| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA LIFE INSURANCE CO. | $298K | — | $298K | 2.89% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | PO BOX 905494 CHARLOTTE, NC 282905494 | AETNA LIFE INSURANCE CO. | $21K | — | $21K | 0.21% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $173K | $173K | 2.06% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $172K | $48 | $172K | 2.04% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $48K | $48K | 0.58% |
| INSURANCE APPLICATIONS GROUP3 Filed as: INSURANCE APPLICATIONS GROUP INC | PO BOX 25413 GREENVILLE, SC 296160413 | AETNA LIFE INSURANCE CO. | $595K | — | $595K | 10.80% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 282905494 | AETNA LIFE INSURANCE CO. | $297K | — | $297K | 5.40% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 3565 PIEDMONT ROAD BUILDING 1, SUITE 600 ATLANTA, GA 30305 | CONTINENTAL AMERICA INSURANCE COMPANY | $48K | — | $48K | 26.31% |
| SANDRA C MATHIS3 | 9212 COLLINWOOD DRIVE MIDLAND, GA 31820 | CONTINENTAL AMERICA INSURANCE COMPANY | $1K | — | $1K | 0.66% |
| JOHN E CARTER III3 | 313 TROOP DRIVE FORTSON, GA 31808 | CONTINENTAL AMERICA INSURANCE COMPANY | $777 | — | $777 | 0.42% |
| JOHN E CARTER III3 | 313 TROOP DRIVE FORTSON, GA 31808 | CONTINENTAL AMERICA INSURANCE COMPANY | $429 | — | $429 | 0.23% |
| C R RAMSEY POTTS3 Filed as: C. R. RAMSEY POTTS | PO BOX 484 BLOOMINGDALE, GA 31302 | CONTINENTAL AMERICA INSURANCE COMPANY | $244 | — | $244 | 0.13% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6400 GREEN ISLAND DRIVE UNIT 15 COLUMBUS, GA 31904 | CONTINENTAL AMERICA INSURANCE COMPANY | $167 | — | $167 | 0.09% |
| WILLIAM L AMOS III3 | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | CONTINENTAL AMERICA INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| AON CONSULTING INC3 | 3565 PIEDMONT ROAD NE ATLANTA, GA 30305 | NATIONAL UNION FIRE INC. CO. OF PITTSBURGH, PA | $7K | — | $7K | 15.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,105 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 238 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 20,343 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 5,454 | $15.8M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 5,454 | $5.5M |
| Vision(5 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 12,721 | $6.4M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 20,105 | $13.9M |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 20,105 | $13.9M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 20,105 | $8.4M |
| Prescription drug | UNIVERSITY HEALTH ALLIANCE | 5 | $26K |
| Other(5 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 20,105 | $8.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,105 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.