| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: NORTHWESTERN BENEFIT CORP OF GA | 3333 RIVERWOOD PARKWAY SUITE 400 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $39K | $1K | $41K | 1.75% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 400 GALLERIA PRKWY 300 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $31K | — | $31K | 1.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: NORTHWESTERN BENEFIT CORPORATION | 950 EAST PACES FERRY ROAD ATLANTA, GA 30326 | GREATER GEORGIA LIFE INSURANCE COMPANY | $5K | $4K | $9K | 4.94% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 400 GALLERIA PKWY 300 ATLANTA, GA 30339 | GREATER GEORGIA LIFE INSURANCE COMPANY | $4K | — | $4K | 2.52% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPERE CIRCLE CHICAGO, IL 60674 | GREATER GEORGIA LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLAERIA PARKWAY ATLANTA, GA 30339 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 12.01% |
| DOUGLAS H CRAWFORD JR3 Filed as: DOUGLAS H CRAWFORD JR. | 1224 PEACOCK AVENUE STE 205 COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 5.21% |
| ROBERT M BAKER3 | 1940 SPRINGDALE DRIVE COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.61% |
| RICHARD CARTER SR3 Filed as: RICHARD K CARTER, SR | 1224 PEACOCK AVE SUITE 205 COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.43% |
| KRISTEN L BULEY3 | 1224 PEACOCK AVE COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.58% |
| CARSON P HAND3 | 1224 PEACOCK AVENUE COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.30% |
| JAMES STANLEY ALLEN3 Filed as: JAMES L HOLMAN | 100 PLUMMER PLACE DRIVE HAMILTON, GA 31811 | CONTINENTAL AMERICAN INSURANCE COMPANY | $915 | — | $915 | 1.15% |
| ARLINGTON NEELY JR.3 Filed as: ARLINGTON NEELY | 4118 WANDERING LANE COLUMBUS, GA 31907 | CONTINENTAL AMERICAN INSURANCE COMPANY | $871 | — | $871 | 1.10% |
| RICKIE BULEY3 | 458 SPRING LAKE DRIVE FORTSON, GA 31808 | CONTINENTAL AMERICAN INSURANCE COMPANY | $777 | — | $777 | 0.98% |
| LANGE TAYLOR3 | 1224 PEACOCK AVE COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $716 | — | $716 | 0.90% |
| CLINT WILLIAMSON3 Filed as: CLINT S WILLIAMSON | 777 HWY 315 CAFAULA, GA 31804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $303 | — | $303 | 0.38% |
| HEATHER JANE SCHEEL3 Filed as: HEATHER SCHEEL | 1448 GROVE PARK DRIVE APT 1512 COLUMBUS, GA 31904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $218 | — | $218 | 0.27% |
| DESHANTA R ADDISON3 | PO BOX 3924 LAGRANGE, GA 30241 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.06% |
| JOHN E CARTER III3 Filed as: JOHN E CARTER | 7310 N LAKE DRIVE STE B COLUMBUS, GA 31909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 0.06% |
| DESHANTA R NIXON3 | 15 PLANTERS DRIVE CARTERSVILLE, GA 30120 | AFLAC | $624 | — | $624 | 2.11% |
| RICHARD G MCGOWAN3 Filed as: RICHARD K CARTER | 1224 PEACOCK AVE SUITE 25 COLUMBUS, GA 31906 | AFLAC | $584 | — | $584 | 1.98% |
| SANDRA MATHIS3 | 7310 NORTH LAKE DRIVE COLUMBUS, GA 31909 | AFLAC | $563 | — | $563 | 1.91% |
| DOUGLAS H CRAWFORD JR3 | 5188 KENDALL COURT COLUMBUS, GA 31907 | AFLAC | $475 | — | $475 | 1.61% |
| BRETT KLUTZ3 | 67 LEE ROAD OPELIKA, AL 36804 | AFLAC | $133 | — | $133 | 0.45% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS & CO | 7100 STILLWATER DRIVE 6801 RIVER ROAD COLUMBUS, GA 31904 | AFLAC | $128 | — | $128 | 0.43% |
| KRISTEN BULEY3 | 458 SPRING LAKE DRIVE FORTSON, GA 31808 | AFLAC | $104 | — | $104 | 0.35% |
