| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 7500 OLD GEORGETOWN ROAD SUITE 1225 BETHESDA, MD 20814 | KAISER FOUNDATION HEALTH PLAN | $19K | $0 | $19K | 5.17% |
| GLENDAE TUTHILL3 | 500 LANIER AVE W SUITE 203 FAYETTEVILLE, GA 30214 | KAISER FOUNDATION HEALTH PLAN | $25 | $0 | $25 | 0.01% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 970069 BOSTON, MA 02297 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $23K | $0 | $23K | 10.07% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 970069 BOSTON, MA 02297 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | $0 | $11K | 6.55% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 0.82% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 7500 OLD GEORGETOWN ROAD SUITE 1225 BETHESDA, MD 20814 | KAISER FOUNDATION HEALTH PLAN | $9K | $0 | $9K | 5.15% |
| GLENDAE TUTHILL3 | 500 LANIER AVE W SUITE 203 FAYETTEVILLE, GA 30214 | KAISER FOUNDATION HEALTH PLAN | $25 | $0 | $25 | 0.01% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 970069 BOSTON, MA 02297 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | $0 | $9K | 5.66% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 0.75% |
| RESOURCE SEVEN3 | 500 LANIER AVENUE W SUITE 203 FAYETTEVILLE, GA 30214 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $7K | $0 | $7K | 6.69% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET BOSTON, MA 02110 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $4K | $23K | $27K | 30.10% |
| RESOURCE SEVEN3 | 500 LANIER AVE W SUITE 203 FAYETTEVILLE, GA 30214 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | $0 | $4K | 8.17% |
| ELIZABETH H FINCHER4 | PO BOX 1382 ROSWELL, GA 30077 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $6K | $0 | $6K | 16.08% |
| RSC INSURANCE BROKERAGE INC4 | 160 FEDERAL ST FL 4 BOSTON, MA 02110 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $3K | $0 | $3K | 6.89% |
| THELMA JEAN CITTA4 | PO BOX 4353 CHERRY HILL, NJ 08034 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $28 | $0 | $28 | 0.08% |
| ROGERS BENEFIT GROUP INC4 Filed as: M ROGERS GROUP LLC | PO BOX 853 GEORGETOWN, CO 80444 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $25 | $0 | $25 | 0.07% |
| PATRIOT GROWTH INSURANCE SERVICES4 Filed as: PATRIOT GROWTH INSURANCE SER | 501 OFFICE CENTER DR SUITE 215 FORT WASHINGTON, PA 19034 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $23 | $0 | $23 | 0.06% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 160 FEDERAL STREET FLOOR 4 BOSTON, MA 02110 | KAISER FOUNDATION HEALTH PLAN | $437 | $0 | $437 | 2.86% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 970069 BOSTON, MA 02297 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $435 | $0 | $435 | 6.57% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 970069 BOSTON, MA 02297 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $191 | $0 | $191 | 6.56% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $26 | $0 | $26 | 0.89% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIED BENEFIT SYSTEMS, LLC EIN 36-3086057 TPA | Claims processing Service code 12 | — | $364K |
| RSC INSURANCE BROKERAGE EIN 16-1689464 BROKER | Insurance agents and brokers Service code 22 | — | $266K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 PPO | Claims processing Service code 12 | — | $160K |
| AMINO INC N/A | Claims processing Service code 12 | 548 MARKET STREET PMB 49911 SAN FRANCISCO, CA 94104 | $20K |
| MARQUEE HEALTH LLC EIN 46-5472798 WELLNESS | Claims processing Service code 12 | — | $12K |
| AMERICAN HEALTH HOLDING EIN 31-1368946 UTILIZATION REVIEW | Claims processing Service code 12 | — | $12K |
| CURALINC EIN 33-1206383 EAP | Claims processing Service code 12 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 822 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 822 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN | 68 | $643K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 280 | $7K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 280 | $164K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 280 | $171K |
| Stop-loss / reinsurancereinsurance | NATIONWIDE LIFE INSURANCE COMPANY | 822 | $552K |
| Other(7 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 822 | $523K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 822 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.