No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BIGNAULT & CARTER EIN 58-1310322 LEGAL COUNSEL | Legal Service code 29 | 7505 WATERS AVENUE SAVANNAH, GA 31406 | $165K |
| THE SEGAL COMPANY EIN 13-2619259 ACTUARIAL CONSULTING | Consulting (general) Service code 16 | — | $85K |
| BOSTON PARTNERS GLOBAL INVESTORS, I EIN 98-0202744 INVESTMENT MANAGER | Investment management Service code 28 | ONE BEACON STREET BOSTON, MA 02108 | $84K |
| HOLLAND, BROMLEY, BARNHILL & BRETT EIN 58-1941470 ACCOUNTANT | Accounting (including auditing) Service code 10 | PO BOX 8878 SAVANNAH, GA 31412 | $59K |
| TJS DEEMER DANA LLP EIN 58-2663273 AUDITOR | Accounting (including auditing) Service code 10 | 118 PARK OF COMMERCE DR SAVANNAH, GA 31405 | $55K |
| ADVANCED BUSINESS SOFTWARE CORP EIN 58-1676348 IT CONSULTANT | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 49 PARK OF COMMERCE WAY SAVANNAH, GA 31405 | $52K |
| ELLIS, PAINTER, RATTERREE & ADAMS EIN 58-1788955 CO-COUNSEL | Legal Service code 29 | 2 EAST BRYAN STREET SAVANNAH, GA 31401 | $35K |
| SEAL MARCO ADVISORS ADVISOR CONSULTANT | Consulting (general) Service code 16 | 400 GALLERIA PARKWAY ATLANTA, GA 303395945 | $23K |
| MARCO CONSULTING GROUP, INC EIN 36-3555078 ACTUARIAL CONSULTING | Consulting (general) Service code 16 | 550 WASHINGTON, STE 900 CHICAGO, IL 60661 | $8K |
| SUNTRUST BANK BANK | Trustee (bank, trust company, or similar financial institution) Service code 21 | 33 BULL STREET SAVANNAH, GA 31401 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,058 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 527 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 10 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,595 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 5,434 | $6.6M |
| Other(2 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 5,434 | $6.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,434 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.