 31820 | AFLAC | $26 | — | $26 | 0.02% |
| JACOM MCINTOSH3 | 665 S WOODRUFF AVE IDAHO FALLS, OR 83401 | AFLAC | $26 | — | $26 | 0.02% |
| FRANK GRIFFIN JR3 | 1125 SETH STREET CORPUS CHRISTI, GA 78418 | AFLAC | $25 | — | $25 | 0.02% |
| JENNY CONKLIN3 | 1100 IRS ROAD DOTHAN, AL 36301 | AFLAC | $25 | — | $25 | 0.02% |
| PATSY GUTHRIE3 | 103 CEDAR ROCK DRIVE LAGRANGE, GA 30241 | AFLAC | $24 | — | $24 | 0.02% |
| EILEEN MARIE STILLWELL3 Filed as: EILEEN STILLWELL | 3252 MARICOPA DRIVE COLUMBUS, GA 31907 | AFLAC | $24 | — | $24 | 0.02% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS | 7100 STILLWATER DRIVE COLUMBUS, GA 31904 | AFLAC | $22 | — | $22 | 0.02% |
| RPM LTD3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $19 | — | $19 | 0.02% |
| RICHARD BEATTY3 Filed as: RICHARD CARTER II | 9219 TRAVELERS WAY MIDLAND, GA 31820 | AFLAC | $15 | — | $15 | 0.01% |
| ARLINGTON NEELY JR.3 | 4118 WANDERING LANE COLUMBUS, GA 31907 | AFLAC | $4 | — | $4 | 0.00% |
| JENNIFER SMITH3 | 319 N MAIN AVE SPRINGFIELD, MO 65806 | AFLAC | $2 | — | $2 | 0.00% |
| SUE TUCKER3 | 9856 US HIGHWAY 29N CUSSETA, AL 36852 | AFLAC | $2 | — | $2 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 3625 N ELM STREET 200 GREENSBORO, NC 27455 | AMERICAN UNITED LIFE INSURANCE COMPANY | $8K | $461 | $8K | 16.48% |
| MARSH & MCLENNAN AGENCY LLC3 | 3625 N ELM STREET 200 GREENSBORO, NC 27455 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $607 | — | $607 | 2.17% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 400 GALLERIA PKWY 300 ATLANTA, GA 30339 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $355 | $38 | $393 | 1.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 499 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 499 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 390 | $2.6M |
| Dental | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 390 | $2.6M |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 390 | $2.6M |
| Life insurance(2 contracts, 2 carriers) | GREATER GEORGIA LIFE INSURANCE COMPANY | 499 | $195K |
| Short-term disability(2 contracts, 2 carriers) | GREATER GEORGIA LIFE INSURANCE COMPANY | 499 | $195K |
| Long-term disability(2 contracts, 2 carriers) | GREATER GEORGIA LIFE INSURANCE COMPANY | 499 | $195K |
| Other(2 contracts, 2 carriers) | AFLAC | 494 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 499 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.