| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $16K | $0 | $16K | 7.51% |
| RESOURCE SEVEN3 | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $16K | $0 | $16K | 7.49% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | $0 | $9K | 5.12% |
| RSC INSURANCE BROKERAGE INC3 | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | $0 | $9K | 4.88% |
| GLENDAE TUTHILL3 | 500 LANIER AVE W SUITE 203 FAYETTEVILLE, GA 30214 | KAISER FOUNDATION HEALTH PLAN | $4K | $0 | $4K | 2.20% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 7500 OLD GEORGETOWN ROAD SUITE 1225 BETHESDA, MD 20814 | KAISER FOUNDATION HEALTH PLAN | $2K | $0 | $2K | 1.44% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | $0 | $8K | 5.04% |
| RSC INSURANCE BROKERAGE INC3 | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | $0 | $8K | 4.96% |
| RSC INSURANCE BROKERAGE INC3 | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $0 | $5K | 4.29% |
| RESOURCE SEVEN3 | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 3.09% |
| RESOURCE SEVEN3 | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $0 | $6K | 10.00% |
| GLENDAE TUTHILL3 | 500 LANIER AVE W SUITE 203 FAYETTEVILLE, GA 30214 | KAISER FOUNDATION HEALTH PLAN | $1K | $0 | $1K | 2.22% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 7500 OLD GEORGETOWN ROAD SUITE 1225 BETHESDA, MD 20814 | KAISER FOUNDATION HEALTH PLAN | $1K | $0 | $1K | 2.18% |
| ELIZABETH H FINCHER4 | PO BOX 1382 ROSWELL, GA 30077 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $10K | $0 | $10K | 23.97% |
| RESOURCE SEVEN4 Filed as: RESOURCE SEVEN INC | 500 LANIER AVE W SUITE 203 FAYETTEVILLE, GA 30214 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $5K | $0 | $5K | 11.18% |
| THELMA JEAN CITTA4 | PO BOX 4353 CHERRY HILL, NJ 08034 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $30 | $0 | $30 | 0.07% |
| ELIZABETH FOO DBA WINNING TEAM AGEN4 | 2720 SIERRA BELLA DRIVE CORONA, CA 92882 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $29 | $0 | $29 | 0.07% |
| RSC INSURANCE BROKERAGE INC3 | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | $0 | $11K | 41.67% |
| RESOURCE SEVEN3 | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 7.80% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $380 | $0 | $380 | 5.15% |
| RSC INSURANCE BROKERAGE INC3 | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $358 | $0 | $358 | 4.85% |
| RESOURCE SEVEN3 Filed as: RESOURCE SEVEN INC | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $167 | $0 | $167 | 5.14% |
| RSC INSURANCE BROKERAGE INC3 | 240 E LANIER AVE FAYETTEVILLE, GA 30214 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $158 | $0 | $158 | 4.87% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 160 FEDERAL STREET FLOOR 4 BOSTON, MA 02110 | KAISER FOUNDATION HEALTH PLAN | $61 | $0 | $61 | 3.49% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIED BENEFIT SYSTEMS, LLC EIN 36-3086057 TPA | Claims processing Service code 12 | — | $379K |
| RISK STRATEGIES COMPANY EIN 16-1689464 BROKER | Insurance agents and brokers Service code 22 | — | $277K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 PPO | Claims processing Service code 12 | — | $167K |
| AMINO INC N/A | Claims processing Service code 12 | 25 TAYLOR STREET SUITE 208 SAN FRANCISCO, CA 94102 | $21K |
| AMERICAN HEALTH HOLDING EIN 31-1368946 UTILIZATION REVIEW | Claims processing Service code 12 | — | $12K |
| CURALINC EIN 33-1206383 EAP | Claims processing Service code 12 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 854 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 854 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | KAISER FOUNDATION HEALTH PLAN | 35 | $226K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 319 | $7K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 319 | $158K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 319 | $179K |
| Stop-loss / reinsurancereinsurance(3 contracts, 3 carriers) | NATIONWIDE LIFE INSURANCE COMPANY | 854 | $671K |
| Other(7 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 642 | $489K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 854 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.