| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC. | 500 LANIER AVENUE WEST, SUITE 203 FAYETTEVILLE, NY 30214 | AMERICAN UNITED LIFE INSURANCE COMPANY | $71K | $67K | $138K | 7.96% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE INC. | 1745 NORTH BROWN ROAD LAWRENCEVILLE, GA 30043 | AMERICAN UNITED LIFE INSURANCE COMPANY | $90K | $0 | $90K | 5.20% |
| LOCKTON COMPANIES, LLC3 | 1185 AVENUE OF THE AMERICAS SUITE 2010 NEW YORK, NY 10036 | AMERICAN UNITED LIFE INSURANCE COMPANY | $45K | $0 | $45K | 2.58% |
| PROGESSIONAL GROUP PLANS3 | 225 WIRELESS BOULEVARD, SUITE 200 HAUPPAUGE, NY 11788 | AMERICAN UNITED LIFE INSURANCE COMPANY | — | $23K | $23K | 1.35% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC. | 500 LANIER AVENUE WEST, SUITE 203 FAYETTEVILLE, GA 30214 | HUMANA INSURANCE COMPANY | $116K | $0 | $116K | 6.69% |
| LOCKTON COMPANIES, LLC3 | 1185 AVENUE OF THE AMERICAS SUITE 2010 NEW YORK, NY 10036 | HUMANA INSURANCE COMPANY | $54K | $0 | $54K | 3.13% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC. | 500 LANIER AVENUE WEST, SUITE 203 FAYETTEVILLE, GA 30214 | UNUM INSURANCE COMPANY | $42K | $0 | $42K | 10.54% |
| LOCKTON COMPANIES, LLC3 | PO BOX 417484 BOSTON, MA 02241 | UNUM INSURANCE COMPANY | $11K | $1K | $13K | 3.16% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC. | 500 LANIER AVENUE WEST, SUITE 203 FAYETTEVILLE, GA 30214 | BEAZLEY INSURANCE COMPANY, INC | $30K | $0 | $30K | 10.67% |
| LOCKTON COMPANIES, LLC3 | 1185 AVENUE OF THE AMERICAS SUITE 2010 NEW YORK, NY 10036 | BEAZLEY INSURANCE COMPANY, INC | $22K | $0 | $22K | 7.89% |
| MITCH BESVINICK3 | 1280 BRIGHTON WAY NEWTOWN SQUARE, PA 19073 | BEAZLEY INSURANCE COMPANY, INC | $4K | $0 | $4K | 1.44% |
| ELIZABETH H FINCHER4 Filed as: ELIZABETH H. FINCHER | PO BOX 1382 ROSWELL, GA 30077 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $10K | $0 | $10K | 17.50% |
| RESOURCE SEVEN4 Filed as: RESOURCE SEVEN INC. | 500 LANIER AVENUE WEST, SUITE 203 FAYETTEVILLE, GA 30214 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $5K | $0 | $5K | 8.13% |
| LOCKTON COMPANIES, LLC4 | 1185 AVENUE OF THE AMERICAS SUITE 2010 NEW YORK, NY 10036 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $117 | $0 | $117 | 0.21% |
| RICAEDIA LLC4 | 47 PRIMROSE CIRCLE PRINCETON, NJ 08540 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $46 | $0 | $46 | 0.08% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC. | 500 LANIER AVENUE WEST, SUITE 203 FAYETTEVILLE, GA 30214 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $1K | $0 | $1K | 3.34% |
| LOCKTON COMPANIES, LLC3 | 1185 AVENUE OF THE AMERICAS SUITE 2010 NEW YORK, NY 10036 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $602 | $0 | $602 | 1.81% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC. | 500 LANIER AVENUE WEST, SUITE 203 FAYETTEVILLE, GA 30214 | AETNA LIFE INSURANCE COMPANY | $800 | $0 | $800 | 8.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,011 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 56 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,067 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | 10 | $43K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 2,108 | $1.7M |
| Vision | HUMANA INSURANCE COMPANY | 2,108 | $1.7M |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 1,287 | $1.7M |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 1,287 | $1.7M |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 1,287 | $1.7M |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | 10 | $43K |
| Other(4 contracts, 4 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 1,287 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,108 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.