| RICHARD BEATTY3 Filed as: RICHARD CARTER II | 9219 TRAVELERS WAY MIDLAND, GA 31820 | AFLAC | $77 | — | $77 | 0.26% |
| RICKIE BULEY3 | 485 SPRING LAKE DRIVE FORTSON, GA 31808 | AFLAC | $72 | — | $72 | 0.24% |
| JOHN E CARTER III3 Filed as: JOHN E CARTER | 313 TROOP DRIVE FORTSON, GA 31808 | AFLAC | $62 | — | $62 | 0.21% |
| JAMES HOLMAN3 | 100 SUMMER PLACE DRIVE HAMILTON, GA 31811 | AFLAC | $55 | — | $55 | 0.19% |
| CAROLYN NOELL | 5801 FORNOF ROAD COLUMBUS, GA 31909 | AFLAC | $44 | — | $44 | 0.15% |
| KRISTI MILLER3 | 3 LIBBY CT COLUMBUS, GA 31909 | AFLAC | $37 | — | $37 | 0.13% |
| ARLINGTON NEELY JR.3 | 4118 WANDERING LANE COLUMBUS, GA 31907 | AFLAC | $34 | — | $34 | 0.12% |
| BRADLEY BOLICK3 | 6433 FALL BRANCH COLUMBUS, GA 31904 | AFLAC | $29 | — | $29 | 0.10% |
| RPM LTD3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $17 | — | $17 | 0.06% |
| CYNTHIA A STRICKLAND3 Filed as: CYNTHIA G CARTER | 9219 TRAVELERS WAY MIDLAND, GA 31820 | AFLAC | $16 | — | $16 | 0.05% |
| LISA BLAIR3 | 7225 MIDNIGHTSUN LANE COLUMBUS, GA 31909 | AFLAC | $14 | — | $14 | 0.05% |
| CARSON HAND3 | 2803 KIPLANG DRIVE AUGUSTA, GA 30909 | AFLAC | $13 | — | $13 | 0.04% |
| STEPEHN NOELL3 | 2105 51ST STREET COLUMBUS, GA 31904 | AFLAC | $7 | — | $7 | 0.02% |
| ROBERT M BAKER3 Filed as: ROBERT BAKER | 2730 LYNDA LANE COLUMBUS, GA 31906 | AFLAC | $7 | — | $7 | 0.02% |
| SUZANNE MCFARLAND3 | 1125 SETH STREET CORPUS CHRISTI, GA 78418 | AFLAC | $6 | — | $6 | 0.02% |
| LISA MCDANIEL3 | 5010 HAWKS RIDGE DRIVE COLUMBUS, GA 31904 | AFLAC | $6 | — | $6 | 0.02% |
| THE TILLOTSON GROUP LTD3 Filed as: THE TILLOTSON GROUP | 5000 MASTERS LANE COLUMBUS, GA 31909 | AFLAC | $5 | — | $5 | 0.02% |
| MICHAEL MILLER3 | 3566 RIDGE AVENUE MACON, GA 31204 | AFLAC | $5 | — | $5 | 0.02% |
| SUE TUCKER3 | 9856 US HIGHWAY 29N CUSSETA, AL 36852 | AFLAC | $5 | — | $5 | 0.02% |
| LAREE BARNES3 | 411 GINGER CIRCLE LAGRANGE, GA 30240 | AFLAC | $4 | — | $4 | 0.01% |
| JENNIFER SMITH3 | 319 N MAIN AVE SPRINGFIELD, MO 65806 | AFLAC | $3 | — | $3 | 0.01% |
| KATHY B MOBLEY3 Filed as: KATHY MOBLEY | 173 WAVERLY CIRCLE WAVERLY HALL, GA 31906 | AFLAC | $3 | — | $3 | 0.01% |
| CW MCDANIEL INC3 | PO BOX COLUMBUS, GA 31906 | AFLAC | $3 | — | $3 | 0.01% |
| J STAN ALLEN INC3 Filed as: J STAN ALLEN | 1800 BUENA VISTA ROAD COLUMBUS, GA 31906 | AFLAC | $2 | — | $2 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: NORTHWESTERN BENEFIT CORPORATION | 950 EAST PACES FERRY ROAD STE 2 ATLANTA, GA 30326 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $441 | $16 | $457 | 1.75% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 400 GALLERIA PKWY 300 ATLANTA, GA 30339 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $342 | — | $342 | 1.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 499 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 499 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 391 | $2.3M |
| Dental | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 391 | $2.3M |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 391 | $2.4M |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 499 | $179K |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 499 | $179K |
| Long-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 499 | $179K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 344 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 499 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.