| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SEACREST PARTNERS, INC.3 Filed as: SEACREST PARTNERS INC | P O BOX 8004 SAVANNAH, GA 31404 | COMPANION LIFE INSURANCE COMPANY | $26K | — | $26K | 15.00% |
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS, INC | P O BOX 8004 SAVANNAH, GA 31412 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $193 | $3K | 4.26% |
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS, INC | P O BOX 724137 ATLANTA, GA 31139 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 2.41% |
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS, INC | 2500 CUMBERLAND PKWY SE, STE 400 ATLANTA, GA 30339 | THE STANDARD INSURANCE COMPANY | $6K | — | $6K | 9.22% |
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS, INC | 2500 CUMBERLAND PKWY SE, STE 400 ATLANTA, GA 30339 | THE STANDARD INSURANCE COMPANY | $510 | — | $510 | 0.74% |
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS, INC | 2500 CUMBERLAND PKWY SE, STE 400 ATLANTA, GA 30339 | THE STANDARD INSURANCE COMPANY | $8K | — | $8K | 13.82% |
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS, INC | 2500 CUMBERLAND PKWY SE, STE 400 ATLANTA, GA 30339 | THE STANDARD INSURANCE COMPANY | $424 | — | $424 | 0.74% |
| WILSON EMPLOYEE BENEFITS EDUCATION3 | 41 PARK OF COMMERCE WAY SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $542 | $58 | $600 | 3.03% |
| M.E. WILSON COMPANY, LLC3 Filed as: ED WILSON | 23 GRAND LAKE CIRCLE SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $459 | $16 | $475 | 2.40% |
| SHARON SIMPSON MCCLENDON3 Filed as: SHARON WILSON | 23 GRAND LAKE CIRCLE SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $255 | — | $255 | 1.29% |
| JOYCE HERNDON-GARVIN3 | 18 HANGING MOSS ROAD SAVANNAH, GA 31410 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $170 | $60 | $230 | 1.16% |
| LISA A PERRI3 Filed as: LISA RILEY STRICKLAND | 6 GENTRY STREET POOLER, GA 31322 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $119 | $16 | $135 | 0.68% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | $28 | $101 | 0.51% |
| JULIE S PERRY3 | P O BOX 663 BLOOMINGTON, GA 31302 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $66 | $3 | $69 | 0.35% |
| BRENDA GAIL PATE3 | 3 MONGIN WAY BLUFTON, SC 29909 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 0.26% |
| BENEFIT COMMUNICATION SPECIALISTS3 | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.21% |
| TOOMER VANDERHORST AIMAR3 | 701 COLUMBUS DR SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | $1 | $29 | 0.15% |
| CARIE DEANNE CHANEY3 | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.08% |
| DIGITAL INSURANCE LLC Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.08% |
| HOLLERN & ASSOCIATES INCORPORATED3 Filed as: HOLLERN & ASSOCIATES INC | 11412 ROBBIA DRIVE LAS VEGAS, NV 89138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| ROBERT E FENN3 | 179 LAKE LURE DR ALMA, GA 31510 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| TERRY J SILVERS3 Filed as: TERRY JOSEPH BRENNAN | 7 WINDWARD WAY SAVANNAH, GA 31410 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS, INC | P O BOX 8004 SAVANNAH, GA 31404 | AMERITAS LIFE INSURANCE CORP. | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 97 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 97 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 224 | $76K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 151 | $12K |
| Life insurance | THE STANDARD INSURANCE COMPANY | 100 | $69K |
| Long-term disability | THE STANDARD INSURANCE COMPANY | 100 | $57K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 74 | $173K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 21 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 224 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.